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爱利金融（EFSI）与Rent the Runway, Inc.（RENT）财务数据对比。点击上方公司名可切换其他公司
爱利金融的季度营收约是Rent the Runway, Inc.的1.5倍（$16.4M vs $10.6M），爱利金融同比增速更快（21.3% vs 10.4%），过去两年爱利金融的营收复合增速更高（1.5% vs 1.0%）
爱利金融公司是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的爱利底特律中心。该公司提供多种金融服务，涵盖汽车金融、直营银行线上银行服务、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
Rent the Runway Inc.是总部位于纽约的美国电商平台，由珍妮弗·海曼与珍妮弗·弗莱斯于2009年11月创立，主打设计师品牌服饰与配饰的租赁、订阅以及购买服务，是设计师服饰共享租赁模式的开创平台之一。
EFSI vs RENT — 直观对比
营收规模更大
EFSI
是对方的1.5倍
$10.6M
营收增速更快
EFSI
高出10.9%
10.4%
两年增速更快
EFSI
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.4M | $10.6M |
| 净利润 | — | $76.5M |
| 毛利率 | — | -126.4% |
| 营业利润率 | 33.6% | -152.8% |
| 净利率 | — | 721.7% |
| 营收同比 | 21.3% | 10.4% |
| 净利润同比 | — | 504.8% |
| 每股收益（稀释后） | $1.10 | $13.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFSIRENT
| Q4 25 | $16.4M | $10.6M | ||
| Q3 25 | $22.4M | $11.7M | ||
| Q2 25 | $20.6M | $7.6M | ||
| Q1 25 | $4.8M | $11.8M | ||
| Q4 24 | $22.0M | $9.6M | ||
| Q3 24 | $18.4M | $10.4M | ||
| Q2 24 | $16.5M | $8.9M | ||
| Q1 24 | $15.9M | $10.4M |
净利润EFSIRENT
| Q4 25 | — | $76.5M | ||
| Q3 25 | $5.6M | $-26.4M | ||
| Q2 25 | $5.3M | $-26.1M | ||
| Q1 25 | $-7.0M | $-13.4M | ||
| Q4 24 | — | $-18.9M | ||
| Q3 24 | $3.4M | $-15.6M | ||
| Q2 24 | $3.2M | $-22.0M | ||
| Q1 24 | $2.5M | $-24.8M |
毛利率EFSIRENT
| Q4 25 | — | -126.4% | ||
| Q3 25 | — | -92.3% | ||
| Q2 25 | — | -168.4% | ||
| Q1 25 | — | -71.2% | ||
| Q4 24 | — | -122.9% | ||
| Q3 24 | — | -98.1% | ||
| Q2 24 | — | -131.5% | ||
| Q1 24 | — | -93.3% |
营业利润率EFSIRENT
| Q4 25 | 33.6% | -152.8% | ||
| Q3 25 | 30.9% | -171.8% | ||
| Q2 25 | 31.8% | -259.2% | ||
| Q1 25 | -189.0% | -65.3% | ||
| Q4 24 | 36.8% | -142.7% | ||
| Q3 24 | 21.6% | -92.3% | ||
| Q2 24 | 22.9% | -185.4% | ||
| Q1 24 | 19.1% | -185.6% |
净利率EFSIRENT
| Q4 25 | — | 721.7% | ||
| Q3 25 | 25.0% | -225.6% | ||
| Q2 25 | 25.6% | -343.4% | ||
| Q1 25 | -145.8% | -113.6% | ||
| Q4 24 | — | -196.9% | ||
| Q3 24 | 18.6% | -150.0% | ||
| Q2 24 | 19.3% | -247.2% | ||
| Q1 24 | 16.0% | -238.5% |
每股收益（稀释后）EFSIRENT
| Q4 25 | $1.10 | $13.65 | ||
| Q3 25 | $1.04 | $-6.55 | ||
| Q2 25 | $0.98 | $-6.58 | ||
| Q1 25 | $-1.53 | $-2.72 | ||
| Q4 24 | $1.74 | $-4.70 | ||
| Q3 24 | $0.97 | $-4.17 | ||
| Q2 24 | $0.89 | $-6.03 | ||
| Q1 24 | $0.72 | $-5.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $50.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $188.8M | $-35.1M |
