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Dayforce（DAY）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是WESBANCO INC的1.9倍（$481.6M vs $257.2M），WESBANCO INC净利率更高（34.5% vs -40.9%，领先75.3%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
DAY vs WSBC — 直观对比
营收规模更大
DAY
是对方的1.9倍
$257.2M
净利率更高
WSBC
高出75.3%
-40.9%
两年增速更快
WSBC
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $257.2M |
| 净利润 | $-196.8M | $88.6M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | — |
| 净利率 | -40.9% | 34.5% |
| 营收同比 | 9.5% | — |
| 净利润同比 | -9940.0% | 54.4% |
| 每股收益（稀释后） | $-1.23 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | — | $265.6M | ||
| Q3 25 | $481.6M | $261.6M | ||
| Q2 25 | $464.7M | $260.7M | ||
| Q1 25 | $481.8M | $193.2M | ||
| Q4 24 | $465.2M | $162.9M | ||
| Q3 24 | $440.0M | $150.8M | ||
| Q2 24 | $423.3M | $147.9M |
净利润DAYWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | — | $91.1M | ||
| Q3 25 | $-196.8M | $83.6M | ||
| Q2 25 | $21.3M | $57.4M | ||
| Q1 25 | $14.9M | $-9.0M | ||
| Q4 24 | $10.8M | $49.6M | ||
| Q3 24 | $2.0M | $37.3M | ||
| Q2 24 | $-1.8M | $28.9M |
毛利率DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
营业利润率DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 43.2% | ||
| Q3 25 | 6.3% | 39.5% | ||
| Q2 25 | 9.1% | 27.2% | ||
| Q1 25 | 6.4% | -5.0% | ||
| Q4 24 | 6.1% | 38.0% | ||
| Q3 24 | 4.7% | 29.7% | ||
| Q2 24 | 3.3% | 23.7% |
净利率DAYWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | — | 34.3% | ||
| Q3 25 | -40.9% | 31.9% | ||
| Q2 25 | 4.6% | 22.0% | ||
| Q1 25 | 3.1% | -4.7% | ||
| Q4 24 | 2.3% | 30.5% | ||
| Q3 24 | 0.5% | 24.7% | ||
| Q2 24 | -0.4% | 19.5% |
每股收益（稀释后）DAYWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | — | $0.97 | ||
| Q3 25 | $-1.23 | $0.84 | ||
| Q2 25 | $0.13 | $0.57 | ||
| Q1 25 | $0.09 | $-0.15 | ||
| Q4 24 | $0.07 | $0.72 | ||
| Q3 24 | $0.01 | $0.54 | ||
| Q2 24 | $-0.01 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | — |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $4.1B |
| 总资产 | $8.7B | $27.5B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $956.1M | ||
| Q3 25 | $627.6M | $1.0B | ||
| Q2 25 | $625.2M | $1.2B | ||
| Q1 25 | $557.3M | $1.1B | ||
| Q4 24 | $579.7M | $568.1M | ||
| Q3 24 | $494.1M | $620.9M | ||
| Q2 24 | $465.4M | $486.8M |
总债务DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益DAYWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | — | $4.0B | ||
| Q3 25 | $2.7B | $4.1B | ||
| Q2 25 | $2.7B | $3.8B | ||
| Q1 25 | $2.6B | $3.8B | ||
| Q4 24 | $2.5B | $2.8B | ||
| Q3 24 | $2.6B | $2.8B | ||
| Q2 24 | $2.5B | $2.5B |
总资产DAYWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | — | $27.7B | ||
| Q3 25 | $8.7B | $27.5B | ||
| Q2 25 | $8.5B | $27.6B | ||
| Q1 25 | $9.5B | $27.4B | ||
| Q4 24 | $9.1B | $18.7B | ||
| Q3 24 | $8.1B | $18.5B | ||
| Q2 24 | $9.0B | $18.1B |
负债/权益比DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $290.4M | ||
| Q3 25 | $31.2M | $116.9M | ||
| Q2 25 | $112.7M | $105.0M | ||
| Q1 25 | $49.6M | $-26.4M | ||
| Q4 24 | $81.0M | $211.0M | ||
| Q3 24 | $91.8M | $60.7M | ||
| Q2 24 | $99.2M | $18.2M |
自由现金流DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $280.0M | ||
| Q3 25 | — | $114.9M | ||
| Q2 25 | — | $98.3M | ||
| Q1 25 | — | $-30.7M | ||
| Q4 24 | — | $200.7M | ||
| Q3 24 | — | $56.9M | ||
| Q2 24 | — | $17.3M |
自由现金流率DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 105.4% | ||
| Q3 25 | — | 43.9% | ||
| Q2 25 | — | 37.7% | ||
| Q1 25 | — | -15.9% | ||
| Q4 24 | — | 123.2% | ||
| Q3 24 | — | 37.7% | ||
| Q2 24 | — | 11.7% |
资本支出强度DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 3.9% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 0.6% |
现金转化率DAYWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 3.19× | ||
| Q3 25 | — | 1.40× | ||
| Q2 25 | 5.29× | 1.83× | ||
| Q1 25 | 3.33× | — | ||
| Q4 24 | 7.50× | 4.25× | ||
| Q3 24 | 45.90× | 1.63× | ||
| Q2 24 | — | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
