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Eventbrite, Inc.（EB）与NORTHPOINTE BANCSHARES INC（NPB）财务数据对比。点击上方公司名可切换其他公司
Eventbrite, Inc.的季度营收约是NORTHPOINTE BANCSHARES INC的1.2倍（$73.5M vs $63.4M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs -11.1%，领先46.0%）
Eventbrite是源自美国的线下活动服务平台，为用户提供活动浏览、创建与推广服务，支持主办方免费在平台发布不限规模、不限数量的各类活动，是全球范围内活跃度较高的活动交易与推广平台。
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
EB vs NPB — 直观对比
营收规模更大
EB
是对方的1.2倍
$63.4M
净利率更高
NPB
高出46.0%
-11.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $63.4M |
| 净利润 | $-8.2M | $22.2M |
| 毛利率 | 68.1% | — |
| 营业利润率 | -12.4% | — |
| 净利率 | -11.1% | 34.9% |
| 营收同比 | -3.9% | — |
| 净利润同比 | 2.5% | — |
| 每股收益（稀释后） | $-0.08 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBNPB
| Q1 26 | — | $63.4M | ||
| Q4 25 | $73.5M | $43.5M | ||
| Q3 25 | $71.7M | $40.3M | ||
| Q2 25 | $72.8M | $36.5M | ||
| Q1 25 | $73.8M | $30.4M | ||
| Q4 24 | $76.5M | — | ||
| Q3 24 | $77.8M | — | ||
| Q2 24 | $84.6M | — |
净利润EBNPB
| Q1 26 | — | $22.2M | ||
| Q4 25 | $-8.2M | $23.6M | ||
| Q3 25 | $6.4M | $22.2M | ||
| Q2 25 | $-2.1M | $20.3M | ||
| Q1 25 | $-6.6M | $17.2M | ||
| Q4 24 | $-8.4M | — | ||
| Q3 24 | $-3.8M | — | ||
| Q2 24 | $1.1M | — |
毛利率EBNPB
| Q1 26 | — | — | ||
| Q4 25 | 68.1% | — | ||
| Q3 25 | 67.9% | — | ||
| Q2 25 | 67.5% | — | ||
| Q1 25 | 66.9% | — | ||
| Q4 24 | 68.2% | — | ||
| Q3 24 | 68.5% | — | ||
| Q2 24 | 70.9% | — |
营业利润率EBNPB
| Q1 26 | — | — | ||
| Q4 25 | -12.4% | 73.5% | ||
| Q3 25 | -1.3% | 72.3% | ||
| Q2 25 | -8.7% | 73.0% | ||
| Q1 25 | -13.2% | 74.4% | ||
| Q4 24 | -10.2% | — | ||
| Q3 24 | -11.5% | — | ||
| Q2 24 | -7.6% | — |
净利率EBNPB
| Q1 26 | — | 34.9% | ||
| Q4 25 | -11.1% | 54.4% | ||
| Q3 25 | 8.9% | 55.0% | ||
| Q2 25 | -2.9% | 55.7% | ||
| Q1 25 | -9.0% | 56.8% | ||
| Q4 24 | -11.0% | — | ||
| Q3 24 | -4.8% | — | ||
| Q2 24 | 1.3% | — |
每股收益（稀释后）EBNPB
| Q1 26 | — | $0.62 | ||
| Q4 25 | $-0.08 | $0.54 | ||
| Q3 25 | $0.06 | $0.57 | ||
| Q2 25 | $-0.02 | $0.51 | ||
| Q1 25 | $-0.07 | $0.49 | ||
| Q4 24 | $-0.09 | — | ||
| Q3 24 | $-0.04 | — | ||
| Q2 24 | $0.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $299.9M | $487.6M |
| 总债务越低越好 | $144.4M | — |
| 股东权益账面价值 | $179.1M | $590.0M |
| 总资产 | $647.2M | $7.4B |
| 负债/权益比越低杠杆越低 | 0.81× | — |
8季度趋势，按日历期对齐
现金及短期投资EBNPB
| Q1 26 | — | $487.6M | ||
| Q4 25 | $299.9M | $496.5M | ||
| Q3 25 | — | $419.2M | ||
| Q2 25 | — | $415.7M | ||
| Q1 25 | — | $321.5M | ||
