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DONEGAL GROUP INC（DGICA）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是DONEGAL GROUP INC的1.4倍（$324.4M vs $239.8M），DONEGAL GROUP INC净利率更高（7.2% vs 5.7%，领先1.5%），Revolve Group, Inc.同比增速更快（10.4% vs -4.1%），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs -0.3%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
DGICA vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.4倍
$239.8M
营收增速更快
RVLV
高出14.5%
-4.1%
净利率更高
DGICA
高出1.5%
5.7%
两年增速更快
RVLV
近两年复合增速
-0.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $239.8M | $324.4M |
| 净利润 | $17.2M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 8.7% | 6.3% |
| 净利率 | 7.2% | 5.7% |
| 营收同比 | -4.1% | 10.4% |
| 净利润同比 | -28.4% | 50.4% |
| 每股收益（稀释后） | — | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICARVLV
| Q4 25 | $239.8M | $324.4M | ||
| Q3 25 | $245.9M | $295.6M | ||
| Q2 25 | $247.1M | $309.0M | ||
| Q1 25 | $245.2M | $296.7M | ||
| Q4 24 | $250.0M | $293.7M | ||
| Q3 24 | $251.7M | $283.1M | ||
| Q2 24 | $246.8M | $282.5M | ||
| Q1 24 | $241.1M | $270.6M |
净利润DGICARVLV
| Q4 25 | $17.2M | $18.6M | ||
| Q3 25 | $20.1M | $21.2M | ||
| Q2 25 | $16.9M | $10.2M | ||
| Q1 25 | $25.2M | $11.8M | ||
| Q4 24 | $24.0M | $12.3M | ||
| Q3 24 | $16.8M | $11.0M | ||
| Q2 24 | $4.2M | $15.4M | ||
| Q1 24 | $6.0M | $10.9M |
毛利率DGICARVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率DGICARVLV
| Q4 25 | 8.7% | 6.3% | ||
| Q3 25 | 10.2% | 7.1% | ||
| Q2 25 | 8.3% | 5.8% | ||
| Q1 25 | 12.7% | 5.0% | ||
| Q4 24 | 11.9% | 3.9% | ||
| Q3 24 | 8.1% | 5.0% | ||
| Q2 24 | 2.0% | 5.8% | ||
| Q1 24 | 3.0% | 3.4% |
净利率DGICARVLV
| Q4 25 | 7.2% | 5.7% | ||
| Q3 25 | 8.2% | 7.2% | ||
| Q2 25 | 6.8% | 3.3% | ||
| Q1 25 | 10.3% | 4.0% | ||
| Q4 24 | 9.6% | 4.2% | ||
| Q3 24 | 6.7% | 3.9% | ||
| Q2 24 | 1.7% | 5.4% | ||
| Q1 24 | 2.5% | 4.0% |
每股收益（稀释后）DGICARVLV
| Q4 25 | — | $0.27 | ||
| Q3 25 | — | $0.29 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.18 | ||
| Q3 24 | — | $0.15 | ||
| Q2 24 | — | $0.21 | ||
| Q1 24 | — | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $640.4M | $512.5M |
| 总资产 | $2.4B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DGICARVLV
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M | ||
| Q1 24 | — | $273.4M |
股东权益DGICARVLV
| Q4 25 | $640.4M | $512.5M | ||
| Q3 25 | $627.4M | $490.2M | ||
| Q2 25 | $605.7M | $468.6M | ||
| Q1 25 | $584.7M | $453.4M | ||
| Q4 24 | $545.8M | $437.8M | ||
| Q3 24 | $513.4M | $420.8M | ||
| Q2 24 | $484.1M | $405.8M | ||
| Q1 24 | $485.1M | $389.9M |
总资产DGICARVLV
| Q4 25 | $2.4B | $765.0M | ||
| Q3 25 | $2.4B | $751.3M | ||
| Q2 25 | $2.4B | $722.9M | ||
| Q1 25 | $2.4B | $713.9M | ||
| Q4 24 | $2.3B | $665.5M | ||
| Q3 24 | $2.3B | $670.9M | ||
| Q2 24 | $2.3B | $657.8M | ||
| Q1 24 | $2.3B | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.2M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-13.3M |
| 自由现金流率自由现金流/营收 | — | -4.1% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | 4.08× | -0.55× |
| 过去12个月自由现金流最近4个季度 | — | $48.0M |
8季度趋势，按日历期对齐
经营现金流DGICARVLV
| Q4 25 | $70.2M | $-10.2M | ||
| Q3 25 | $22.4M | $11.8M | ||
| Q2 25 | $12.1M | $12.6M | ||
| Q1 25 | $25.7M | $45.1M | ||
| Q4 24 | $67.4M | $3.9M | ||
| Q3 24 | $12.7M | $9.1M | ||
| Q2 24 | $21.7M | $-24.7M | ||
| Q1 24 | $4.8M | $38.4M |
自由现金流DGICARVLV
| Q4 25 | — | $-13.3M | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $10.4M | ||
| Q1 25 | — | $43.4M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | — | $8.0M | ||
| Q2 24 | — | $-25.7M | ||
| Q1 24 | — | $36.7M |
自由现金流率DGICARVLV
| Q4 25 | — | -4.1% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 14.6% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | -9.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度DGICARVLV
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.6% |
现金转化率DGICARVLV
| Q4 25 | 4.08× | -0.55× | ||
| Q3 25 | 1.11× | 0.56× | ||
| Q2 25 | 0.72× | 1.24× | ||
| Q1 25 | 1.02× | 3.82× | ||
| Q4 24 | 2.81× | 0.32× | ||
| Q3 24 | 0.76× | 0.83× | ||
| Q2 24 | 5.22× | -1.60× | ||
| Q1 24 | 0.81× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DGICA
| Commercial Lines Segment | $140.8M | 59% |
| Personal Lines Segment | $86.0M | 36% |
| Investments Function Segment | $12.4M | 5% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