| 总资产 | $1.9B | $231.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EFSIRENT
| Q4 25 | — | $50.7M | ||
| Q3 25 | — | $43.6M | ||
| Q2 25 | — | $70.4M | ||
| Q1 25 | — | $77.4M | ||
| Q4 24 | — | $74.1M | ||
| Q3 24 | — | $76.6M | ||
| Q2 24 | — | $82.0M | ||
| Q1 24 | — | $84.0M |
总债务EFSIRENT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $340.6M | ||
| Q1 25 | — | $333.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EFSIRENT
| Q4 25 | $188.8M | $-35.1M | ||
| Q3 25 | $185.6M | $-232.1M | ||
| Q2 25 | $179.6M | $-207.1M | ||
| Q1 25 | $176.5M | $-182.5M | ||
| Q4 24 | $119.0M | $-171.2M | ||
| Q3 24 | $117.8M | $-154.5M | ||
| Q2 24 | $111.1M | $-141.3M | ||
| Q1 24 | $107.7M | $-122.3M |
总资产EFSIRENT
| Q4 25 | $1.9B | $231.0M | ||
| Q3 25 | $1.9B | $219.0M | ||
| Q2 25 | $2.0B | $245.3M | ||
| Q1 25 | $1.9B | $240.0M | ||
| Q4 24 | $1.9B | $251.6M | ||
| Q3 24 | $1.9B | $257.4M | ||
| Q2 24 | $1.8B | $278.4M | ||
| Q1 24 | $1.8B | $278.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $25.8M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $24.3M | — |
| 自由现金流率自由现金流/营收 | 148.6% | — |
| 资本支出强度资本支出/营收 | 8.6% | — |
| 现金转化率经营现金流/净利润 | — | -0.02× |
| 过去12个月自由现金流最近4个季度 | $39.7M | — |
8季度趋势，按日历期对齐
经营现金流EFSIRENT
| Q4 25 | $25.8M | $-1.4M | ||
| Q3 25 | $8.2M | $-10.5M | ||
| Q2 25 | $2.6M | $8.3M | ||
| Q1 25 | $5.8M | $1.4M | ||
| Q4 24 | $18.8M | $4.7M | ||
| Q3 24 | $7.5M | $2.2M | ||
| Q2 24 | $-1.8M | $4.6M | ||
| Q1 24 | $6.8M | $-8.0M |
自由现金流EFSIRENT
| Q4 25 | $24.3M | — | ||
| Q3 25 | $7.8M | — | ||
| Q2 25 | $2.3M | — | ||
| Q1 25 | $5.3M | — | ||
| Q4 24 | $17.7M | — | ||
| Q3 24 | $7.3M | — | ||
| Q2 24 | $-2.2M | — | ||
| Q1 24 | $6.7M | — |
自由现金流率EFSIRENT
| Q4 25 | 148.6% | — | ||
| Q3 25 | 35.0% | — | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 110.1% | — | ||
| Q4 24 | 80.6% | — | ||
| Q3 24 | 39.6% | — | ||
| Q2 24 | -13.6% | — | ||
| Q1 24 | 41.9% | — |
资本支出强度EFSIRENT
| Q4 25 | 8.6% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 0.6% | — |
现金转化率EFSIRENT
| Q4 25 | — | -0.02× | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.49× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.19× | — | ||
| Q2 24 | -0.57× | — | ||
| Q1 24 | 2.65× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFSI
| Asset Management | $6.0M | 37% |
| Other | $3.8M | 23% |
| Interchange Fees | $3.5M | 22% |
| Overdrawn Account Fees | $1.6M | 10% |
| Brokerage Commissions | $1.4M | 9% |
RENT
暂无分部数据
