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爱利金融（EFSI）与Laird Superfood, Inc.（LSF）财务数据对比。点击上方公司名可切换其他公司
爱利金融的季度营收约是Laird Superfood, Inc.的1.2倍（$16.4M vs $13.3M），爱利金融同比增速更快（21.3% vs 15.0%），过去两年Laird Superfood, Inc.的营收复合增速更高（16.1% vs 1.5%）
爱利金融公司是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的爱利底特律中心。该公司提供多种金融服务，涵盖汽车金融、直营银行线上银行服务、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
Laird Superfood是一家主营植物基功能性超级食品的企业，产品涵盖精品咖啡奶精、补水混合饮品、营养补充剂、植物能量零食等，面向健康意识较强的消费群体，主要在北美市场通过电商及线下零售渠道销售，主打可持续采购的清洁配方。
EFSI vs LSF — 直观对比
营收规模更大
EFSI
是对方的1.2倍
$13.3M
营收增速更快
EFSI
高出6.3%
15.0%
两年增速更快
LSF
近两年复合增速
1.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.4M | $13.3M |
| 净利润 | — | $-1.8M |
| 毛利率 | — | 34.1% |
| 营业利润率 | 33.6% | -13.5% |
| 净利率 | — | -13.2% |
| 营收同比 | 21.3% | 15.0% |
| 净利润同比 | — | -341.4% |
| 每股收益（稀释后） | $1.10 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFSILSF
| Q4 25 | $16.4M | $13.3M | ||
| Q3 25 | $22.4M | $12.9M | ||
| Q2 25 | $20.6M | $12.0M | ||
| Q1 25 | $4.8M | $11.7M | ||
| Q4 24 | $22.0M | $11.6M | ||
| Q3 24 | $18.4M | $11.8M | ||
| Q2 24 | $16.5M | $10.0M | ||
| Q1 24 | $15.9M | $9.9M |
净利润EFSILSF
| Q4 25 | — | $-1.8M | ||
| Q3 25 | $5.6M | $-975.1K | ||
| Q2 25 | $5.3M | $-362.2K | ||
| Q1 25 | $-7.0M | $-156.2K | ||
| Q4 24 | — | $-398.4K | ||
| Q3 24 | $3.4M | $-166.1K | ||
| Q2 24 | $3.2M | $-239.1K | ||
| Q1 24 | $2.5M | $-1.0M |
毛利率EFSILSF
| Q4 25 | — | 34.1% | ||
| Q3 25 | — | 36.5% | ||
| Q2 25 | — | 39.9% | ||
| Q1 25 | — | 41.9% | ||
| Q4 24 | — | 38.6% | ||
| Q3 24 | — | 43.0% | ||
| Q2 24 | — | 41.8% | ||
| Q1 24 | — | 40.0% |
营业利润率EFSILSF
| Q4 25 | 33.6% | -13.5% | ||
| Q3 25 | 30.9% | -7.7% | ||
| Q2 25 | 31.8% | -3.3% | ||
| Q1 25 | -189.0% | -1.9% | ||
| Q4 24 | 36.8% | -4.1% | ||
| Q3 24 | 21.6% | -2.3% | ||
| Q2 24 | 22.9% | -3.4% | ||
| Q1 24 | 19.1% | -11.0% |
净利率EFSILSF
| Q4 25 | — | -13.2% | ||
| Q3 25 | 25.0% | -7.6% | ||
| Q2 25 | 25.6% | -3.0% | ||
| Q1 25 | -145.8% | -1.3% | ||
| Q4 24 | — | -3.4% | ||
| Q3 24 | 18.6% | -1.4% | ||
| Q2 24 | 19.3% | -2.4% | ||
| Q1 24 | 16.0% | -10.3% |
每股收益（稀释后）EFSILSF
| Q4 25 | $1.10 | — | ||
| Q3 25 | $1.04 | — | ||
| Q2 25 | $0.98 | — | ||
| Q1 25 | $-1.53 | — | ||
| Q4 24 | $1.74 | — | ||
| Q3 24 | $0.97 | — | ||
| Q2 24 | $0.89 | — | ||
| Q1 24 | $0.72 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $188.8M | $11.5M |