| Q4 24 | $441.5M | — | ||
| Q3 24 | $24.7M | — | ||
| Q2 24 | $56.7M | — |
总债务EBNPB
| Q1 26 | — | — | ||
| Q4 25 | $144.4M | — | ||
| Q3 25 | $174.9M | — | ||
| Q2 25 | $241.3M | — | ||
| Q1 25 | $241.0M | — | ||
| Q4 24 | $240.7M | — | ||
| Q3 24 | $240.4M | — | ||
| Q2 24 | $358.7M | — |
股东权益EBNPB
| Q1 26 | — | $590.0M | ||
| Q4 25 | $179.1M | $569.0M | ||
| Q3 25 | $189.1M | $623.5M | ||
| Q2 25 | $177.2M | $604.3M | ||
| Q1 25 | $173.3M | $586.5M | ||
| Q4 24 | $170.2M | — | ||
| Q3 24 | $179.8M | — | ||
| Q2 24 | $176.2M | — |
总资产EBNPB
| Q1 26 | — | $7.4B | ||
| Q4 25 | $647.2M | $7.0B | ||
| Q3 25 | $744.6M | $6.8B | ||
| Q2 25 | $784.1M | $6.4B | ||
| Q1 25 | $812.3M | $5.9B | ||
| Q4 24 | $752.3M | — | ||
| Q3 24 | $817.4M | — | ||
| Q2 24 | $894.5M | — |
负债/权益比EBNPB
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 0.92× | — | ||
| Q2 25 | 1.36× | — | ||
| Q1 25 | 1.39× | — | ||
| Q4 24 | 1.41× | — | ||
| Q3 24 | 1.34× | — | ||
| Q2 24 | 2.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-60.8M | — |
| 自由现金流经营现金流 - 资本支出 | $-60.9M | — |
| 自由现金流率自由现金流/营收 | -82.8% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $17.6M | — |
8季度趋势，按日历期对齐
经营现金流EBNPB
| Q1 26 | — | — | ||
| Q4 25 | $-60.8M | $-28.3M | ||
| Q3 25 | $36.7M | $90.4M | ||
| Q2 25 | $-17.5M | $-72.3M | ||
| Q1 25 | $59.4M | $54.4M | ||
| Q4 24 | $-45.3M | — | ||
| Q3 24 | $44.6M | — | ||
| Q2 24 | $-32.3M | — |
自由现金流EBNPB
| Q1 26 | — | — | ||
| Q4 25 | $-60.9M | $-28.8M | ||
| Q3 25 | $36.6M | $89.6M | ||
| Q2 25 | $-17.5M | $-73.4M | ||
| Q1 25 | $59.4M | $54.1M | ||
| Q4 24 | $-45.3M | — | ||
| Q3 24 | $44.4M | — | ||
| Q2 24 | $-32.4M | — |
自由现金流率EBNPB
| Q1 26 | — | — | ||
| Q4 25 | -82.8% | -66.1% | ||
| Q3 25 | 51.1% | 222.3% | ||
| Q2 25 | -24.1% | -201.1% | ||
| Q1 25 | 80.4% | 178.0% | ||
| Q4 24 | -59.2% | — | ||
| Q3 24 | 57.1% | — | ||
| Q2 24 | -38.3% | — |
资本支出强度EBNPB
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 1.2% | ||
| Q3 25 | 0.0% | 2.0% | ||
| Q2 25 | 0.0% | 3.1% | ||
| Q1 25 | 0.1% | 1.1% | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — |
现金转化率EBNPB
| Q1 26 | — | — | ||
| Q4 25 | — | -1.20× | ||
| Q3 25 | 5.76× | 4.08× | ||
| Q2 25 | — | -3.55× | ||
| Q1 25 | — | 3.16× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -30.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EB
| US | $52.0M | 71% |
| Other | $21.6M | 29% |
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
