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Donnelley Financial Solutions, Inc.（DFIN）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
Donnelley Financial Solutions, Inc.的季度营收约是合众银行的1.8倍（$172.5M vs $93.8M），合众银行净利率更高（27.3% vs 3.6%，领先23.7%），过去两年合众银行的营收复合增速更高（15.1% vs -7.9%）
唐nelley金融解决方案（DFIN）是一家总部位于美国伊利诺伊州芝加哥市的金融合规企业，面向资本市场与投资市场的各类企业，提供符合美国监管要求的软件即服务产品、软件赋能服务、印刷业务及合规相关服务，助力客户满足合规要求。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
DFIN vs OSBC — 直观对比
营收规模更大
DFIN
是对方的1.8倍
$93.8M
净利率更高
OSBC
高出23.7%
3.6%
两年增速更快
OSBC
近两年复合增速
-7.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $172.5M | $93.8M |
| 净利润 | $6.2M | $25.6M |
| 毛利率 | — | — |
| 营业利润率 | 8.3% | — |
| 净利率 | 3.6% | 27.3% |
| 营收同比 | 10.4% | — |
| 净利润同比 | -1.6% | 159.2% |
| 每股收益（稀释后） | $0.31 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DFINOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $172.5M | $95.2M | ||
| Q3 25 | $175.3M | $95.9M | ||
| Q2 25 | $218.1M | $75.1M | ||
| Q1 25 | $201.1M | $73.1M | ||
| Q4 24 | $156.3M | $73.2M | ||
| Q3 24 | $179.5M | $71.2M | ||
| Q2 24 | $242.7M | $70.8M |
净利润DFINOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $6.2M | — | ||
| Q3 25 | $-40.9M | $9.9M | ||
| Q2 25 | $36.1M | $21.8M | ||
| Q1 25 | $31.0M | $19.8M | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.7M | $23.0M | ||
| Q2 24 | $44.1M | $21.9M |
营业利润率DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 41.2% | ||
| Q3 25 | 16.1% | 13.6% | ||
| Q2 25 | 24.2% | 38.9% | ||
| Q1 25 | 22.8% | 35.8% | ||
| Q4 24 | 6.0% | 34.7% | ||
| Q3 24 | 10.1% | 41.9% | ||
| Q2 24 | 26.6% | 41.2% |
净利率DFINOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | -23.3% | 10.3% | ||
| Q2 25 | 16.6% | 29.0% | ||
| Q1 25 | 15.4% | 27.1% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 4.8% | 32.3% | ||
| Q2 24 | 18.2% | 30.9% |
每股收益（稀释后）DFINOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $0.31 | $0.53 | ||
| Q3 25 | $-1.49 | $0.18 | ||
| Q2 25 | $1.28 | $0.48 | ||
| Q1 25 | $1.05 | $0.43 | ||
| Q4 24 | $0.21 | $0.42 | ||
| Q3 24 | $0.29 | $0.50 | ||
| Q2 24 | $1.47 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.5M | $115.7M |
| 总债务越低越好 | $171.3M | — |
| 股东权益账面价值 | $379.2M | $893.3M |
| 总资产 | $800.4M | $6.8B |
| 负债/权益比越低杠杆越低 | 0.45× | — |
8季度趋势，按日历期对齐
现金及短期投资DFINOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $24.5M | $124.0M | ||
| Q3 25 | $22.7M | $116.5M | ||
| Q2 25 | $33.8M | $141.8M | ||
| Q1 25 | $16.2M | $256.1M | ||
| Q4 24 | $57.3M | $99.3M | ||
| Q3 24 | $33.6M | $115.8M | ||
| Q2 24 | $35.0M | $120.9M |
总债务DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | $171.3M | — | ||
| Q3 25 | $154.7M | — | ||
| Q2 25 | $190.1M | — | ||
| Q1 25 | $189.5M | — | ||
| Q4 24 | $124.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益DFINOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $379.2M | $896.8M | ||
| Q3 25 | $423.1M | $866.7M | ||
| Q2 25 | $432.1M | $718.6M | ||
| Q1 25 | $419.9M | $694.5M | ||
| Q4 24 | $436.1M | $671.0M | ||
| Q3 24 | $444.5M | $661.4M | ||
| Q2 24 | $441.5M | $619.3M |
总资产DFINOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $800.4M | $6.9B | ||
| Q3 25 | $816.3M | $7.0B | ||
| Q2 25 | $874.7M | $5.7B | ||
| Q1 25 | $852.8M | $5.7B | ||
| Q4 24 | $841.6M | $5.6B | ||
| Q3 24 | $843.6M | $5.7B | ||
| Q2 24 | $882.9M | $5.7B |
负债/权益比DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.45× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.45× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $59.8M | — |
| 自由现金流经营现金流 - 资本支出 | $47.9M | — |
| 自由现金流率自由现金流/营收 | 27.8% | — |
| 资本支出强度资本支出/营收 | 6.9% | — |
| 现金转化率经营现金流/净利润 | 9.65× | — |
| 过去12个月自由现金流最近4个季度 | $107.8M | — |
8季度趋势，按日历期对齐
经营现金流DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | $59.8M | $122.3M | ||
| Q3 25 | $74.4M | $35.9M | ||
| Q2 25 | $68.4M | $24.2M | ||
| Q1 25 | $-37.7M | $17.8M | ||
| Q4 24 | $56.4M | $131.5M | ||
| Q3 24 | $86.4M | $48.5M | ||
| Q2 24 | $56.2M | $11.6M |
自由现金流DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | $47.9M | $117.8M | ||
| Q3 25 | $59.2M | $34.7M | ||
| Q2 25 | $51.7M | $23.5M | ||
| Q1 25 | $-51.0M | $16.2M | ||
| Q4 24 | $41.3M | $120.7M | ||
| Q3 24 | $67.3M | $46.2M | ||
| Q2 24 | $36.8M | $8.7M |
自由现金流率DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 27.8% | 123.7% | ||
| Q3 25 | 33.8% | 36.2% | ||
| Q2 25 | 23.7% | 31.2% | ||
| Q1 25 | -25.4% | 22.2% | ||
| Q4 24 | 26.4% | 165.0% | ||
| Q3 24 | 37.5% | 64.9% | ||
| Q2 24 | 15.2% | 12.3% |
资本支出强度DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 6.9% | 4.7% | ||
| Q3 25 | 8.7% | 1.3% | ||
| Q2 25 | 7.7% | 1.1% | ||
| Q1 25 | 6.6% | 2.2% | ||
| Q4 24 | 9.7% | 14.7% | ||
| Q3 24 | 10.6% | 3.3% | ||
| Q2 24 | 8.0% | 4.2% |
现金转化率DFINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 9.65× | — | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | 1.89× | 1.11× | ||
| Q1 25 | -1.22× | 0.90× | ||
| Q4 24 | 8.95× | — | ||
| Q3 24 | 9.93× | 2.11× | ||
| Q2 24 | 1.27× | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DFIN
| Technology Service | $68.0M | 39% |
| Capital Markets Compliance And Communications Management | $61.6M | 36% |
| Investment Companies Software Solutions | $30.9M | 18% |
| Print And Distribution Service | $13.6M | 8% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
