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ECB Bancorp, Inc.（ECBK）与Third Coast Bancshares, Inc.（TCBX）财务数据对比。点击上方公司名可切换其他公司
Third Coast Bancshares, Inc.的季度营收约是ECB Bancorp, Inc.的6.3倍（$57.7M vs $9.2M）。Third Coast Bancshares, Inc.净利率更高（28.4% vs 28.4%，领先0.0%）。过去两年ECB Bancorp, Inc.的营收复合增速更高（24.5% vs 21.8%）
ECB Bancorp（马里兰州）是一家美国银行控股公司，主要面向马里兰州本地市场的个人客户和中小型企业提供存款账户、消费贷款、商业融资、财富管理等各类零售及商业银行业务。
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
ECBK vs TCBX — 直观对比
营收规模更大
TCBX
是对方的6.3倍
$9.2M
净利率更高
TCBX
高出0.0%
28.4%
两年增速更快
ECBK
近两年复合增速
21.8%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $9.2M | $57.7M |
| 净利润 | $2.6M | $16.4M |
| 毛利率 | — | — |
| 营业利润率 | 38.1% | — |
| 净利率 | 28.4% | 28.4% |
| 营收同比 | 35.0% | — |
| 净利润同比 | 79.5% | 20.5% |
| 每股收益（稀释后） | $0.32 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ECBKTCBX
| Q1 26 | — | $57.7M | ||
| Q4 25 | $9.2M | $52.2M | ||
| Q3 25 | $8.5M | $50.8M | ||
| Q2 25 | $7.7M | $49.4M | ||
| Q1 25 | $6.6M | $42.8M | ||
| Q4 24 | $6.8M | $43.4M | ||
| Q3 24 | $6.3M | $40.4M | ||
| Q2 24 | $6.0M | $38.9M |
净利润ECBKTCBX
| Q1 26 | — | $16.4M | ||
| Q4 25 | $2.6M | $17.9M | ||
| Q3 25 | $2.4M | $18.1M | ||
| Q2 25 | $1.4M | $16.7M | ||
| Q1 25 | $1.3M | $13.6M | ||
| Q4 24 | $1.4M | $13.7M | ||
| Q3 24 | $1.1M | $12.8M | ||
| Q2 24 | $791.0K | $10.8M |
营业利润率ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | 41.2% | ||
| Q3 25 | 38.5% | 44.9% | ||
| Q2 25 | 25.0% | 42.6% | ||
| Q1 25 | 25.9% | 40.5% | ||
| Q4 24 | 28.6% | 41.3% | ||
| Q3 24 | 24.4% | 40.3% | ||
| Q2 24 | 17.7% | 36.6% |
净利率ECBKTCBX
| Q1 26 | — | 28.4% | ||
| Q4 25 | 28.4% | 34.3% | ||
| Q3 25 | 28.8% | 35.5% | ||
| Q2 25 | 18.8% | 33.9% | ||
| Q1 25 | 19.5% | 31.8% | ||
| Q4 24 | 21.3% | 31.6% | ||
| Q3 24 | 18.0% | 31.6% | ||
| Q2 24 | 13.2% | 27.8% |
每股收益（稀释后）ECBKTCBX
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.32 | $1.02 | ||
| Q3 25 | $0.29 | $1.03 | ||
| Q2 25 | $0.17 | $0.96 | ||
| Q1 25 | $0.16 | $0.78 | ||
| Q4 24 | $0.18 | $0.80 | ||
| Q3 24 | $0.14 | $0.74 | ||
| Q2 24 | $0.09 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.8M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $171.9M | $650.5M |
| 总资产 | $1.6B | $6.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | $82.8M | $175.2M | ||
| Q3 25 | $201.9M | $116.4M | ||
| Q2 25 | $191.0M | $113.1M | ||
| Q1 25 | $143.7M | $219.0M | ||
| Q4 24 | $309.4M | $371.2M | ||
| Q3 24 | $114.8M | $258.2M | ||
| Q2 24 | $108.7M | $241.8M |
股东权益ECBKTCBX
| Q1 26 | — | $650.5M | ||
| Q4 25 | $171.9M | $531.0M | ||
| Q3 25 | $169.3M | $513.8M | ||
| Q2 25 | $168.3M | $496.1M | ||
| Q1 25 | $168.6M | $479.8M | ||
| Q4 24 | $168.3M | $460.7M | ||
| Q3 24 | $166.0M | $450.5M | ||
| Q2 24 | $166.5M | $435.0M |
总资产ECBKTCBX
| Q1 26 | — | $6.6B | ||
| Q4 25 | $1.6B | $5.3B | ||
| Q3 25 | $1.6B | $5.1B | ||
| Q2 25 | $1.5B | $4.9B | ||
| Q1 25 | $1.5B | $4.9B | ||
| Q4 24 | $1.4B | $4.9B | ||
| Q3 24 | $1.4B | $4.6B | ||
| Q2 24 | $1.3B | $4.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.9M | — |
| 自由现金流经营现金流 - 资本支出 | $3.9M | — |
| 自由现金流率自由现金流/营收 | 42.1% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 1.51× | — |
| 过去12个月自由现金流最近4个季度 | $9.0M | — |
8季度趋势，按日历期对齐
经营现金流ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | $3.9M | $5.7M | ||
| Q3 25 | $4.0M | $20.7M | ||
| Q2 25 | $1.9M | $13.9M | ||
| Q1 25 | $-631.0K | $10.5M | ||
| Q4 24 | $4.4M | $-3.6M | ||
| Q3 24 | $861.0K | $22.0M | ||
| Q2 24 | $1.4M | $7.3M |
自由现金流ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.0M | — | ||
| Q2 25 | $1.8M | — | ||
| Q1 25 | $-649.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.3M | — |
自由现金流率ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | 42.1% | — | ||
| Q3 25 | 46.8% | — | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | -9.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 22.4% | — |
资本支出强度ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.7% | — |
现金转化率ECBKTCBX
| Q1 26 | — | — | ||
| Q4 25 | 1.51× | 0.32× | ||
| Q3 25 | 1.65× | 1.15× | ||
| Q2 25 | 1.32× | 0.83× | ||
| Q1 25 | -0.49× | 0.77× | ||
| Q4 24 | 3.05× | -0.26× | ||
| Q3 24 | 0.76× | 1.72× | ||
| Q2 24 | 1.75× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ECBK
暂无分部数据
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
