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dLocal Ltd（DLO）与PROCORE TECHNOLOGIES, INC.（PCOR）财务数据对比。点击上方公司名可切换其他公司
PROCORE TECHNOLOGIES, INC.的季度营收约是dLocal Ltd的1.0倍（$349.1M vs $337.9M），dLocal Ltd净利率更高（16.5% vs -10.8%，领先27.2%），dLocal Ltd同比增速更快（65.2% vs 15.6%），PROCORE TECHNOLOGIES, INC.自由现金流更多（$109.2M vs $99.8M）
dLocal是一家总部位于乌拉圭的金融科技企业，专注于提供跨境支付解决方案，搭建全球商户与新兴市场之间的支付链路，助力国际商户顺畅接入新兴市场本地支付网络，高效开展跨境业务。
Procore Technologies是2002年成立的美国建筑管理软件即服务（SaaS）企业，总部位于加利福尼亚州卡平特里亚。公司打造的全球平台可连接建筑行业从业者，支持搭建简化工作流，统一展现建筑项目信息，覆盖任务追踪、项目流程管理、日程排期等核心功能。
DLO vs PCOR — 直观对比
营收规模更大
PCOR
是对方的1.0倍
$337.9M
营收增速更快
DLO
高出49.7%
15.6%
净利率更高
DLO
高出27.2%
-10.8%
自由现金流更多
PCOR
多$9.4M
$99.8M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $337.9M | $349.1M |
| 净利润 | $55.6M | $-37.6M |
| 毛利率 | 34.3% | 80.1% |
| 营业利润率 | 18.6% | -12.3% |
| 净利率 | 16.5% | -10.8% |
| 营收同比 | 65.2% | 15.6% |
| 净利润同比 | 87.3% | 39.6% |
| 每股收益（稀释后） | $0.18 | $-0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DLOPCOR
| Q4 25 | $337.9M | $349.1M | ||
| Q3 25 | $282.5M | $338.9M | ||
| Q2 25 | — | $323.9M | ||
| Q1 25 | — | $310.6M | ||
| Q4 24 | $204.5M | $302.0M | ||
| Q3 24 | $185.8M | $295.9M | ||
| Q2 24 | — | $284.3M | ||
| Q1 24 | — | $269.4M |
净利润DLOPCOR
| Q4 25 | $55.6M | $-37.6M | ||
| Q3 25 | $141.3M | $-9.1M | ||
| Q2 25 | — | $-21.1M | ||
| Q1 25 | — | $-33.0M | ||
| Q4 24 | $29.7M | $-62.3M | ||
| Q3 24 | $90.8M | $-26.4M | ||
| Q2 24 | — | $-6.3M | ||
| Q1 24 | — | $-11.0M |
毛利率DLOPCOR
| Q4 25 | 34.3% | 80.1% | ||
| Q3 25 | 36.5% | 79.7% | ||
| Q2 25 | — | 79.1% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | 40.9% | 81.2% | ||
| Q3 24 | 42.1% | 81.4% | ||
| Q2 24 | — | 83.1% | ||
| Q1 24 | — | 83.0% |
营业利润率DLOPCOR
| Q4 25 | 18.6% | -12.3% | ||
| Q3 25 | 19.7% | -4.4% | ||
| Q2 25 | — | -9.3% | ||
| Q1 25 | — | -11.7% | ||
| Q4 24 | 20.7% | -21.9% | ||
| Q3 24 | 22.1% | -12.3% | ||
| Q2 24 | — | -5.2% | ||
| Q1 24 | — | -7.0% |
净利率DLOPCOR
| Q4 25 | 16.5% | -10.8% | ||
| Q3 25 | 50.0% | -2.7% | ||
| Q2 25 | — | -6.5% | ||
| Q1 25 | — | -10.6% | ||
| Q4 24 | 14.5% | -20.6% | ||
| Q3 24 | 48.9% | -8.9% | ||
| Q2 24 | — | -2.2% | ||
| Q1 24 | — | -4.1% |
每股收益（稀释后）DLOPCOR
| Q4 25 | $0.18 | $-0.25 | ||
| Q3 25 | $0.17 | $-0.06 | ||
| Q2 25 | — | $-0.14 | ||
| Q1 25 | — | $-0.22 | ||
| Q4 24 | $0.09 | $-0.42 | ||
| Q3 24 | $0.09 | $-0.18 | ||
| Q2 24 | — | $-0.04 | ||
| Q1 24 | — | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $719.9M | $768.5M |
