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GE医疗（DHC）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是GE医疗的1.3倍（$512.0M vs $379.6M），Fair Isaac净利率更高（30.9% vs -5.6%，领先36.5%），Fair Isaac同比增速更快（16.4% vs -0.0%），Fair Isaac自由现金流更多（$173.9M vs $-166.4M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 1.2%）
GE医疗是一家总部位于美国伊利诺伊州芝加哥市的医疗科技企业，业务涵盖四大板块：医疗影像设备，包括分子成像、CT、核磁共振、妇科健康筛查及X光系统；超声设备；患者护理解决方案，聚焦远程患者监测、麻醉呼吸护理、心脏诊断及婴幼儿护理；此外还涉及医药相关领域，是全球医疗行业的知名企业。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
DHC vs FICO — 直观对比
营收规模更大
FICO
是对方的1.3倍
$379.6M
营收增速更快
FICO
高出16.4%
-0.0%
净利率更高
FICO
高出36.5%
-5.6%
自由现金流更多
FICO
多$340.3M
$-166.4M
两年增速更快
FICO
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $379.6M | $512.0M |
| 净利润 | $-21.2M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | -12.6% | 45.7% |
| 净利率 | -5.6% | 30.9% |
| 营收同比 | -0.0% | 16.4% |
| 净利润同比 | 75.7% | 3.8% |
| 每股收益（稀释后） | $-0.09 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DHCFICO
| Q4 25 | $379.6M | $512.0M | ||
| Q3 25 | $388.7M | $515.8M | ||
| Q2 25 | $382.7M | $536.4M | ||
| Q1 25 | $386.9M | $498.7M | ||
| Q4 24 | $379.6M | $440.0M | ||
| Q3 24 | $373.6M | $453.8M | ||
| Q2 24 | $371.4M | $447.8M | ||
| Q1 24 | $370.8M | $433.8M |
净利润DHCFICO
| Q4 25 | $-21.2M | $158.4M | ||
| Q3 25 | $-164.0M | $155.0M | ||
| Q2 25 | $-91.6M | $181.8M | ||
| Q1 25 | $-9.0M | $162.6M | ||
| Q4 24 | $-87.4M | $152.5M | ||
| Q3 24 | $-98.7M | $135.7M | ||
| Q2 24 | $-97.9M | $126.3M | ||
| Q1 24 | $-86.3M | $129.8M |
毛利率DHCFICO
| Q4 25 | — | 83.0% | ||
| Q3 25 | — | 82.3% | ||
| Q2 25 | — | 83.7% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% | ||
| Q1 24 | — | 80.0% |
营业利润率DHCFICO
| Q4 25 | -12.6% | 45.7% | ||
| Q3 25 | -43.4% | 46.0% | ||
| Q2 25 | -24.5% | 48.9% | ||
| Q1 25 | -2.7% | 49.3% | ||
| Q4 24 | -26.1% | 40.8% | ||
| Q3 24 | -26.5% | 43.4% | ||
| Q2 24 | -23.0% | 42.5% | ||
| Q1 24 | -23.7% | 44.9% |
净利率DHCFICO
| Q4 25 | -5.6% | 30.9% | ||
| Q3 25 | -42.2% | 30.1% | ||
| Q2 25 | -23.9% | 33.9% | ||
| Q1 25 | -2.3% | 32.6% | ||
| Q4 24 | -23.0% | 34.7% | ||
| Q3 24 | -26.4% | 29.9% | ||
| Q2 24 | -26.3% | 28.2% | ||
| Q1 24 | -23.3% | 29.9% |
每股收益（稀释后）DHCFICO
| Q4 25 | $-0.09 | $6.61 | ||
| Q3 25 | $-0.68 | $6.41 | ||
| Q2 25 | $-0.38 | $7.40 | ||
| Q1 25 | $-0.04 | $6.59 | ||
| Q4 24 | $-0.37 | $6.14 | ||
| Q3 24 | $-0.41 | $5.44 | ||
| Q2 24 | $-0.41 | $5.05 | ||
| Q1 24 | $-0.36 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $105.4M | $162.0M |
| 总债务越低越好 | $2.4B | $3.2B |
| 股东权益账面价值 | $1.7B | $-1.8B |
| 总资产 | $4.4B | $1.9B |
| 负债/权益比越低杠杆越低 | 1.47× | — |
8季度趋势，按日历期对齐
现金及短期投资DHCFICO
| Q4 25 | $105.4M | $162.0M | ||
