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BOK FINANCIAL CORP（BOKF）与OLD NATIONAL BANCORP（ONB）财务数据对比。点击上方公司名可切换其他公司
OLD NATIONAL BANCORP的季度营收约是BOK FINANCIAL CORP的1.2倍（$702.8M vs $589.6M），OLD NATIONAL BANCORP净利率更高（33.3% vs 30.1%，领先3.2%），BOK FINANCIAL CORP同比增速更快（12.7% vs 0.6%），过去两年OLD NATIONAL BANCORP的营收复合增速更高（34.5% vs 13.8%）
BOK金融集团是总部位于美国俄克拉荷马州塔尔萨市的金融服务控股企业，业务覆盖美国中西部及西南部地区，提供全品类零售与商业银行产品及服务，是美国排名前50的金融服务机构，同时也是俄克拉荷马州规模最大的金融企业。
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
BOKF vs ONB — 直观对比
营收规模更大
ONB
是对方的1.2倍
$589.6M
营收增速更快
BOKF
高出12.1%
0.6%
净利率更高
ONB
高出3.2%
30.1%
两年增速更快
ONB
近两年复合增速
13.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $589.6M | $702.8M |
| 净利润 | $177.3M | $233.7M |
| 毛利率 | — | — |
| 营业利润率 | 38.8% | — |
| 净利率 | 30.1% | 33.3% |
| 营收同比 | 12.7% | 0.6% |
| 净利润同比 | 30.2% | 61.5% |
| 每股收益（稀释后） | $2.90 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BOKFONB
| Q1 26 | — | $702.8M | ||
| Q4 25 | $589.6M | $580.8M | ||
| Q3 25 | $548.4M | $574.6M | ||
| Q2 25 | $535.3M | $514.8M | ||
| Q1 25 | $502.3M | $387.6M | ||
| Q4 24 | $523.1M | $394.2M | ||
| Q3 24 | $516.3M | $391.7M | ||
| Q2 24 | $555.7M | $388.4M |
净利润BOKFONB
| Q1 26 | — | $233.7M | ||
| Q4 25 | $177.3M | $216.6M | ||
| Q3 25 | $140.9M | $182.6M | ||
| Q2 25 | $140.0M | $125.4M | ||
| Q1 25 | $119.8M | $144.7M | ||
| Q4 24 | $136.2M | $153.9M | ||
| Q3 24 | $140.0M | $143.8M | ||
| Q2 24 | $163.7M | $121.2M |
营业利润率BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | 38.8% | 46.7% | ||
| Q3 25 | 32.2% | 40.5% | ||
| Q2 25 | 33.8% | 30.2% | ||
| Q1 25 | 30.8% | 46.8% | ||
| Q4 24 | 33.5% | 47.2% | ||
| Q3 24 | 33.6% | 47.2% | ||
| Q2 24 | 38.0% | 40.3% |
净利率BOKFONB
| Q1 26 | — | 33.3% | ||
| Q4 25 | 30.1% | 37.3% | ||
| Q3 25 | 25.7% | 31.8% | ||
| Q2 25 | 26.2% | 24.4% | ||
| Q1 25 | 23.8% | 37.3% | ||
| Q4 24 | 26.0% | 39.0% | ||
| Q3 24 | 27.1% | 36.7% | ||
| Q2 24 | 29.5% | 31.2% |
每股收益（稀释后）BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | $2.90 | $0.55 | ||
| Q3 25 | $2.22 | $0.46 | ||
| Q2 25 | $2.19 | $0.34 | ||
| Q1 25 | $1.86 | $0.44 | ||
| Q4 24 | $2.13 | $0.47 | ||
| Q3 24 | $2.18 | $0.44 | ||
| Q2 24 | $2.54 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $4.6B | — |
| 股东权益账面价值 | $5.9B | $8.5B |
| 总资产 | $52.2B | $73.0B |
| 负债/权益比越低杠杆越低 | 0.78× | — |
8季度趋势，按日历期对齐
现金及短期投资BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $1.8B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B |
总债务BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | $4.6B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BOKFONB
| Q1 26 | — | $8.5B | ||
| Q4 25 | $5.9B | $8.5B | ||
| Q3 25 | $6.0B | $8.3B | ||
| Q2 25 | $5.9B | $8.1B | ||
| Q1 25 | $5.8B | $6.5B | ||
| Q4 24 | $5.5B | $6.3B | ||
| Q3 24 | $5.6B | $6.4B | ||
| Q2 24 | $5.2B | $6.1B |
总资产BOKFONB
| Q1 26 | — | $73.0B | ||
| Q4 25 | $52.2B | $72.2B | ||
| Q3 25 | $50.2B | $71.2B | ||
| Q2 25 | $51.0B | $71.0B | ||
| Q1 25 | $50.5B | $53.9B | ||
| Q4 24 | $49.7B | $53.6B | ||
| Q3 24 | $50.1B | $53.6B | ||
| Q2 24 | $50.4B | $53.1B |
负债/权益比BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.80× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $739.6M | — |
| 自由现金流经营现金流 - 资本支出 | $575.2M | — |
| 自由现金流率自由现金流/营收 | 97.6% | — |
| 资本支出强度资本支出/营收 | 27.9% | — |
| 现金转化率经营现金流/净利润 | 4.17× | — |
| 过去12个月自由现金流最近4个季度 | $1.4B | — |
8季度趋势，按日历期对齐
经营现金流BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | $739.6M | $159.2M | ||
| Q3 25 | $867.8M | $341.2M | ||
| Q2 25 | $89.4M | $72.9M | ||
| Q1 25 | $20.3M | $108.2M | ||
| Q4 24 | $1.4B | $235.8M | ||
| Q3 24 | $246.7M | $121.3M | ||
| Q2 24 | $463.5M | $161.0M |
自由现金流BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | $575.2M | $137.3M | ||
| Q3 25 | $838.5M | $333.6M | ||
| Q2 25 | $60.8M | $64.1M | ||
| Q1 25 | $-28.0M | $102.4M | ||
| Q4 24 | $1.3B | $229.0M | ||
| Q3 24 | $209.5M | $115.7M | ||
| Q2 24 | $417.2M | $151.6M |
自由现金流率BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | 97.6% | 23.6% | ||
| Q3 25 | 152.9% | 58.1% | ||
| Q2 25 | 11.4% | 12.4% | ||
| Q1 25 | -5.6% | 26.4% | ||
| Q4 24 | 240.7% | 58.1% | ||
| Q3 24 | 40.6% | 29.5% | ||
| Q2 24 | 75.1% | 39.0% |
资本支出强度BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | 27.9% | 3.8% | ||
| Q3 25 | 5.3% | 1.3% | ||
| Q2 25 | 5.3% | 1.7% | ||
| Q1 25 | 9.6% | 1.5% | ||
| Q4 24 | 32.8% | 1.7% | ||
| Q3 24 | 7.2% | 1.4% | ||
| Q2 24 | 8.3% | 2.4% |
现金转化率BOKFONB
| Q1 26 | — | — | ||
| Q4 25 | 4.17× | 0.73× | ||
| Q3 25 | 6.16× | 1.87× | ||
| Q2 25 | 0.64× | 0.58× | ||
| Q1 25 | 0.17× | 0.75× | ||
| Q4 24 | 10.51× | 1.53× | ||
| Q3 24 | 1.76× | 0.84× | ||
| Q2 24 | 2.83× | 1.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
