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HF Sinclair Corp（DINO）与哈特福德（HIG）财务数据对比。点击上方公司名可切换其他公司
HF Sinclair Corp的季度营收约是哈特福德的1.6倍（$6.5B vs $4.1B），哈特福德净利率更高（13.2% vs -0.4%，领先13.6%），HF Sinclair Corp同比增速更快（-0.6% vs -43.7%），过去两年HF Sinclair Corp的营收复合增速更高（-4.1% vs -20.8%）
HF Sinclair是总部位于美国得克萨斯州达拉斯的能源企业，主要从事汽油、柴油、航空燃油、可再生柴油、特种润滑油、特种化学品、特种改性沥青等多类能源化工产品的生产与销售。
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
DINO vs HIG — 直观对比
营收规模更大
DINO
是对方的1.6倍
$4.1B
营收增速更快
DINO
高出43.1%
-43.7%
净利率更高
HIG
高出13.6%
-0.4%
两年增速更快
DINO
近两年复合增速
-20.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $4.1B |
| 净利润 | $-28.0M | $536.0M |
| 毛利率 | — | — |
| 营业利润率 | 0.1% | — |
| 净利率 | -0.4% | 13.2% |
| 营收同比 | -0.6% | -43.7% |
| 净利润同比 | 86.9% | 12.0% |
| 每股收益（稀释后） | $-0.15 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DINOHIG
| Q1 26 | — | $4.1B | ||
| Q4 25 | $6.5B | $7.3B | ||
| Q3 25 | $7.3B | $7.2B | ||
| Q2 25 | $6.8B | $7.0B | ||
| Q1 25 | $6.4B | $6.8B | ||
| Q4 24 | $6.5B | $6.9B | ||
| Q3 24 | $7.2B | $6.8B | ||
| Q2 24 | $7.8B | $6.5B |
净利润DINOHIG
| Q1 26 | — | $536.0M | ||
| Q4 25 | $-28.0M | — | ||
| Q3 25 | $403.0M | $1.1B | ||
| Q2 25 | $208.0M | $995.0M | ||
| Q1 25 | $-4.0M | $630.0M | ||
| Q4 24 | $-213.5M | — | ||
| Q3 24 | $-75.9M | $767.0M | ||
| Q2 24 | $151.8M | $738.0M |
营业利润率DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 19.3% | ||
| Q3 25 | 7.8% | 18.2% | ||
| Q2 25 | 4.1% | 17.8% | ||
| Q1 25 | 1.3% | 11.5% | ||
| Q4 24 | -3.5% | 15.6% | ||
| Q3 24 | -1.7% | 14.1% | ||
| Q2 24 | 2.5% | 14.1% |
净利率DINOHIG
| Q1 26 | — | 13.2% | ||
| Q4 25 | -0.4% | — | ||
| Q3 25 | 5.6% | 14.9% | ||
| Q2 25 | 3.1% | 14.2% | ||
| Q1 25 | -0.1% | 9.3% | ||
| Q4 24 | -3.3% | — | ||
| Q3 24 | -1.1% | 11.4% | ||
| Q2 24 | 1.9% | 11.4% |
每股收益（稀释后）DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | $-0.15 | $3.96 | ||
| Q3 25 | $2.15 | $3.77 | ||
| Q2 25 | $1.10 | $3.44 | ||
| Q1 25 | $-0.02 | $2.15 | ||
| Q4 24 | $-1.05 | $2.88 | ||
| Q3 24 | $-0.40 | $2.56 | ||
| Q2 24 | $0.79 | $2.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $978.0M | $1.7M |
| 总债务越低越好 | $2.8B | — |
| 股东权益账面价值 | $9.2B | $16.8M |
| 总资产 | $16.5B | $86.3M |
| 负债/权益比越低杠杆越低 | 0.30× | — |
8季度趋势，按日历期对齐
现金及短期投资DINOHIG
| Q1 26 | — | $1.7M | ||
| Q4 25 | $978.0M | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $874.0M | — | ||
| Q1 25 | $547.0M | — | ||
| Q4 24 | $800.0M | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $866.3M | — |
总债务DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | $4.4B | ||
| Q3 25 | $2.8B | $4.4B | ||
| Q2 25 | $2.7B | $4.4B | ||
| Q1 25 | $2.7B | $4.4B | ||
