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KB HOME（KBH）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是KB HOME的1.3倍（$2.2B vs $1.7B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 6.0%，领先17.5%），KB HOME同比增速更快（-15.3% vs -36.8%），过去两年KB HOME的营收复合增速更高（7.4% vs -11.9%）
KB Home是美国知名住宅建造企业，1957年于密歇根州底特律成立，前身为Kaufman & Broad，是首家在纽约证券交易所上市的住宅建造商，总部现位于加利福尼亚州洛杉矶。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
KBH vs RNR — 直观对比
营收规模更大
RNR
是对方的1.3倍
$1.7B
营收增速更快
KBH
高出21.5%
-36.8%
净利率更高
RNR
高出17.5%
6.0%
两年增速更快
KBH
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $2.2B |
| 净利润 | $101.5M | $515.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 6.0% | 23.5% |
| 营收同比 | -15.3% | -36.8% |
| 净利润同比 | -46.7% | 72.6% |
| 每股收益（稀释后） | $1.55 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KBHRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.7B | $3.0B | ||
| Q3 25 | $1.6B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $1.4B | $3.5B | ||
| Q4 24 | $2.0B | $2.3B | ||
| Q3 24 | $1.8B | $4.0B | ||
| Q2 24 | $1.7B | $2.8B |
净利润KBHRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $101.5M | $760.5M | ||
| Q3 25 | $109.8M | $916.5M | ||
| Q2 25 | $107.9M | $835.4M | ||
| Q1 25 | $109.6M | $170.0M | ||
| Q4 24 | $190.6M | $-189.7M | ||
| Q3 24 | $157.3M | $1.2B | ||
| Q2 24 | $168.4M | $503.9M |
营业利润率KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 42.5% | ||
| Q3 25 | — | 46.3% | ||
| Q2 25 | — | 41.8% | ||
| Q1 25 | — | -2.0% | ||
| Q4 24 | — | -3.6% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 25.0% |
净利率KBHRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 6.0% | 25.6% | ||
| Q3 25 | 6.8% | 28.7% | ||
| Q2 25 | 7.1% | 26.1% | ||
| Q1 25 | 7.9% | 4.9% | ||
| Q4 24 | 9.5% | -8.3% | ||
| Q3 24 | 9.0% | 29.8% | ||
| Q2 24 | 9.9% | 17.8% |
每股收益（稀释后）KBHRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.55 | $16.16 | ||
| Q3 25 | $1.61 | $19.40 | ||
| Q2 25 | $1.50 | $17.20 | ||
| Q1 25 | $1.49 | $3.27 | ||
| Q4 24 | $2.50 | $-3.76 | ||
| Q3 24 | $2.04 | $22.62 | ||
| Q2 24 | $2.15 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.9B | $4.3B |
| 总资产 | $6.7B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资KBHRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.6B |
总债务KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益KBHRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.9B | $11.6B | ||
| Q3 25 | $3.9B | $11.5B | ||
| Q2 25 | $4.0B | $10.8B | ||
| Q1 25 | $4.1B | $10.3B | ||
| Q4 24 | $4.1B | $10.6B | ||
| Q3 24 | $4.0B | $11.2B | ||
| Q2 24 | $4.0B | $10.2B |
总资产KBHRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $6.7B | $53.8B | ||
| Q3 25 | $7.0B | $54.5B | ||
| Q2 25 | $7.0B | $54.7B | ||
| Q1 25 | $7.0B | $53.6B | ||
| Q4 24 | $6.9B | $50.7B | ||
| Q3 24 | $6.8B | $52.8B | ||
| Q2 24 | $6.8B | $51.6B |
负债/权益比KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $303.8M | — |
| 自由现金流经营现金流 - 资本支出 | $290.1M | — |
| 自由现金流率自由现金流/营收 | 17.1% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 2.99× | — |
| 过去12个月自由现金流最近4个季度 | $287.3M | — |
8季度趋势，按日历期对齐
经营现金流KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | $303.8M | $483.0M | ||
| Q3 25 | $197.7M | $1.6B | ||
| Q2 25 | $168.4M | $1.5B | ||
| Q1 25 | $-334.3M | $157.8M | ||
| Q4 24 | $362.6M | $778.9M | ||
| Q3 24 | $-89.9M | $1.5B | ||
| Q2 24 | $61.5M | $1.2B |
自由现金流KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | $290.1M | — | ||
| Q3 25 | $185.8M | — | ||
| Q2 25 | $156.9M | — | ||
| Q1 25 | $-345.5M | — | ||
| Q4 24 | $352.6M | — | ||
| Q3 24 | $-99.4M | — | ||
| Q2 24 | $51.2M | — |
自由现金流率KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | 17.1% | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | 10.3% | — | ||
| Q1 25 | -24.8% | — | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | -5.7% | — | ||
| Q2 24 | 3.0% | — |
资本支出强度KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.6% | — |
现金转化率KBHRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.99× | 0.64× | ||
| Q3 25 | 1.80× | 1.73× | ||
| Q2 25 | 1.56× | 1.76× | ||
| Q1 25 | -3.05× | 0.93× | ||
| Q4 24 | 1.90× | — | ||
| Q3 24 | -0.57× | 1.26× | ||
| Q2 24 | 0.37× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KBH
| Home Building | $1.7B | 99% |
| Financial Service | $8.7M | 1% |
RNR
暂无分部数据
