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美国合众银行（EBMT）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是美国合众银行的1.8倍（$43.2M vs $24.3M），美国合众银行净利率更高（19.5% vs 16.9%，领先2.6%）
美国合众银行是一家美国跨国银行金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押贷款等金融业务。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
EBMT vs RERE — 直观对比
营收规模更大
RERE
是对方的1.8倍
$24.3M
净利率更高
EBMT
高出2.6%
16.9%
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $24.3M | $43.2M |
| 净利润 | $4.7M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 25.0% | — |
| 净利率 | 19.5% | 16.9% |
| 营收同比 | 13.7% | — |
| 净利润同比 | 37.8% | — |
| 每股收益（稀释后） | $0.62 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EBMTRERE
| Q4 25 | $24.3M | — | ||
| Q3 25 | $23.4M | — | ||
| Q2 25 | $23.0M | — | ||
| Q1 25 | $20.9M | — | ||
| Q4 24 | $21.4M | — | ||
| Q3 24 | $20.8M | — | ||
| Q2 24 | $19.9M | — | ||
| Q1 24 | $19.2M | — |
净利润EBMTRERE
| Q4 25 | $4.7M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $3.2M | — | ||
| Q1 25 | $3.2M | — | ||
| Q4 24 | $3.4M | — | ||
| Q3 24 | $2.7M | — | ||
| Q2 24 | $1.7M | — | ||
| Q1 24 | $1.9M | — |
营业利润率EBMTRERE
| Q4 25 | 25.0% | — | ||
| Q3 25 | 21.2% | — | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 18.5% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 15.6% | — | ||
| Q2 24 | 11.0% | — | ||
| Q1 24 | 11.8% | — |
净利率EBMTRERE
| Q4 25 | 19.5% | — | ||
| Q3 25 | 15.5% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 13.0% | — | ||
| Q2 24 | 8.7% | — | ||
| Q1 24 | 9.9% | — |
每股收益（稀释后）EBMTRERE
| Q4 25 | $0.62 | — | ||
| Q3 25 | $0.46 | — | ||
| Q2 25 | $0.41 | — | ||
| Q1 25 | $0.41 | — | ||
| Q4 24 | $0.44 | — | ||
| Q3 24 | $0.34 | — | ||
| Q2 24 | $0.22 | — | ||
| Q1 24 | $0.24 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.0M | $228.0M |
| 总债务越低越好 | $44.5M | — |
| 股东权益账面价值 | $191.8M | $557.1M |
| 总资产 | $2.1B | $722.9M |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资EBMTRERE
| Q4 25 | $63.0M | — | ||
| Q3 25 | $29.5M | — | ||
| Q2 25 | $26.9M | — | ||
| Q1 25 | $22.8M | — | ||
| Q4 24 | $31.6M | — | ||
| Q3 24 | $42.2M | — | ||
| Q2 24 | $23.8M | — | ||
| Q1 24 | $20.9M | — |
总债务EBMTRERE
| Q4 25 | $44.5M | — | ||
| Q3 25 | $59.3M | — | ||
| Q2 25 | $59.2M | — | ||
| Q1 25 | $59.2M | — | ||
| Q4 24 | $59.1M | — | ||
| Q3 24 | $59.1M | — | ||
| Q2 24 | $59.1M | — | ||
| Q1 24 | $59.0M | — |
股东权益EBMTRERE
| Q4 25 | $191.8M | — | ||
| Q3 25 | $186.5M | — | ||
| Q2 25 | $180.6M | — | ||
| Q1 25 | $177.6M | — | ||
| Q4 24 | $174.8M | — | ||
| Q3 24 | $177.7M | — | ||
| Q2 24 | $170.2M | — | ||
| Q1 24 | $168.9M | — |
总资产EBMTRERE
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.1B | — |
负债/权益比EBMTRERE
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.32× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.35× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $33.1M | — |
| 自由现金流经营现金流 - 资本支出 | $28.3M | — |
| 自由现金流率自由现金流/营收 | 116.7% | — |
| 资本支出强度资本支出/营收 | 19.7% | — |
| 现金转化率经营现金流/净利润 | 7.01× | — |
| 过去12个月自由现金流最近4个季度 | $37.1M | — |
8季度趋势，按日历期对齐
经营现金流EBMTRERE
| Q4 25 | $33.1M | — | ||
| Q3 25 | $9.0M | — | ||
| Q2 25 | $1.7M | — | ||
| Q1 25 | $1.9M | — | ||
| Q4 24 | $28.5M | — | ||
| Q3 24 | $2.6M | — | ||
| Q2 24 | $3.3M | — | ||
| Q1 24 | $7.1M | — |
自由现金流EBMTRERE
| Q4 25 | $28.3M | — | ||
| Q3 25 | $7.1M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $262.0K | — | ||
| Q4 24 | $14.5M | — | ||
| Q3 24 | $-749.0K | — | ||
| Q2 24 | $627.0K | — | ||
| Q1 24 | $2.3M | — |
自由现金流率EBMTRERE
| Q4 25 | 116.7% | — | ||
| Q3 25 | 30.3% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 67.7% | — | ||
| Q3 24 | -3.6% | — | ||
| Q2 24 | 3.2% | — | ||
| Q1 24 | 12.2% | — |
资本支出强度EBMTRERE
| Q4 25 | 19.7% | — | ||
| Q3 25 | 8.0% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | 13.3% | — | ||
| Q1 24 | 24.9% | — |
现金转化率EBMTRERE
| Q4 25 | 7.01× | — | ||
| Q3 25 | 2.47× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | 8.31× | — | ||
| Q3 24 | 0.96× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 3.75× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EBMT
| Other | $13.2M | 54% |
| Commodity Sales | $8.6M | 35% |
| Bank Servicing | $2.6M | 11% |
RERE
暂无分部数据
