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爱利金融（EFSI）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是爱利金融的1.7倍（$27.1M vs $16.4M），爱利金融同比增速更快（21.3% vs -10.5%），爱利金融自由现金流更多（$24.3M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 1.5%）
爱利金融公司是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的爱利底特律中心。该公司提供多种金融服务，涵盖汽车金融、直营银行线上银行服务、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
EFSI vs RUM — 直观对比
营收规模更大
RUM
是对方的1.7倍
$16.4M
营收增速更快
EFSI
高出31.8%
-10.5%
自由现金流更多
EFSI
多$56.1M
$-31.7M
两年增速更快
RUM
近两年复合增速
1.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.4M | $27.1M |
| 净利润 | — | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 33.6% | -131.1% |
| 净利率 | — | -120.8% |
| 营收同比 | 21.3% | -10.5% |
| 净利润同比 | — | 86.2% |
| 每股收益（稀释后） | $1.10 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFSIRUM
| Q4 25 | $16.4M | $27.1M | ||
| Q3 25 | $22.4M | $24.8M | ||
| Q2 25 | $20.6M | — | ||
| Q1 25 | $4.8M | $23.7M | ||
| Q4 24 | $22.0M | $30.2M | ||
| Q3 24 | $18.4M | $25.1M | ||
| Q2 24 | $16.5M | $22.5M | ||
| Q1 24 | $15.9M | $17.7M |
净利润EFSIRUM
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $5.6M | $-16.3M | ||
| Q2 25 | $5.3M | — | ||
| Q1 25 | $-7.0M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $3.4M | $-31.5M | ||
| Q2 24 | $3.2M | $-26.8M | ||
| Q1 24 | $2.5M | $-43.3M |
毛利率EFSIRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率EFSIRUM
| Q4 25 | 33.6% | -131.1% | ||
| Q3 25 | 30.9% | -113.6% | ||
| Q2 25 | 31.8% | — | ||
| Q1 25 | -189.0% | -153.5% | ||
| Q4 24 | 36.8% | -80.1% | ||
| Q3 24 | 21.6% | -131.0% | ||
| Q2 24 | 22.9% | -172.7% | ||
| Q1 24 | 19.1% | -197.4% |
净利率EFSIRUM
| Q4 25 | — | -120.8% | ||
| Q3 25 | 25.0% | -65.7% | ||
| Q2 25 | 25.6% | — | ||
| Q1 25 | -145.8% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 18.6% | -125.9% | ||
| Q2 24 | 19.3% | -119.2% | ||
| Q1 24 | 16.0% | -244.1% |
每股收益（稀释后）EFSIRUM
| Q4 25 | $1.10 | $-0.13 | ||
| Q3 25 | $1.04 | $-0.06 | ||
| Q2 25 | $0.98 | — | ||
| Q1 25 | $-1.53 | $-0.01 | ||
| Q4 24 | $1.74 | $-1.17 | ||
| Q3 24 | $0.97 | $-0.15 | ||
| Q2 24 | $0.89 | $-0.13 | ||
| Q1 24 | $0.72 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $188.8M | $274.8M |
| 总资产 | $1.9B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EFSIRUM
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
股东权益EFSIRUM
| Q4 25 | $188.8M | $274.8M | ||
| Q3 25 | $185.6M | $302.2M | ||
| Q2 25 | $179.6M | — | ||
| Q1 25 | $176.5M | $339.6M | ||
| Q4 24 | $119.0M | $-63.1M | ||
| Q3 24 | $117.8M | $166.1M | ||
| Q2 24 | $111.1M | $192.7M | ||
| Q1 24 | $107.7M | $210.7M |
总资产EFSIRUM
| Q4 25 | $1.9B | $336.8M | ||
| Q3 25 | $1.9B | $367.2M | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $1.9B | $391.1M | ||
| Q4 24 | $1.9B | $195.3M | ||
| Q3 24 | $1.9B | $217.2M | ||
| Q2 24 | $1.8B | $243.2M | ||
| Q1 24 | $1.8B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $25.8M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $24.3M | $-31.7M |
| 自由现金流率自由现金流/营收 | 148.6% | -117.2% |
| 资本支出强度资本支出/营收 | 8.6% | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $39.7M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流EFSIRUM
| Q4 25 | $25.8M | $-29.4M | ||
| Q3 25 | $8.2M | $-10.6M | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $5.8M | $-14.5M | ||
| Q4 24 | $18.8M | $-12.4M | ||
| Q3 24 | $7.5M | $-19.1M | ||
| Q2 24 | $-1.8M | $-21.7M | ||
| Q1 24 | $6.8M | $-33.9M |
自由现金流EFSIRUM
| Q4 25 | $24.3M | $-31.7M | ||
| Q3 25 | $7.8M | $-12.0M | ||
| Q2 25 | $2.3M | — | ||
| Q1 25 | $5.3M | $-14.6M | ||
| Q4 24 | $17.7M | $-12.4M | ||
| Q3 24 | $7.3M | $-19.9M | ||
| Q2 24 | $-2.2M | $-23.1M | ||
| Q1 24 | $6.7M | $-34.3M |
自由现金流率EFSIRUM
| Q4 25 | 148.6% | -117.2% | ||
| Q3 25 | 35.0% | -48.6% | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 110.1% | -61.7% | ||
| Q4 24 | 80.6% | -40.9% | ||
| Q3 24 | 39.6% | -79.5% | ||
| Q2 24 | -13.6% | -102.8% | ||
| Q1 24 | 41.9% | -193.3% |
资本支出强度EFSIRUM
| Q4 25 | 8.6% | 8.5% | ||
| Q3 25 | 1.7% | 5.7% | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 11.2% | 0.6% | ||
| Q4 24 | 4.6% | 0.1% | ||
| Q3 24 | 1.3% | 3.4% | ||
| Q2 24 | 2.6% | 6.1% | ||
| Q1 24 | 0.6% | 2.4% |
现金转化率EFSIRUM
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.49× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.19× | — | ||
| Q2 24 | -0.57× | — | ||
| Q1 24 | 2.65× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFSI
| Asset Management | $6.0M | 37% |
| Other | $3.8M | 23% |
| Interchange Fees | $3.5M | 22% |
| Overdrawn Account Fees | $1.6M | 10% |
| Brokerage Commissions | $1.4M | 9% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
