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Equifax（EFX）与优步（UBER）财务数据对比。点击上方公司名可切换其他公司
优步的季度营收约是Equifax的8.7倍（$14.4B vs $1.6B），Equifax净利率更高（10.4% vs 2.1%，领先8.3%），Equifax同比增速更快（697.0% vs 20.1%），过去两年优步的营收复合增速更高（19.1% vs 7.4%）
Equifax是总部位于美国佐治亚州亚特兰大的跨国消费信用报告机构，与益博睿、环联并称全球三大消费信用报告机构，在全球范围内收集汇总了超过8亿名个人消费者及8800万家企业的相关信息。
优步是总部位于美国加利福尼亚州旧金山的跨国出行科技企业，核心业务涵盖网约车、快递、食品配送及货运服务，业务覆盖全球约70个国家和15000座城市，是全球规模最大的共享出行平台，月活用户超1.8亿，活跃司机及配送员超600万。
EFX vs UBER — 直观对比
营收规模更大
UBER
是对方的8.7倍
$1.6B
营收增速更快
EFX
高出676.8%
20.1%
净利率更高
EFX
高出8.3%
2.1%
两年增速更快
UBER
近两年复合增速
7.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $14.4B |
| 净利润 | $171.5M | $296.0M |
| 毛利率 | — | — |
| 营业利润率 | 17.4% | 12.3% |
| 净利率 | 10.4% | 2.1% |
| 营收同比 | 697.0% | 20.1% |
| 净利润同比 | 28.9% | -95.7% |
| 每股收益（稀释后） | $120.80 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFXUBER
| Q2 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $14.4B | ||
| Q3 25 | $1.5B | $13.5B | ||
| Q2 25 | $1.5B | $12.7B | ||
| Q1 25 | $1.4B | $11.5B | ||
| Q4 24 | $1.4B | $12.0B | ||
| Q3 24 | $1.4B | $11.2B | ||
| Q2 24 | $1.4B | $10.7B |
净利润EFXUBER
| Q2 26 | $171.5M | — | ||
| Q4 25 | $175.7M | $296.0M | ||
| Q3 25 | $160.2M | $6.6B | ||
| Q2 25 | $191.3M | $1.4B | ||
| Q1 25 | $133.1M | $1.8B | ||
| Q4 24 | $174.0M | $6.9B | ||
| Q3 24 | $141.3M | $2.6B | ||
| Q2 24 | $163.9M | $1.0B |
营业利润率EFXUBER
| Q2 26 | 17.4% | — | ||
| Q4 25 | 18.3% | 12.3% | ||
| Q3 25 | 17.1% | 8.3% | ||
| Q2 25 | 20.2% | 11.5% | ||
| Q1 25 | 16.4% | 10.6% | ||
| Q4 24 | 20.3% | 6.4% | ||
| Q3 24 | 17.1% | 9.5% | ||
| Q2 24 | 19.7% | 7.4% |
净利率EFXUBER
| Q2 26 | 10.4% | — | ||
| Q4 25 | 11.3% | 2.1% | ||
| Q3 25 | 10.4% | 49.2% | ||
| Q2 25 | 12.4% | 10.7% | ||
| Q1 25 | 9.2% | 15.4% | ||
| Q4 24 | 12.3% | 57.6% | ||
| Q3 24 | 9.8% | 23.3% | ||
| Q2 24 | 11.5% | 9.5% |
每股收益（稀释后）EFXUBER
| Q2 26 | $120.80 | — | ||
| Q4 25 | $1.44 | $0.16 | ||
| Q3 25 | $1.29 | $3.11 | ||
| Q2 25 | $1.53 | $0.63 | ||
| Q1 25 | $1.06 | $0.83 | ||
| Q4 24 | $1.40 | $3.21 | ||
| Q3 24 | $1.13 | $1.20 | ||
| Q2 24 | $1.31 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.4M | $7.6B |
| 总债务越低越好 | $5.3B | $10.6B |
| 股东权益账面价值 | $4.6B | $27.0B |
| 总资产 | $11.9B | $61.8B |
| 负债/权益比越低杠杆越低 | 1.16× | 0.39× |
8季度趋势，按日历期对齐
现金及短期投资EFXUBER
| Q2 26 | $183.4M | — | ||
| Q4 25 | $180.8M | $7.6B | ||
| Q3 25 | $189.0M | $9.1B | ||
| Q2 25 | $189.0M | $7.4B | ||
| Q1 25 | $195.2M | $6.0B | ||
| Q4 24 | $169.9M | $7.0B | ||
| Q3 24 | $468.2M | $9.1B | ||
| Q2 24 | $181.9M | $6.3B |
总债务EFXUBER
| Q2 26 | $5.3B | — | ||