| 总债务越低越好 | $86.7M | — |
| 股东权益账面价值 | $569.4M | $1.3B |
| 总资产 | $1.5B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资DLOPCOR
| Q4 25 | $719.9M | $768.5M | ||
| Q3 25 | $604.5M | $684.0M | ||
| Q2 25 | — | $620.9M | ||
| Q1 25 | — | $566.7M | ||
| Q4 24 | $425.2M | $775.4M | ||
| Q3 24 | $560.5M | $756.9M | ||
| Q2 24 | — | $735.4M | ||
| Q1 24 | — | $744.6M |
总债务DLOPCOR
| Q4 25 | $86.7M | — | ||
| Q3 25 | $63.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $39.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益DLOPCOR
| Q4 25 | $569.4M | $1.3B | ||
| Q3 25 | $504.7M | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | $489.0M | $1.3B | ||
| Q3 24 | $457.0M | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.2B |
总资产DLOPCOR
| Q4 25 | $1.5B | $2.2B | ||
| Q3 25 | $1.4B | $2.1B | ||
| Q2 25 | — | $2.0B | ||
| Q1 25 | — | $1.9B | ||
| Q4 24 | $1.2B | $2.1B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $1.9B |
负债/权益比DLOPCOR
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.08× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $100.4M | $114.9M |
| 自由现金流经营现金流 - 资本支出 | $99.8M | $109.2M |
| 自由现金流率自由现金流/营收 | 29.5% | 31.3% |
| 资本支出强度资本支出/营收 | 0.2% | 1.6% |
| 现金转化率经营现金流/净利润 | 1.80× | — |
| 过去12个月自由现金流最近4个季度 | $378.7M | $282.2M |
8季度趋势，按日历期对齐
经营现金流DLOPCOR
| Q4 25 | $100.4M | $114.9M | ||
| Q3 25 | $315.0M | $88.5M | ||
| Q2 25 | — | $30.8M | ||
| Q1 25 | — | $66.0M | ||
| Q4 24 | $-141.1M | $29.1M | ||
| Q3 24 | $108.3M | $39.3M | ||
| Q2 24 | — | $58.7M | ||
| Q1 24 | — | $69.1M |
自由现金流DLOPCOR
| Q4 25 | $99.8M | $109.2M | ||
| Q3 25 | $313.4M | $83.1M | ||
| Q2 25 | — | $27.9M | ||
| Q1 25 | — | $62.0M | ||
| Q4 24 | $-141.6M | $17.4M | ||
| Q3 24 | $107.1M | $35.7M | ||
| Q2 24 | — | $56.8M | ||
| Q1 24 | — | $67.1M |
自由现金流率DLOPCOR
| Q4 25 | 29.5% | 31.3% | ||
| Q3 25 | 110.9% | 24.5% | ||
| Q2 25 | — | 8.6% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | -69.2% | 5.8% | ||
| Q3 24 | 57.6% | 12.1% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 24.9% |
资本支出强度DLOPCOR
| Q4 25 | 0.2% | 1.6% | ||
| Q3 25 | 0.6% | 1.6% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | 0.2% | 3.9% | ||
| Q3 24 | 0.7% | 1.2% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.8% |
现金转化率DLOPCOR
| Q4 25 | 1.80× | — | ||
| Q3 25 | 2.23× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -4.75× | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DLO
暂无分部数据
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
