vs
Dayforce（DAY）与RLI CORP（RLI）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是RLI CORP的1.0倍（$481.6M vs $465.7M），RLI CORP净利率更高（19.6% vs -40.9%，领先60.4%），Dayforce同比增速更快（9.5% vs 6.1%），过去两年Dayforce的营收复合增速更高（9.8% vs 2.3%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
RLI Corp是一家总部位于美国伊利诺伊州皮奥里亚的专业保险公司，主营财产保险与意外伤害保险业务，深耕保险领域多年，凭借成熟的风险管控体系与定制化产品矩阵，为不同类型的客户提供全面可靠的风险保障服务。
DAY vs RLI — 直观对比
营收规模更大
DAY
是对方的1.0倍
$465.7M
营收增速更快
DAY
高出3.4%
6.1%
净利率更高
RLI
高出60.4%
-40.9%
两年增速更快
DAY
近两年复合增速
2.3%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $465.7M |
| 净利润 | $-196.8M | $91.2M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 24.4% |
| 净利率 | -40.9% | 19.6% |
| 营收同比 | 9.5% | 6.1% |
| 净利润同比 | -9940.0% | 123.1% |
| 每股收益（稀释后） | $-1.23 | $1.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYRLI
| Q4 25 | — | $465.7M | ||
| Q3 25 | $481.6M | $509.3M | ||
| Q2 25 | $464.7M | $499.8M | ||
| Q1 25 | $481.8M | $407.7M | ||
| Q4 24 | $465.2M | $439.1M | ||
| Q3 24 | $440.0M | $470.0M | ||
| Q2 24 | $423.3M | $416.4M | ||
| Q1 24 | $431.5M | $444.8M |
净利润DAYRLI
| Q4 25 | — | $91.2M | ||
| Q3 25 | $-196.8M | $124.6M | ||
| Q2 25 | $21.3M | $124.3M | ||
| Q1 25 | $14.9M | $63.2M | ||
| Q4 24 | $10.8M | $40.9M | ||
| Q3 24 | $2.0M | $95.0M | ||
| Q2 24 | $-1.8M | $82.0M | ||
| Q1 24 | $7.1M | $127.9M |
毛利率DAYRLI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYRLI
| Q4 25 | — | 24.4% | ||
| Q3 25 | 6.3% | 30.9% | ||
| Q2 25 | 9.1% | 31.3% | ||
| Q1 25 | 6.4% | 19.3% | ||
| Q4 24 | 6.1% | 10.8% | ||
| Q3 24 | 4.7% | 24.9% | ||
| Q2 24 | 3.3% | 24.8% | ||
| Q1 24 | 9.4% | 36.0% |
净利率DAYRLI
| Q4 25 | — | 19.6% | ||
| Q3 25 | -40.9% | 24.5% | ||
| Q2 25 | 4.6% | 24.9% | ||
| Q1 25 | 3.1% | 15.5% | ||
| Q4 24 | 2.3% | 9.3% | ||
| Q3 24 | 0.5% | 20.2% | ||
| Q2 24 | -0.4% | 19.7% | ||
| Q1 24 | 1.6% | 28.8% |
每股收益（稀释后）DAYRLI
| Q4 25 | — | $1.00 | ||
| Q3 25 | $-1.23 | $1.35 | ||
| Q2 25 | $0.13 | $1.34 | ||
| Q1 25 | $0.09 | $0.68 | ||
| Q4 24 | $0.07 | $-2.87 | ||
| Q3 24 | $0.01 | $2.06 | ||
| Q2 24 | $-0.01 | $1.78 | ||
| Q1 24 | $0.04 | $2.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | — |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $1.8B |
| 总资产 | $8.7B | $6.2B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYRLI
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — | ||
| Q1 24 | $392.5M | — |
总债务DAYRLI
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | $100.0M | ||
| Q2 25 | $631.8M | $100.0M | ||
| Q1 25 | $632.4M | $100.0M | ||
| Q4 24 | $1.2B | $100.0M | ||
| Q3 24 | $1.2B | $100.0M | ||
| Q2 24 | $1.2B | $100.0M | ||
| Q1 24 | $1.2B | $100.0M |
股东权益DAYRLI
| Q4 25 | — | $1.8B | ||
| Q3 25 | $2.7B | $1.9B | ||
| Q2 25 | $2.7B | $1.7B | ||
| Q1 25 | $2.6B | $1.6B | ||
| Q4 24 | $2.5B | $1.5B | ||
| Q3 24 | $2.6B | $1.7B | ||
| Q2 24 | $2.5B | $1.6B | ||
| Q1 24 | $2.4B | $1.5B |
总资产DAYRLI
| Q4 25 | — | $6.2B | ||
| Q3 25 | $8.7B | $6.2B | ||
| Q2 25 | $8.5B | $6.0B | ||
| Q1 25 | $9.5B | $5.7B | ||
| Q4 24 | $9.1B | $5.6B | ||
| Q3 24 | $8.1B | $5.8B | ||
| Q2 24 | $9.0B | $5.5B | ||
| Q1 24 | $10.8B | $5.3B |
负债/权益比DAYRLI
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | 0.05× | ||
| Q2 25 | 0.23× | 0.06× | ||
| Q1 25 | 0.24× | 0.06× | ||
| Q4 24 | 0.47× | 0.07× | ||
| Q3 24 | 0.47× | 0.06× | ||
| Q2 24 | 0.49× | 0.06× | ||
| Q1 24 | 0.50× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $156.8M |
| 自由现金流经营现金流 - 资本支出 | — | $155.0M |
| 自由现金流率自由现金流/营收 | — | 33.3% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.72× |
| 过去12个月自由现金流最近4个季度 | — | $608.7M |
8季度趋势，按日历期对齐
经营现金流DAYRLI
| Q4 25 | — | $156.8M | ||
| Q3 25 | $31.2M | $179.2M | ||
| Q2 25 | $112.7M | $174.7M | ||
| Q1 25 | $49.6M | $103.5M | ||
| Q4 24 | $81.0M | $128.1M | ||
| Q3 24 | $91.8M | $219.4M | ||
| Q2 24 | $99.2M | $141.8M | ||
| Q1 24 | $9.1M | $70.9M |
自由现金流DAYRLI
| Q4 25 | — | $155.0M | ||
| Q3 25 | — | $177.8M | ||
| Q2 25 | — | $173.4M | ||
| Q1 25 | — | $102.5M | ||
| Q4 24 | — | $127.6M | ||
| Q3 24 | — | $219.0M | ||
| Q2 24 | — | $139.1M | ||
| Q1 24 | — | $69.9M |
自由现金流率DAYRLI
| Q4 25 | — | 33.3% | ||
| Q3 25 | — | 34.9% | ||
| Q2 25 | — | 34.7% | ||
| Q1 25 | — | 25.1% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 46.6% | ||
| Q2 24 | — | 33.4% | ||
| Q1 24 | — | 15.7% |
资本支出强度DAYRLI
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.2% |
现金转化率DAYRLI
| Q4 25 | — | 1.72× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | 5.29× | 1.41× | ||
| Q1 25 | 3.33× | 1.64× | ||
| Q4 24 | 7.50× | 3.13× | ||
| Q3 24 | 45.90× | 2.31× | ||
| Q2 24 | — | 1.73× | ||
| Q1 24 | 1.28× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
