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CITIZENS FINANCIAL SERVICES INC（CZFS）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是CITIZENS FINANCIAL SERVICES INC的1.7倍（$50.3M vs $29.6M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs -5.1%，领先40.5%），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs -14.2%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $4.1M），过去两年CITIZENS FINANCIAL SERVICES INC的营收复合增速更高（6.9% vs 5.6%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
CZFS vs RDI — 直观对比
营收规模更大
RDI
是对方的1.7倍
$29.6M
营收增速更快
CZFS
高出27.1%
-14.2%
净利率更高
CZFS
高出40.5%
-5.1%
自由现金流更多
CZFS
多$31.1M
$4.1M
两年增速更快
CZFS
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $50.3M |
| 净利润 | $10.5M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 44.2% | -1.9% |
| 净利率 | 35.4% | -5.1% |
| 营收同比 | 13.0% | -14.2% |
| 净利润同比 | 31.3% | -14.5% |
| 每股收益（稀释后） | $2.17 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CZFSRDI
| Q4 25 | $29.6M | $50.3M | ||
| Q3 25 | $29.0M | $52.2M | ||
| Q2 25 | $27.3M | $60.4M | ||
| Q1 25 | $26.4M | $40.2M | ||
| Q4 24 | $26.2M | $58.6M | ||
| Q3 24 | $25.1M | $60.1M | ||
| Q2 24 | $24.6M | $46.8M | ||
| Q1 24 | $25.9M | $45.1M |
净利润CZFSRDI
| Q4 25 | $10.5M | $-2.6M | ||
| Q3 25 | $10.0M | $-4.2M | ||
| Q2 25 | $8.5M | $-2.7M | ||
| Q1 25 | $7.6M | $-4.8M | ||
| Q4 24 | $8.0M | $-2.2M | ||
| Q3 24 | $7.5M | $-7.0M | ||
| Q2 24 | $5.3M | $-12.8M | ||
| Q1 24 | $7.0M | $-13.2M |
营业利润率CZFSRDI
| Q4 25 | 44.2% | -1.9% | ||
| Q3 25 | 42.6% | -0.6% | ||
| Q2 25 | 38.1% | 4.8% | ||
| Q1 25 | 35.5% | -17.2% | ||
| Q4 24 | 37.2% | 2.6% | ||
| Q3 24 | 36.9% | -0.6% | ||
| Q2 24 | 25.9% | -16.4% | ||
| Q1 24 | 32.8% | -16.7% |
净利率CZFSRDI
| Q4 25 | 35.4% | -5.1% | ||
| Q3 25 | 34.5% | -8.0% | ||
| Q2 25 | 31.0% | -4.4% | ||
| Q1 25 | 28.8% | -11.8% | ||
| Q4 24 | 30.5% | -3.8% | ||
| Q3 24 | 30.0% | -11.7% | ||
| Q2 24 | 21.4% | -27.4% | ||
| Q1 24 | 27.1% | -29.4% |
每股收益（稀释后）CZFSRDI
| Q4 25 | $2.17 | $-0.11 | ||
| Q3 25 | $2.09 | $-0.18 | ||
| Q2 25 | $1.76 | $-0.12 | ||
| Q1 25 | $1.60 | $-0.21 | ||
| Q4 24 | $1.64 | $-0.11 | ||
| Q3 24 | $1.57 | $-0.31 | ||
| Q2 24 | $1.10 | $-0.57 | ||
| Q1 24 | $1.48 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $338.1M | $-18.2M |
| 总资产 | $3.1B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CZFSRDI
| Q4 25 | $34.3M | $10.5M | ||
| Q3 25 | $31.1M | $8.1M | ||
| Q2 25 | $49.5M | $9.1M | ||
| Q1 25 | $36.8M | $5.9M | ||
| Q4 24 | $42.2M | $12.4M | ||
| Q3 24 | $36.8M | $10.1M | ||
| Q2 24 | $38.4M | $9.3M | ||
| Q1 24 | $29.6M | $7.5M |
总债务CZFSRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CZFSRDI
| Q4 25 | $338.1M | $-18.2M | ||
| Q3 25 | $327.7M | $-12.1M | ||
| Q2 25 | $313.7M | $-7.7M | ||
| Q1 25 | $308.3M | $-8.1M | ||
| Q4 24 | $299.7M | $-4.4M | ||
| Q3 24 | $298.7M | $1.6M | ||
| Q2 24 | $286.5M | $6.5M | ||
| Q1 24 | $282.7M | $18.0M |
总资产CZFSRDI
| Q4 25 | $3.1B | $434.9M | ||
| Q3 25 | $3.1B | $435.2M | ||
| Q2 25 | $3.0B | $438.1M | ||
| Q1 25 | $3.0B | $441.0M | ||
| Q4 24 | $3.0B | $471.0M | ||
| Q3 24 | $3.0B | $495.7M | ||
| Q2 24 | $2.9B | $494.9M | ||
| Q1 24 | $2.9B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $4.1M |
| 自由现金流率自由现金流/营收 | 119.0% | 8.2% |
| 资本支出强度资本支出/营收 | 4.4% | 0.3% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $53.8M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流CZFSRDI
| Q4 25 | $36.5M | $4.3M | ||
| Q3 25 | $2.9M | $295.0K | ||
| Q2 25 | $6.0M | $1.6M | ||
| Q1 25 | $10.9M | $-7.7M | ||
| Q4 24 | $33.2M | $8.0M | ||
| Q3 24 | $6.2M | $1.3M | ||
| Q2 24 | $3.0M | $-10.4M | ||
| Q1 24 | $13.5M | $-2.8M |
自由现金流CZFSRDI
| Q4 25 | $35.2M | $4.1M | ||
| Q3 25 | $2.7M | $-246.0K | ||
| Q2 25 | $5.5M | $1.2M | ||
| Q1 25 | $10.4M | $-8.0M | ||
| Q4 24 | $31.9M | $7.0M | ||
| Q3 24 | $5.6M | $-1.1M | ||
| Q2 24 | $2.9M | $-10.6M | ||
| Q1 24 | $13.4M | $-4.7M |
自由现金流率CZFSRDI
| Q4 25 | 119.0% | 8.2% | ||
| Q3 25 | 9.4% | -0.5% | ||
| Q2 25 | 20.1% | 1.9% | ||
| Q1 25 | 39.2% | -19.8% | ||
| Q4 24 | 121.6% | 12.0% | ||
| Q3 24 | 22.3% | -1.8% | ||
| Q2 24 | 11.8% | -22.7% | ||
| Q1 24 | 51.5% | -10.4% |
资本支出强度CZFSRDI
| Q4 25 | 4.4% | 0.3% | ||
| Q3 25 | 0.5% | 1.0% | ||
| Q2 25 | 1.8% | 0.6% | ||
| Q1 25 | 2.2% | 0.6% | ||
| Q4 24 | 5.0% | 1.7% | ||
| Q3 24 | 2.5% | 4.0% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 0.4% | 4.3% |
现金转化率CZFSRDI
| Q4 25 | 3.49× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