| 总资产 | $1.9B | $19.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EFSILSF
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $5.1M | ||
| Q2 25 | — | $3.9M | ||
| Q1 25 | — | $7.0M | ||
| Q4 24 | — | $8.3M | ||
| Q3 24 | — | $7.9M | ||
| Q2 24 | — | $7.6M | ||
| Q1 24 | — | $7.1M |
股东权益EFSILSF
| Q4 25 | $188.8M | $11.5M | ||
| Q3 25 | $185.6M | $12.8M | ||
| Q2 25 | $179.6M | $13.4M | ||
| Q1 25 | $176.5M | $13.3M | ||
| Q4 24 | $119.0M | $13.2M | ||
| Q3 24 | $117.8M | $13.1M | ||
| Q2 24 | $111.1M | $12.6M | ||
| Q1 24 | $107.7M | $12.7M |
总资产EFSILSF
| Q4 25 | $1.9B | $19.2M | ||
| Q3 25 | $1.9B | $18.9M | ||
| Q2 25 | $2.0B | $20.4M | ||
| Q1 25 | $1.9B | $21.5M | ||
| Q4 24 | $1.9B | $19.3M | ||
| Q3 24 | $1.9B | $18.8M | ||
| Q2 24 | $1.8B | $18.0M | ||
| Q1 24 | $1.8B | $17.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $25.8M | $68.4K |
| 自由现金流经营现金流 - 资本支出 | $24.3M | — |
| 自由现金流率自由现金流/营收 | 148.6% | — |
| 资本支出强度资本支出/营收 | 8.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $39.7M | — |
8季度趋势，按日历期对齐
经营现金流EFSILSF
| Q4 25 | $25.8M | $68.4K | ||
| Q3 25 | $8.2M | $1.2M | ||
| Q2 25 | $2.6M | $-2.8M | ||
| Q1 25 | $5.8M | $-1.3M | ||
| Q4 24 | $18.8M | $339.2K | ||
| Q3 24 | $7.5M | $305.8K | ||
| Q2 24 | $-1.8M | $642.7K | ||
| Q1 24 | $6.8M | $-422.3K |
自由现金流EFSILSF
| Q4 25 | $24.3M | — | ||
| Q3 25 | $7.8M | — | ||
| Q2 25 | $2.3M | — | ||
| Q1 25 | $5.3M | — | ||
| Q4 24 | $17.7M | — | ||
| Q3 24 | $7.3M | — | ||
| Q2 24 | $-2.2M | — | ||
| Q1 24 | $6.7M | — |
自由现金流率EFSILSF
| Q4 25 | 148.6% | — | ||
| Q3 25 | 35.0% | — | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 110.1% | — | ||
| Q4 24 | 80.6% | — | ||
| Q3 24 | 39.6% | — | ||
| Q2 24 | -13.6% | — | ||
| Q1 24 | 41.9% | — |
资本支出强度EFSILSF
| Q4 25 | 8.6% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 0.6% | — |
现金转化率EFSILSF
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.49× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.19× | — | ||
| Q2 24 | -0.57× | — | ||
| Q1 24 | 2.65× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFSI
| Asset Management | $6.0M | 37% |
| Other | $3.8M | 23% |
| Interchange Fees | $3.5M | 22% |
| Overdrawn Account Fees | $1.6M | 10% |
| Brokerage Commissions | $1.4M | 9% |
LSF
| Wholesale | $7.0M | 52% |
| Coffee Tea And Hot Chocolate Products | $4.4M | 33% |
| Hydration And Beverage Enhancing Supplements | $1.6M | 12% |
| Other | $352.6K | 3% |
