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ECB Bancorp, Inc.（ECBK）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
ECB Bancorp, Inc.的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.3倍（$9.5M vs $7.5M），ECB Bancorp, Inc.净利率更高（27.3% vs -2.1%，领先29.3%），ECB Bancorp, Inc.同比增速更快（33.8% vs -4.4%），ECB Bancorp, Inc.自由现金流更多（$9.0M vs $-1.3M），过去两年ECB Bancorp, Inc.的营收复合增速更高（23.8% vs 1.9%）
ECB Bancorp（马里兰州）是一家美国银行控股公司，主要面向马里兰州本地市场的个人客户和中小型企业提供存款账户、消费贷款、商业融资、财富管理等各类零售及商业银行业务。
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
ECBK vs RMCF — 直观对比
营收规模更大
ECBK
是对方的1.3倍
$7.5M
营收增速更快
ECBK
高出38.3%
-4.4%
净利率更高
ECBK
高出29.3%
-2.1%
自由现金流更多
ECBK
多$10.3M
$-1.3M
两年增速更快
ECBK
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $9.5M | $7.5M |
| 净利润 | $2.6M | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | 36.7% | 1.1% |
| 净利率 | 27.3% | -2.1% |
| 营收同比 | 33.8% | -4.4% |
| 净利润同比 | 79.5% | 81.7% |
| 每股收益（稀释后） | $0.32 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ECBKRMCF
| Q4 25 | $9.5M | $7.5M | ||
| Q3 25 | $8.8M | $6.8M | ||
| Q2 25 | $8.0M | $6.4M | ||
| Q1 25 | $6.9M | $8.9M | ||
| Q4 24 | $7.1M | $7.9M | ||
| Q3 24 | $6.6M | $6.4M | ||
| Q2 24 | $6.3M | $6.4M | ||
| Q1 24 | $6.2M | $7.3M |
净利润ECBKRMCF
| Q4 25 | $2.6M | $-155.0K | ||
| Q3 25 | $2.4M | $-662.0K | ||
| Q2 25 | $1.4M | $-324.0K | ||
| Q1 25 | $1.3M | $-2.9M | ||
| Q4 24 | $1.4M | $-847.0K | ||
| Q3 24 | $1.1M | $-722.0K | ||
| Q2 24 | $791.0K | $-1.7M | ||
| Q1 24 | $621.0K | $-1.6M |
毛利率ECBKRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率ECBKRMCF
| Q4 25 | 36.7% | 1.1% | ||
| Q3 25 | 37.0% | -7.0% | ||
| Q2 25 | 23.9% | -2.3% | ||
| Q1 25 | 24.9% | -30.3% | ||
| Q4 24 | 27.3% | -8.9% | ||
| Q3 24 | 23.3% | -14.3% | ||
| Q2 24 | 16.9% | -25.4% | ||
| Q1 24 | 13.4% | -21.7% |
净利率ECBKRMCF
| Q4 25 | 27.3% | -2.1% | ||
| Q3 25 | 27.7% | -9.7% | ||
| Q2 25 | 18.0% | -5.1% | ||
| Q1 25 | 18.7% | -32.5% | ||
| Q4 24 | 20.3% | -10.7% | ||
| Q3 24 | 17.2% | -11.3% | ||
| Q2 24 | 12.6% | -25.9% | ||
| Q1 24 | 10.0% | -21.9% |
每股收益（稀释后）ECBKRMCF
| Q4 25 | $0.32 | $-0.02 | ||
| Q3 25 | $0.29 | $-0.09 | ||
| Q2 25 | $0.17 | $-0.04 | ||
| Q1 25 | $0.16 | $-0.38 | ||
| Q4 24 | $0.18 | $-0.11 | ||
| Q3 24 | $0.14 | $-0.11 | ||
| Q2 24 | $0.09 | $-0.26 | ||
| Q1 24 | $0.07 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.8M | $641.0K |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $171.9M | $6.0M |
| 总资产 | $1.6B | $20.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ECBKRMCF
| Q4 25 | $82.8M | $641.0K | ||
| Q3 25 | $201.9M | $2.0M | ||
| Q2 25 | $191.0M | $893.0K | ||
| Q1 25 | $143.7M | $720.0K | ||
| Q4 24 | $309.4M | $1.1M | ||
| Q3 24 | $114.8M | $973.0K | ||
| Q2 24 | $108.7M | $637.0K | ||
| Q1 24 | $109.8M | $2.1M |
股东权益ECBKRMCF
| Q4 25 | $171.9M | $6.0M | ||
| Q3 25 | $169.3M | $6.1M | ||
| Q2 25 | $168.3M | $6.7M | ||
| Q1 25 | $168.6M | $7.0M | ||
| Q4 24 | $168.3M | $9.8M | ||
| Q3 24 | $166.0M | $10.5M | ||
| Q2 24 | $166.5M | $9.0M | ||
| Q1 24 | $165.8M | $10.6M |
总资产ECBKRMCF
| Q4 25 | $1.6B | $20.7M | ||
| Q3 25 | $1.6B | $22.3M | ||
| Q2 25 | $1.5B | $20.1M | ||
| Q1 25 | $1.5B | $21.2M | ||
| Q4 24 | $1.4B | $21.6M | ||
| Q3 24 | $1.4B | $21.1M | ||
| Q2 24 | $1.3B | $19.0M | ||
| Q1 24 | $1.3B | $20.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.2M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $-1.3M |
| 自由现金流率自由现金流/营收 | 94.7% | -16.9% |
| 资本支出强度资本支出/营收 | 2.2% | 0.5% |
| 现金转化率经营现金流/净利润 | 3.55× | — |
| 过去12个月自由现金流最近4个季度 | $14.2M | — |
8季度趋势，按日历期对齐
经营现金流ECBKRMCF
| Q4 25 | $9.2M | $-1.2M | ||
| Q3 25 | $4.0M | $-488.0K | ||
| Q2 25 | $1.9M | $350.0K | ||
| Q1 25 | $-631.0K | $1.2M | ||
| Q4 24 | $6.2M | $-2.1M | ||
| Q3 24 | $861.0K | $-3.5M | ||
| Q2 24 | $1.4M | $-2.2M | ||
| Q1 24 | $-429.0K | $129.0K |
自由现金流ECBKRMCF
| Q4 25 | $9.0M | $-1.3M | ||
| Q3 25 | $4.0M | $-544.0K | ||
| Q2 25 | $1.8M | $182.0K | ||
| Q1 25 | $-649.0K | — | ||
| Q4 24 | $6.2M | — | ||
| Q3 24 | — | $-4.6M | ||
| Q2 24 | $1.3M | $-2.6M | ||
| Q1 24 | $-449.0K | $-352.3K |
自由现金流率ECBKRMCF
| Q4 25 | 94.7% | -16.9% | ||
| Q3 25 | 44.9% | -8.0% | ||
| Q2 25 | 23.0% | 2.9% | ||
| Q1 25 | -9.4% | — | ||
| Q4 24 | 86.8% | — | ||
| Q3 24 | — | -72.6% | ||
| Q2 24 | 21.4% | -40.2% | ||
| Q1 24 | -7.2% | -4.9% |
资本支出强度ECBKRMCF
| Q4 25 | 2.2% | 0.5% | ||
| Q3 25 | 0.8% | 0.8% | ||
| Q2 25 | 0.6% | 2.6% | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.0% | 17.5% | ||
| Q2 24 | 0.6% | 6.5% | ||
| Q1 24 | 0.3% | 6.6% |
现金转化率ECBKRMCF
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ECBK
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
