vs
德纳（DAN）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是德纳的1.6倍（$2.0B vs $1.3B），First American Financial Corp净利率更高（10.3% vs -3.9%，领先14.2%），First American Financial Corp同比增速更快（21.6% vs -44.5%），德纳自由现金流更多（$345.0M vs $324.5M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs -31.2%）
德纳（Dana Inc.）是美国知名汽车零部件供应商，创立于1904年，总部位于俄亥俄州莫米。公司为传统燃油车、混合动力车及电动车提供车桥、传动轴，以及电驱动、热管理、密封、数字设备等产品，服务于轻型车、商用车市场，业务遍及33个国家，员工近2.8万人，2022年销售额达102亿美元，位列财富世界500强。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
DAN vs FAF — 直观对比
营收规模更大
FAF
是对方的1.6倍
$1.3B
营收增速更快
FAF
高出66.1%
-44.5%
净利率更高
FAF
高出14.2%
-3.9%
自由现金流更多
DAN
多$20.5M
$324.5M
两年增速更快
FAF
近两年复合增速
-31.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $2.0B |
| 净利润 | $-50.0M | $211.9M |
| 毛利率 | 6.0% | — |
| 营业利润率 | -0.2% | 14.0% |
| 净利率 | -3.9% | 10.3% |
| 营收同比 | -44.5% | 21.6% |
| 净利润同比 | 37.5% | 192.7% |
| 每股收益（稀释后） | $-0.36 | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DANFAF
| Q4 25 | $1.3B | $2.0B | ||
| Q3 25 | $1.9B | $2.0B | ||
| Q2 25 | $1.9B | $1.8B | ||
| Q1 25 | $2.4B | $1.6B | ||
| Q4 24 | $2.3B | $1.7B | ||
| Q3 24 | $2.5B | $1.4B | ||
| Q2 24 | $2.7B | $1.6B | ||
| Q1 24 | $2.7B | $1.4B |
净利润DANFAF
| Q4 25 | $-50.0M | $211.9M | ||
| Q3 25 | $83.0M | $189.6M | ||
| Q2 25 | $27.0M | $146.1M | ||
| Q1 25 | $25.0M | $74.2M | ||
| Q4 24 | $-80.0M | $72.4M | ||
| Q3 24 | $4.0M | $-104.0M | ||
| Q2 24 | $16.0M | $116.0M | ||
| Q1 24 | $3.0M | $46.7M |
毛利率DANFAF
| Q4 25 | 6.0% | — | ||
| Q3 25 | 8.7% | — | ||
| Q2 25 | 7.1% | — | ||
| Q1 25 | 9.4% | — | ||
| Q4 24 | 5.7% | — | ||
| Q3 24 | 9.9% | — | ||
| Q2 24 | 9.3% | — | ||
| Q1 24 | 8.9% | — |
营业利润率DANFAF
| Q4 25 | -0.2% | 14.0% | ||
| Q3 25 | 2.8% | 12.5% | ||
| Q2 25 | 0.8% | 10.6% | ||
| Q1 25 | 3.1% | 6.1% | ||
| Q4 24 | -1.5% | 5.9% | ||
| Q3 24 | 3.6% | -10.3% | ||
| Q2 24 | 3.8% | 9.4% | ||
| Q1 24 | 2.6% | 4.1% |
净利率DANFAF
| Q4 25 | -3.9% | 10.3% | ||
| Q3 25 | 4.3% | 9.6% | ||
| Q2 25 | 1.4% | 7.9% | ||
| Q1 25 | 1.1% | 4.7% | ||
| Q4 24 | -3.4% | 4.3% | ||
| Q3 24 | 0.2% | -7.4% | ||
| Q2 24 | 0.6% | 7.2% | ||
| Q1 24 | 0.1% | 3.3% |
每股收益（稀释后）DANFAF
| Q4 25 | $-0.36 | $2.04 | ||
| Q3 25 | $0.64 | $1.84 | ||
| Q2 25 | $0.19 | $1.41 | ||
| Q1 25 | $0.17 | $0.71 | ||
| Q4 24 | $-0.55 | $0.70 | ||
| Q3 24 | $0.03 | $-1.00 | ||
| Q2 24 | $0.11 | $1.11 | ||
| Q1 24 | $0.02 | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $469.0M | $1.4B |
| 总债务越低越好 | $2.6B | — |
| 股东权益账面价值 | $840.0M | $5.5B |
| 总资产 | $7.8B | $16.2B |
| 负债/权益比越低杠杆越低 | 3.05× | — |
8季度趋势，按日历期对齐
现金及短期投资DANFAF
| Q4 25 | $469.0M | $1.4B | ||
| Q3 25 | $414.0M | $2.9B | ||
| Q2 25 | $486.0M | $2.0B | ||
| Q1 25 | $507.0M | $2.0B | ||
| Q4 24 | $494.0M | $1.7B | ||