| Q3 25 | $201.4M | $134.1M | ||
| Q2 25 | $141.8M | $189.0M | ||
| Q1 25 | $302.6M | $146.6M | ||
| Q4 24 | $144.6M | $184.3M | ||
| Q3 24 | $256.5M | $150.7M | ||
| Q2 24 | $265.6M | $156.0M | ||
| Q1 24 | $207.1M | $135.7M |
总债务DHCFICO
| Q4 25 | $2.4B | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | $3.1B | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.0B |
股东权益DHCFICO
| Q4 25 | $1.7B | $-1.8B | ||
| Q3 25 | $1.7B | $-1.7B | ||
| Q2 25 | $1.9B | $-1.4B | ||
| Q1 25 | $1.9B | $-1.1B | ||
| Q4 24 | $2.0B | $-1.1B | ||
| Q3 24 | $2.0B | $-962.7M | ||
| Q2 24 | $2.1B | $-829.3M | ||
| Q1 24 | $2.2B | $-735.7M |
总资产DHCFICO
| Q4 25 | $4.4B | $1.9B | ||
| Q3 25 | $4.7B | $1.9B | ||
| Q2 25 | $4.8B | $1.9B | ||
| Q1 25 | $5.0B | $1.8B | ||
| Q4 24 | $5.1B | $1.7B | ||
| Q3 24 | $5.3B | $1.7B | ||
| Q2 24 | $5.3B | $1.7B | ||
| Q1 24 | $5.3B | $1.7B |
负债/权益比DHCFICO
| Q4 25 | 1.47× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.56× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-19.6M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $-166.4M | $173.9M |
| 自由现金流率自由现金流/营收 | -43.8% | 34.0% |
| 资本支出强度资本支出/营收 | 38.7% | 0.0% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | $-280.3M | $750.6M |
8季度趋势，按日历期对齐
经营现金流DHCFICO
| Q4 25 | $-19.6M | $174.1M | ||
| Q3 25 | $-49.3M | $223.7M | ||
| Q2 25 | $53.0M | $286.2M | ||
| Q1 25 | $-3.2M | $74.9M | ||
| Q4 24 | $112.2M | $194.0M | ||
| Q3 24 | $21.1M | $226.5M | ||
| Q2 24 | $44.3M | $213.3M | ||
| Q1 24 | $28.6M | $71.0M |
自由现金流DHCFICO
| Q4 25 | $-166.4M | $173.9M | ||
| Q3 25 | $-89.8M | $219.5M | ||
| Q2 25 | $18.8M | $284.4M | ||
| Q1 25 | $-42.9M | $72.8M | ||
| Q4 24 | $-89.5M | $193.2M | ||
| Q3 24 | $-26.1M | $224.7M | ||
| Q2 24 | $3.3M | $211.6M | ||
| Q1 24 | $-18.1M | $67.0M |
自由现金流率DHCFICO
| Q4 25 | -43.8% | 34.0% | ||
| Q3 25 | -23.1% | 42.6% | ||
| Q2 25 | 4.9% | 53.0% | ||
| Q1 25 | -11.1% | 14.6% | ||
| Q4 24 | -23.6% | 43.9% | ||
| Q3 24 | -7.0% | 49.5% | ||
| Q2 24 | 0.9% | 47.2% | ||
| Q1 24 | -4.9% | 15.4% |
资本支出强度DHCFICO
| Q4 25 | 38.7% | 0.0% | ||
| Q3 25 | 10.4% | 0.8% | ||
| Q2 25 | 8.9% | 0.3% | ||
| Q1 25 | 10.2% | 0.4% | ||
| Q4 24 | 53.1% | 0.2% | ||
| Q3 24 | 12.6% | 0.4% | ||
| Q2 24 | 11.0% | 0.4% | ||
| Q1 24 | 12.6% | 0.9% |
现金转化率DHCFICO
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 1.57× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.69× | ||
| Q1 24 | — | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DHC
| Senior Housing Operating Portfolio Segment | $323.4M | 85% |
| Rental Income | $56.2M | 15% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
