vs
Dayforce（DAY）与OLD NATIONAL BANCORP（ONB）财务数据对比。点击上方公司名可切换其他公司
OLD NATIONAL BANCORP的季度营收约是Dayforce的1.5倍（$702.8M vs $481.6M），OLD NATIONAL BANCORP净利率更高（33.3% vs -40.9%，领先74.1%），OLD NATIONAL BANCORP同比增速更快（44.4% vs 9.5%），过去两年OLD NATIONAL BANCORP的营收复合增速更高（34.5% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
DAY vs ONB — 直观对比
营收规模更大
ONB
是对方的1.5倍
$481.6M
营收增速更快
ONB
高出34.9%
9.5%
净利率更高
ONB
高出74.1%
-40.9%
两年增速更快
ONB
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $702.8M |
| 净利润 | $-196.8M | $233.7M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | — |
| 净利率 | -40.9% | 33.3% |
| 营收同比 | 9.5% | 44.4% |
| 净利润同比 | -9940.0% | 61.5% |
| 每股收益（稀释后） | $-1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYONB
| Q1 26 | — | $702.8M | ||
| Q4 25 | — | $580.8M | ||
| Q3 25 | $481.6M | $574.6M | ||
| Q2 25 | $464.7M | $514.8M | ||
| Q1 25 | $481.8M | $387.6M | ||
| Q4 24 | $465.2M | $394.2M | ||
| Q3 24 | $440.0M | $391.7M | ||
| Q2 24 | $423.3M | $388.4M |
净利润DAYONB
| Q1 26 | — | $233.7M | ||
| Q4 25 | — | $216.6M | ||
| Q3 25 | $-196.8M | $182.6M | ||
| Q2 25 | $21.3M | $125.4M | ||
| Q1 25 | $14.9M | $144.7M | ||
| Q4 24 | $10.8M | $153.9M | ||
| Q3 24 | $2.0M | $143.8M | ||
| Q2 24 | $-1.8M | $121.2M |
毛利率DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
营业利润率DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | 46.7% | ||
| Q3 25 | 6.3% | 40.5% | ||
| Q2 25 | 9.1% | 30.2% | ||
| Q1 25 | 6.4% | 46.8% | ||
| Q4 24 | 6.1% | 47.2% | ||
| Q3 24 | 4.7% | 47.2% | ||
| Q2 24 | 3.3% | 40.3% |
净利率DAYONB
| Q1 26 | — | 33.3% | ||
| Q4 25 | — | 37.3% | ||
| Q3 25 | -40.9% | 31.8% | ||
| Q2 25 | 4.6% | 24.4% | ||
| Q1 25 | 3.1% | 37.3% | ||
| Q4 24 | 2.3% | 39.0% | ||
| Q3 24 | 0.5% | 36.7% | ||
| Q2 24 | -0.4% | 31.2% |
每股收益（稀释后）DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | $0.55 | ||
| Q3 25 | $-1.23 | $0.46 | ||
| Q2 25 | $0.13 | $0.34 | ||
| Q1 25 | $0.09 | $0.44 | ||
| Q4 24 | $0.07 | $0.47 | ||
| Q3 24 | $0.01 | $0.44 | ||
| Q2 24 | $-0.01 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | — |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $8.5B |
| 总资产 | $8.7B | $73.0B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | $627.6M | $1.7B | ||
| Q2 25 | $625.2M | $1.8B | ||
| Q1 25 | $557.3M | $1.2B | ||
| Q4 24 | $579.7M | $1.2B | ||
| Q3 24 | $494.1M | $1.2B | ||
| Q2 24 | $465.4M | $1.2B |
总债务DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益DAYONB
| Q1 26 | — | $8.5B | ||
| Q4 25 | — | $8.5B | ||
| Q3 25 | $2.7B | $8.3B | ||
| Q2 25 | $2.7B | $8.1B | ||
| Q1 25 | $2.6B | $6.5B | ||
| Q4 24 | $2.5B | $6.3B | ||
| Q3 24 | $2.6B | $6.4B | ||
| Q2 24 | $2.5B | $6.1B |
总资产DAYONB
| Q1 26 | — | $73.0B | ||
| Q4 25 | — | $72.2B | ||
| Q3 25 | $8.7B | $71.2B | ||
| Q2 25 | $8.5B | $71.0B | ||
| Q1 25 | $9.5B | $53.9B | ||
| Q4 24 | $9.1B | $53.6B | ||
| Q3 24 | $8.1B | $53.6B | ||
| Q2 24 | $9.0B | $53.1B |
负债/权益比DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | $159.2M | ||
| Q3 25 | $31.2M | $341.2M | ||
| Q2 25 | $112.7M | $72.9M | ||
| Q1 25 | $49.6M | $108.2M | ||
| Q4 24 | $81.0M | $235.8M | ||
| Q3 24 | $91.8M | $121.3M | ||
| Q2 24 | $99.2M | $161.0M |
自由现金流DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | $137.3M | ||
| Q3 25 | — | $333.6M | ||
| Q2 25 | — | $64.1M | ||
| Q1 25 | — | $102.4M | ||
| Q4 24 | — | $229.0M | ||
| Q3 24 | — | $115.7M | ||
| Q2 24 | — | $151.6M |
自由现金流率DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 58.1% | ||
| Q2 25 | — | 12.4% | ||
| Q1 25 | — | 26.4% | ||
| Q4 24 | — | 58.1% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 39.0% |
资本支出强度DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.5% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 2.4% |
现金转化率DAYONB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.73× | ||
| Q3 25 | — | 1.87× | ||
| Q2 25 | 5.29× | 0.58× | ||
| Q1 25 | 3.33× | 0.75× | ||
| Q4 24 | 7.50× | 1.53× | ||
| Q3 24 | 45.90× | 0.84× | ||
| Q2 24 | — | 1.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
ONB
暂无分部数据