| Q4 25 | $5.1B | $10.6B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $5.0B | $9.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EFXUBER
| Q2 26 | $4.6B | — | ||
| Q4 25 | $4.6B | $27.0B | ||
| Q3 25 | $4.9B | $28.1B | ||
| Q2 25 | $5.1B | $22.6B | ||
| Q1 25 | $5.0B | $22.0B | ||
| Q4 24 | $4.8B | $21.6B | ||
| Q3 24 | $4.9B | $14.8B | ||
| Q2 24 | $4.7B | $12.3B |
总资产EFXUBER
| Q2 26 | $11.9B | — | ||
| Q4 25 | $11.9B | $61.8B | ||
| Q3 25 | $11.8B | $63.3B | ||
| Q2 25 | $11.9B | $56.0B | ||
| Q1 25 | $11.9B | $52.8B | ||
| Q4 24 | $11.8B | $51.2B | ||
| Q3 24 | $12.3B | $47.1B | ||
| Q2 24 | $12.2B | $41.5B |
负债/权益比EFXUBER
| Q2 26 | 1.16× | — | ||
| Q4 25 | 1.11× | 0.39× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.05× | 0.44× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.9B |
| 自由现金流经营现金流 - 资本支出 | — | $2.8B |
| 自由现金流率自由现金流/营收 | — | 19.5% |
| 资本支出强度资本支出/营收 | 7.3% | 0.5% |
| 现金转化率经营现金流/净利润 | — | 9.74× |
| 过去12个月自由现金流最近4个季度 | — | $9.8B |
8季度趋势，按日历期对齐
经营现金流EFXUBER
| Q2 26 | — | — | ||
| Q4 25 | $470.8M | $2.9B | ||
| Q3 25 | $559.9M | $2.3B | ||
| Q2 25 | $361.1M | $2.6B | ||
| Q1 25 | $223.9M | $2.3B | ||
| Q4 24 | $324.8M | $1.8B | ||
| Q3 24 | $479.5M | $2.2B | ||
| Q2 24 | $267.5M | $1.8B |
自由现金流EFXUBER
| Q2 26 | — | — | ||
| Q4 25 | $340.8M | $2.8B | ||
| Q3 25 | $437.9M | $2.2B | ||
| Q2 25 | $238.9M | $2.5B | ||
| Q1 25 | $116.7M | $2.3B | ||
| Q4 24 | $205.9M | $1.7B | ||
| Q3 24 | $355.5M | $2.1B | ||
| Q2 24 | $130.8M | $1.7B |
自由现金流率EFXUBER
| Q2 26 | — | — | ||
| Q4 25 | 22.0% | 19.5% | ||
| Q3 25 | 28.3% | 16.6% | ||
| Q2 25 | 15.5% | 19.6% | ||
| Q1 25 | 8.1% | 19.5% | ||
| Q4 24 | 14.5% | 14.3% | ||
| Q3 24 | 24.7% | 18.9% | ||
| Q2 24 | 9.1% | 16.1% |
资本支出强度EFXUBER
| Q2 26 | 7.3% | — | ||
| Q4 25 | 8.4% | 0.5% | ||
| Q3 25 | 7.9% | 0.7% | ||
| Q2 25 | 8.0% | 0.7% | ||
| Q1 25 | 7.4% | 0.6% | ||
| Q4 24 | 8.4% | 0.4% | ||
| Q3 24 | 8.6% | 0.4% | ||
| Q2 24 | 9.6% | 0.9% |
现金转化率EFXUBER
| Q2 26 | — | — | ||
| Q4 25 | 2.68× | 9.74× | ||
| Q3 25 | 3.50× | 0.35× | ||
| Q2 25 | 1.89× | 1.89× | ||
| Q1 25 | 1.68× | 1.31× | ||
| Q4 24 | 1.87× | 0.25× | ||
| Q3 24 | 3.39× | 0.82× | ||
| Q2 24 | 1.63× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFX
| Verification Services | $571.4M | 35% |
| Online Information Solutions | $448.1M | 27% |
| Other | $381.5M | 23% |
| Employer Services | $116.4M | 7% |
| Asia Pacific | $79.7M | 5% |
| Financial Marketing Services | $51.8M | 3% |
UBER
| Mobility | $8.2B | 57% |
| Delivery | $4.9B | 34% |
| Freight | $1.3B | 9% |