| Q4 24 | $2.6B | $4.4B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.4B |
股东权益DINOHIG
| Q1 26 | — | $16.8M | ||
| Q4 25 | $9.2B | $19.0B | ||
| Q3 25 | $9.4B | $18.4B | ||
| Q2 25 | $9.3B | $17.5B | ||
| Q1 25 | $9.2B | $16.8B | ||
| Q4 24 | $9.3B | $16.4B | ||
| Q3 24 | $9.6B | $17.0B | ||
| Q2 24 | $9.9B | $15.7B |
总资产DINOHIG
| Q1 26 | — | $86.3M | ||
| Q4 25 | $16.5B | $86.0B | ||
| Q3 25 | $17.3B | $85.0B | ||
| Q2 25 | $16.8B | $83.6B | ||
| Q1 25 | $16.5B | $82.3B | ||
| Q4 24 | $16.6B | $80.9B | ||
| Q3 24 | $16.9B | $81.2B | ||
| Q2 24 | $17.4B | $79.0B |
负债/权益比DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | 0.23× | ||
| Q3 25 | 0.29× | 0.24× | ||
| Q2 25 | 0.29× | 0.25× | ||
| Q1 25 | 0.29× | 0.26× | ||
| Q4 24 | 0.29× | 0.27× | ||
| Q3 24 | — | 0.26× | ||
| Q2 24 | — | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-123.0M | — |
| 自由现金流率自由现金流/营收 | -1.9% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $866.0M | — |
8季度趋势，按日历期对齐
经营现金流DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | $8.0M | $5.9B | ||
| Q3 25 | $809.0M | $1.8B | ||
| Q2 25 | $587.0M | $1.3B | ||
| Q1 25 | $-89.0M | $985.0M | ||
| Q4 24 | $-140.4M | $5.9B | ||
| Q3 24 | $707.6M | $1.7B | ||
| Q2 24 | $225.9M | $1.3B |
自由现金流DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | $-123.0M | $5.8B | ||
| Q3 25 | $688.0M | $1.8B | ||
| Q2 25 | $476.0M | $1.3B | ||
| Q1 25 | $-175.0M | $947.0M | ||
| Q4 24 | $-313.5M | $5.8B | ||
| Q3 24 | $584.0M | $1.6B | ||
| Q2 24 | $141.7M | $1.2B |
自由现金流率DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | -1.9% | 78.4% | ||
| Q3 25 | 9.5% | 24.8% | ||
| Q2 25 | 7.0% | 17.9% | ||
| Q1 25 | -2.7% | 13.9% | ||
| Q4 24 | -4.8% | 83.8% | ||
| Q3 24 | 8.1% | 24.0% | ||
| Q2 24 | 1.8% | 18.5% |
资本支出强度DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 2.3% | ||
| Q3 25 | 1.7% | 0.6% | ||
| Q2 25 | 1.6% | 0.6% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 2.7% | 2.1% | ||
| Q3 24 | 1.7% | 0.9% | ||
| Q2 24 | 1.1% | 0.9% |
现金转化率DINOHIG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.01× | 1.70× | ||
| Q2 25 | 2.82× | 1.30× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.19× | ||
| Q2 24 | 1.49× | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DINO
| Transportation Fuels | $5.0B | 77% |
| Lubricants And Specialties Segment | $586.0M | 9% |
| Lubricants And Specialty Products | $531.0M | 8% |
| Crude Oil | $213.0M | 3% |
| Renewables Segment | $163.0M | 3% |
| Midstream Segment | $35.0M | 1% |
| Transportation And Logistic Services | $34.0M | 1% |
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
