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FIRST FINANCIAL BANCORP（FFBC）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是WESBANCO INC的1.1倍（$271.5M vs $257.2M），WESBANCO INC净利率更高（34.5% vs 27.4%，领先7.0%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs 12.4%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
FFBC vs WSBC — 直观对比
营收规模更大
FFBC
是对方的1.1倍
$257.2M
净利率更高
WSBC
高出7.0%
27.4%
两年增速更快
WSBC
近两年复合增速
12.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $257.2M |
| 净利润 | $74.4M | $88.6M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 27.4% | 34.5% |
| 营收同比 | — | — |
| 净利润同比 | 19.3% | 54.4% |
| 每股收益（稀释后） | $0.71 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCWSBC
| Q1 26 | $271.5M | $257.2M | ||
| Q4 25 | $238.8M | $265.6M | ||
| Q3 25 | $234.0M | $261.6M | ||
| Q2 25 | $226.3M | $260.7M | ||
| Q1 25 | $200.4M | $193.2M | ||
| Q4 24 | $224.3M | $162.9M | ||
| Q3 24 | $201.3M | $150.8M | ||
| Q2 24 | $214.8M | $147.9M |
净利润FFBCWSBC
| Q1 26 | $74.4M | $88.6M | ||
| Q4 25 | — | $91.1M | ||
| Q3 25 | $71.9M | $83.6M | ||
| Q2 25 | $70.0M | $57.4M | ||
| Q1 25 | $51.3M | $-9.0M | ||
| Q4 24 | — | $49.6M | ||
| Q3 24 | $52.5M | $37.3M | ||
| Q2 24 | $60.8M | $28.9M |
营业利润率FFBCWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 43.2% | ||
| Q3 25 | 38.7% | 39.5% | ||
| Q2 25 | 38.8% | 27.2% | ||
| Q1 25 | 31.7% | -5.0% | ||
| Q4 24 | — | 38.0% | ||
| Q3 24 | 32.2% | 29.7% | ||
| Q2 24 | 34.8% | 23.7% |
净利率FFBCWSBC
| Q1 26 | 27.4% | 34.5% | ||
| Q4 25 | — | 34.3% | ||
| Q3 25 | 30.7% | 31.9% | ||
| Q2 25 | 30.9% | 22.0% | ||
| Q1 25 | 25.6% | -4.7% | ||
| Q4 24 | — | 30.5% | ||
| Q3 24 | 26.1% | 24.7% | ||
| Q2 24 | 28.3% | 19.5% |
每股收益（稀释后）FFBCWSBC
| Q1 26 | $0.71 | $0.88 | ||
| Q4 25 | $0.64 | $0.97 | ||
| Q3 25 | $0.75 | $0.84 | ||
| Q2 25 | $0.73 | $0.57 | ||
| Q1 25 | $0.54 | $-0.15 | ||
| Q4 24 | $0.68 | $0.72 | ||
| Q3 24 | $0.55 | $0.54 | ||
| Q2 24 | $0.64 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $4.1B |
| 总资产 | $22.5B | $27.5B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $956.1M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $568.1M | ||
| Q3 24 | — | $620.9M | ||
| Q2 24 | — | $486.8M |
总债务FFBCWSBC
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCWSBC
| Q1 26 | $2.9B | $4.1B | ||
| Q4 25 | $2.8B | $4.0B | ||
| Q3 25 | $2.6B | $4.1B | ||
| Q2 25 | $2.6B | $3.8B | ||
| Q1 25 | $2.5B | $3.8B | ||
| Q4 24 | $2.4B | $2.8B | ||
| Q3 24 | $2.5B | $2.8B | ||
| Q2 24 | $2.3B | $2.5B |
总资产FFBCWSBC
| Q1 26 | $22.5B | $27.5B | ||
| Q4 25 | $21.1B | $27.7B | ||
| Q3 25 | $18.6B | $27.5B | ||
| Q2 25 | $18.6B | $27.6B | ||
| Q1 25 | $18.5B | $27.4B | ||
| Q4 24 | $18.6B | $18.7B | ||
| Q3 24 | $18.1B | $18.5B | ||
| Q2 24 | $18.2B | $18.1B |
负债/权益比FFBCWSBC
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