| Q3 24 | $419.0M | $3.0B | ||
| Q2 24 | $419.0M | $2.0B | ||
| Q1 24 | $351.0M | $1.5B |
总债务DANFAF
| Q4 25 | $2.6B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.4B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.4B | — | ||
| Q1 24 | $2.6B | — |
股东权益DANFAF
| Q4 25 | $840.0M | $5.5B | ||
| Q3 25 | $1.1B | $5.3B | ||
| Q2 25 | $1.2B | $5.1B | ||
| Q1 25 | $1.4B | $5.0B | ||
| Q4 24 | $1.3B | $4.9B | ||
| Q3 24 | $1.5B | $5.1B | ||
| Q2 24 | $1.5B | $4.8B | ||
| Q1 24 | $1.5B | $4.8B |
总资产DANFAF
| Q4 25 | $7.8B | $16.2B | ||
| Q3 25 | $8.1B | $17.6B | ||
| Q2 25 | $8.1B | $16.3B | ||
| Q1 25 | $7.8B | $15.5B | ||
| Q4 24 | $7.5B | $14.9B | ||
| Q3 24 | $7.9B | $16.6B | ||
| Q2 24 | $7.8B | $15.2B | ||
| Q1 24 | $7.9B | $14.7B |
负债/权益比DANFAF
| Q4 25 | 3.05× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.13× | — | ||
| Q1 25 | 1.76× | — | ||
| Q4 24 | 1.79× | — | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 1.62× | — | ||
| Q1 24 | 1.68× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $406.0M | $369.3M |
| 自由现金流经营现金流 - 资本支出 | $345.0M | $324.5M |
| 自由现金流率自由现金流/营收 | 26.6% | 15.8% |
| 资本支出强度资本支出/营收 | 4.7% | 2.2% |
| 现金转化率经营现金流/净利润 | — | 1.74× |
| 过去12个月自由现金流最近4个季度 | $298.0M | $762.5M |
8季度趋势，按日历期对齐
经营现金流DANFAF
| Q4 25 | $406.0M | $369.3M | ||
| Q3 25 | $111.0M | $272.5M | ||
| Q2 25 | $32.0M | $361.8M | ||
| Q1 25 | $-37.0M | $-52.8M | ||
| Q4 24 | $302.0M | $324.6M | ||
| Q3 24 | $35.0M | $236.9M | ||
| Q2 24 | $215.0M | $266.7M | ||
| Q1 24 | $-102.0M | $69.3M |
自由现金流DANFAF
| Q4 25 | $345.0M | $324.5M | ||
| Q3 25 | $62.0M | $223.1M | ||
| Q2 25 | $3.0M | $309.4M | ||
| Q1 25 | $-112.0M | $-94.5M | ||
| Q4 24 | $149.0M | $266.2M | ||
| Q3 24 | $-11.0M | $185.4M | ||
| Q2 24 | $104.0M | $210.0M | ||
| Q1 24 | $-172.0M | $17.6M |
自由现金流率DANFAF
| Q4 25 | 26.6% | 15.8% | ||
| Q3 25 | 3.2% | 11.3% | ||
| Q2 25 | 0.2% | 16.8% | ||
| Q1 25 | -4.8% | -6.0% | ||
| Q4 24 | 6.4% | 15.8% | ||
| Q3 24 | -0.4% | 13.2% | ||
| Q2 24 | 3.8% | 13.0% | ||
| Q1 24 | -6.3% | 1.2% |
资本支出强度DANFAF
| Q4 25 | 4.7% | 2.2% | ||
| Q3 25 | 2.6% | 2.5% | ||
| Q2 25 | 1.5% | 2.8% | ||
| Q1 25 | 3.2% | 2.6% | ||
| Q4 24 | 6.6% | 3.5% | ||
| Q3 24 | 1.9% | 3.7% | ||
| Q2 24 | 4.1% | 3.5% | ||
| Q1 24 | 2.6% | 3.6% |
现金转化率DANFAF
| Q4 25 | — | 1.74× | ||
| Q3 25 | 1.34× | 1.44× | ||
| Q2 25 | 1.19× | 2.48× | ||
| Q1 25 | -1.48× | -0.71× | ||
| Q4 24 | — | 4.48× | ||
| Q3 24 | 8.75× | — | ||
| Q2 24 | 13.44× | 2.30× | ||
| Q1 24 | -34.00× | 1.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAN
| Light Vehicle Segment | $912.0M | 70% |
| Commercial Vehicle Segment | $218.0M | 17% |
| Other | $166.0M | 13% |
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
