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Ellington Financial Inc.（EFC）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是Ellington Financial Inc.的1.0倍（$78.6M vs $78.2M），Ellington Financial Inc.净利率更高（28.9% vs -178.3%，领先207.2%），Ellington Financial Inc.同比增速更快（8.7% vs 0.4%），过去两年Ellington Financial Inc.的营收复合增速更高（1.8% vs -1.3%）
埃林顿金融是一家美国对冲基金机构，专注于结构化产品及其他信贷工具领域的投资管理。截至2019年6月，公司公开披露的管理资产规模达85亿美元，在另类投资和信用资管领域拥有成熟的运营经验。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
EFC vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.0倍
$78.2M
营收增速更快
EFC
高出8.3%
0.4%
净利率更高
EFC
高出207.2%
-178.3%
两年增速更快
EFC
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.2M | $78.6M |
| 净利润 | $22.6M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | 7.4% | -182.2% |
| 净利率 | 28.9% | -178.3% |
| 营收同比 | 8.7% | 0.4% |
| 净利润同比 | -26.2% | -3304.1% |
| 每股收益（稀释后） | $0.10 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFCRPAY
| Q4 25 | $78.2M | $78.6M | ||
| Q3 25 | $82.8M | $77.7M | ||
| Q2 25 | $92.5M | $75.6M | ||
| Q1 25 | $82.9M | $77.3M | ||
| Q4 24 | $72.0M | $78.3M | ||
| Q3 24 | $67.0M | $79.1M | ||
| Q2 24 | $91.2M | $74.9M | ||
| Q1 24 | $75.5M | $80.7M |
净利润EFCRPAY
| Q4 25 | $22.6M | $-140.1M | ||
| Q3 25 | $29.5M | $-6.4M | ||
| Q2 25 | $42.9M | $-102.3M | ||
| Q1 25 | $31.6M | $-7.9M | ||
| Q4 24 | $30.7M | $-4.1M | ||
| Q3 24 | $16.2M | $3.2M | ||
| Q2 24 | $52.3M | $-4.1M | ||
| Q1 24 | $26.9M | $-5.2M |
毛利率EFCRPAY
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
营业利润率EFCRPAY
| Q4 25 | 7.4% | -182.2% | ||
| Q3 25 | 31.1% | -3.9% | ||
| Q2 25 | 38.3% | -138.7% | ||
| Q1 25 | 37.3% | -4.7% | ||
| Q4 24 | 28.0% | -1.5% | ||
| Q3 24 | 24.0% | -0.9% | ||
| Q2 24 | 52.8% | -4.6% | ||
| Q1 24 | 42.2% | -3.1% |
净利率EFCRPAY
| Q4 25 | 28.9% | -178.3% | ||
| Q3 25 | 35.7% | -8.3% | ||
| Q2 25 | 46.4% | -135.2% | ||
| Q1 25 | 38.2% | -10.3% | ||
| Q4 24 | 42.6% | -5.3% | ||
| Q3 24 | 24.1% | 4.1% | ||
| Q2 24 | 57.4% | -5.4% | ||
| Q1 24 | 35.6% | -6.5% |
每股收益（稀释后）EFCRPAY
| Q4 25 | $0.10 | $-1.68 | ||
| Q3 25 | $0.29 | $-0.08 | ||
| Q2 25 | $0.45 | $-1.15 | ||
| Q1 25 | $0.35 | $-0.09 | ||
| Q4 24 | $0.23 | $-0.04 | ||
| Q3 24 | $0.19 | $0.03 | ||
| Q2 24 | $0.62 | $-0.04 | ||
| Q1 24 | $0.32 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $201.9M | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $1.8B | $484.4M |
| 总资产 | $19.4B | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资EFCRPAY
| Q4 25 | $201.9M | $115.7M | ||
| Q3 25 | $184.8M | $95.7M | ||
| Q2 25 | $211.0M | $162.6M | ||
| Q1 25 | $203.3M | $165.5M | ||
| Q4 24 | $192.4M | $189.5M | ||
| Q3 24 | $217.7M | $168.7M | ||
| Q2 24 | $198.5M | $147.1M | ||
| Q1 24 | $187.5M | $128.3M |
总债务EFCRPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益EFCRPAY
| Q4 25 | $1.8B | $484.4M | ||
| Q3 25 | $1.8B | $616.9M | ||
| Q2 25 | $1.7B | $633.7M | ||
| Q1 25 | $1.6B | $755.7M | ||
| Q4 24 | $1.6B | $761.3M | ||
| Q3 24 | $1.6B | $754.7M | ||
| Q2 24 | $1.6B | $815.4M | ||
| Q1 24 | $1.5B | $813.8M |
总资产EFCRPAY
| Q4 25 | $19.4B | $1.2B | ||
| Q3 25 | $17.8B | $1.3B | ||
| Q2 25 | $17.1B | $1.4B | ||
| Q1 25 | $16.6B | $1.5B | ||
| Q4 24 | $16.3B | $1.6B | ||
| Q3 24 | $16.0B | $1.6B | ||
| Q2 24 | $15.1B | $1.5B | ||
| Q1 24 | $15.1B | $1.5B |
负债/权益比EFCRPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-925.5M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | — | $23.2M |
| 自由现金流率自由现金流/营收 | — | 29.6% |
| 资本支出强度资本支出/营收 | 0.0% | 0.1% |
| 现金转化率经营现金流/净利润 | -40.92× | — |
| 过去12个月自由现金流最近4个季度 | — | $90.7M |
8季度趋势，按日历期对齐
经营现金流EFCRPAY
| Q4 25 | $-925.5M | $23.3M | ||
| Q3 25 | $-290.4M | $32.2M | ||
| Q2 25 | $-210.5M | $33.1M | ||
| Q1 25 | $-126.4M | $2.5M | ||
| Q4 24 | $-430.5M | $34.3M | ||
| Q3 24 | $-141.7M | $60.1M | ||
| Q2 24 | $-88.6M | $31.0M | ||
| Q1 24 | $-59.5M | $24.8M |
自由现金流EFCRPAY
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $32.1M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | $34.0M | ||
| Q3 24 | — | $59.8M | ||
| Q2 24 | — | $30.5M | ||
| Q1 24 | — | $24.7M |
自由现金流率EFCRPAY
| Q4 25 | — | 29.6% | ||
| Q3 25 | — | 41.3% | ||
| Q2 25 | — | 43.6% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 30.6% |
资本支出强度EFCRPAY
| Q4 25 | 0.0% | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 0.0% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.0% | 0.6% | ||
| Q1 24 | 0.0% | 0.1% |
现金转化率EFCRPAY
| Q4 25 | -40.92× | — | ||
| Q3 25 | -9.84× | — | ||
| Q2 25 | -4.90× | — | ||
| Q1 25 | -3.99× | — | ||
| Q4 24 | -14.04× | — | ||
| Q3 24 | -8.76× | 18.52× | ||
| Q2 24 | -1.69× | — | ||
| Q1 24 | -2.21× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFC
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
