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易贝（EBAY）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
易贝的季度营收约是RENAISSANCERE HOLDINGS LTD的1.4倍（$3.0B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 17.8%，领先5.7%），易贝同比增速更快（15.0% vs -36.8%），过去两年易贝的营收复合增速更高（7.7% vs -11.9%）
eBay是总部位于美国加利福尼亚州圣何塞的跨国电商企业，1995年9月由皮埃尔·奥米迪亚创立。其业务覆盖全球190个市场，旗下线上平台支持拍卖及“立即购买”两种销售模式，消费者可便捷选购各类商品，平台会在卖家完成交易后收取相应佣金。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
EBAY vs RNR — 直观对比
营收规模更大
EBAY
是对方的1.4倍
$2.2B
营收增速更快
EBAY
高出51.7%
-36.8%
净利率更高
RNR
高出5.7%
17.8%
两年增速更快
EBAY
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.0B | $2.2B |
| 净利润 | $528.0M | $515.8M |
| 毛利率 | 71.4% | — |
| 营业利润率 | 20.3% | — |
| 净利率 | 17.8% | 23.5% |
| 营收同比 | 15.0% | -36.8% |
| 净利润同比 | -22.2% | 72.6% |
| 每股收益（稀释后） | $1.14 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBAYRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $3.0B | $3.0B | ||
| Q3 25 | $2.8B | $3.2B | ||
| Q2 25 | $2.7B | $3.2B | ||
| Q1 25 | $2.6B | $3.5B | ||
| Q4 24 | $2.6B | $2.3B | ||
| Q3 24 | $2.6B | $4.0B | ||
| Q2 24 | $2.6B | $2.8B |
净利润EBAYRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $528.0M | $760.5M | ||
| Q3 25 | $632.0M | $916.5M | ||
| Q2 25 | $368.0M | $835.4M | ||
| Q1 25 | $503.0M | $170.0M | ||
| Q4 24 | $679.0M | $-189.7M | ||
| Q3 24 | $634.0M | $1.2B | ||
| Q2 24 | $224.0M | $503.9M |
毛利率EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 71.4% | — | ||
| Q3 25 | 70.9% | — | ||
| Q2 25 | 71.6% | — | ||
| Q1 25 | 72.0% | — | ||
| Q4 24 | 72.2% | — | ||
| Q3 24 | 71.8% | — | ||
| Q2 24 | 71.4% | — |
营业利润率EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 20.3% | 42.5% | ||
| Q3 25 | 20.4% | 46.3% | ||
| Q2 25 | 17.7% | 41.8% | ||
| Q1 25 | 23.8% | -2.0% | ||
| Q4 24 | 21.1% | -3.6% | ||
| Q3 24 | 23.1% | 43.7% | ||
| Q2 24 | 21.3% | 25.0% |
净利率EBAYRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 17.8% | 25.6% | ||
| Q3 25 | 22.4% | 28.7% | ||
| Q2 25 | 13.5% | 26.1% | ||
| Q1 25 | 19.5% | 4.9% | ||
| Q4 24 | 26.3% | -8.3% | ||
| Q3 24 | 24.6% | 29.8% | ||
| Q2 24 | 8.7% | 17.8% |
每股收益（稀释后）EBAYRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.14 | $16.16 | ||
| Q3 25 | $1.35 | $19.40 | ||
| Q2 25 | $0.79 | $17.20 | ||
| Q1 25 | $1.06 | $3.27 | ||
| Q4 24 | $1.35 | $-3.76 | ||
| Q3 24 | $1.29 | $22.62 | ||
| Q2 24 | $0.45 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9B | $1.6B |
| 总债务越低越好 | $6.0B | — |
| 股东权益账面价值 | $4.6B | $4.3B |
| 总资产 | $17.6B | $53.7B |
| 负债/权益比越低杠杆越低 | 1.30× | — |
8季度趋势，按日历期对齐
现金及短期投资EBAYRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | $2.4B | $1.7B | ||
| Q2 25 | $2.1B | $1.4B | ||
| Q1 25 | $3.1B | $1.6B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $1.6B | $1.6B | ||
| Q2 24 | $2.0B | $1.6B |
总债务EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | $6.0B | $2.3B | ||
| Q3 25 | $5.0B | $2.2B | ||
| Q2 25 | $5.0B | $2.3B | ||
| Q1 25 | $5.8B | $2.8B | ||
| Q4 24 | $5.8B | $1.9B | ||
| Q3 24 | $6.2B | $1.9B | ||
| Q2 24 | $6.2B | $2.0B |
股东权益EBAYRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $4.6B | $11.6B | ||
| Q3 25 | $4.7B | $11.5B | ||
| Q2 25 | $4.7B | $10.8B | ||
| Q1 25 | $5.0B | $10.3B | ||
| Q4 24 | $5.2B | $10.6B | ||
| Q3 24 | $5.4B | $11.2B | ||
| Q2 24 | $5.5B | $10.2B |
总资产EBAYRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $17.6B | $53.8B | ||
| Q3 25 | $17.8B | $54.5B | ||
| Q2 25 | $18.0B | $54.7B | ||
| Q1 25 | $19.0B | $53.6B | ||
| Q4 24 | $19.4B | $50.7B | ||
| Q3 24 | $19.9B | $52.8B | ||
| Q2 24 | $20.4B | $51.6B |
负债/权益比EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.30× | 0.20× | ||
| Q3 25 | 1.06× | 0.19× | ||
| Q2 25 | 1.05× | 0.21× | ||
| Q1 25 | 1.16× | 0.27× | ||
| Q4 24 | 1.12× | 0.18× | ||
| Q3 24 | 1.14× | 0.17× | ||
| Q2 24 | 1.12× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $595.0M | — |
| 自由现金流经营现金流 - 资本支出 | $478.0M | — |
| 自由现金流率自由现金流/营收 | 16.1% | — |
| 资本支出强度资本支出/营收 | 3.9% | — |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | $1.5B | — |
8季度趋势，按日历期对齐
经营现金流EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | $595.0M | $483.0M | ||
| Q3 25 | $934.0M | $1.6B | ||
| Q2 25 | $-307.0M | $1.5B | ||
| Q1 25 | $787.0M | $157.8M | ||
| Q4 24 | $677.0M | $778.9M | ||
| Q3 24 | $755.0M | $1.5B | ||
| Q2 24 | $367.0M | $1.2B |
自由现金流EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | $478.0M | — | ||
| Q3 25 | $803.0M | — | ||
| Q2 25 | $-441.0M | — | ||
| Q1 25 | $644.0M | — | ||
| Q4 24 | $560.0M | — | ||
| Q3 24 | $646.0M | — | ||
| Q2 24 | $278.0M | — |
自由现金流率EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | — | ||
| Q3 25 | 28.5% | — | ||
| Q2 25 | -16.2% | — | ||
| Q1 25 | 24.9% | — | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 25.1% | — | ||
| Q2 24 | 10.8% | — |
资本支出强度EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 3.9% | — | ||
| Q3 25 | 4.6% | — | ||
| Q2 25 | 4.9% | — | ||
| Q1 25 | 5.5% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 4.2% | — | ||
| Q2 24 | 3.5% | — |
现金转化率EBAYRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.13× | 0.64× | ||
| Q3 25 | 1.48× | 1.73× | ||
| Q2 25 | -0.83× | 1.76× | ||
| Q1 25 | 1.56× | 0.93× | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.19× | 1.26× | ||
| Q2 24 | 1.64× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBAY
| Marketplace Revenues | $2.4B | 82% |
| Advertising Revenues | $544.0M | 18% |
RNR
暂无分部数据
