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Everest Group（EG）与Raymond James Financial（RJF）财务数据对比。点击上方公司名可切换其他公司
Everest Group的季度营收约是Raymond James Financial的1.1倍（$4.4B vs $4.2B），Raymond James Financial净利率更高（13.5% vs 10.1%，领先3.4%），Raymond James Financial同比增速更快（3.5% vs -4.6%），过去两年Raymond James Financial的营收复合增速更高（7.1% vs 3.4%）
Everest Group是全球领先的再保险及保险服务提供商，业务覆盖全球100余个国家和地区，面向商业机构与个人客户提供财产、意外伤害、特种保险及人寿保险等多元化产品，具备成熟的风险管理能力与深厚的行业积淀。
雷蒙德詹姆斯金融是美国跨国独立投资银行及金融服务机构，通过旗下子公司为个人、企业及市政主体提供多元金融服务，核心业务覆盖投资与财务规划、投资银行、资产管理等领域，总部位于美国佛罗里达州圣彼得堡。
EG vs RJF — 直观对比
营收规模更大
EG
是对方的1.1倍
$4.2B
营收增速更快
RJF
高出8.1%
-4.6%
净利率更高
RJF
高出3.4%
10.1%
两年增速更快
RJF
近两年复合增速
3.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.4B | $4.2B |
| 净利润 | $446.0M | $563.0M |
| 毛利率 | — | — |
| 营业利润率 | 12.5% | — |
| 净利率 | 10.1% | 13.5% |
| 营收同比 | -4.6% | 3.5% |
| 净利润同比 | 175.2% | -6.2% |
| 每股收益（稀释后） | $10.71 | $2.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGRJF
| Q4 25 | $4.4B | $4.2B | ||
| Q3 25 | $4.3B | $4.2B | ||
| Q2 25 | $4.5B | $3.8B | ||
| Q1 25 | $4.3B | $3.8B | ||
| Q4 24 | $4.6B | $4.0B | ||
| Q3 24 | $4.3B | $4.0B | ||
| Q2 24 | $4.2B | $3.8B | ||
| Q1 24 | $4.1B | $3.6B |
净利润EGRJF
| Q4 25 | $446.0M | $563.0M | ||
| Q3 25 | $255.0M | $604.0M | ||
| Q2 25 | $680.0M | $436.0M | ||
| Q1 25 | $210.0M | $495.0M | ||
| Q4 24 | $-593.0M | $600.0M | ||
| Q3 24 | $509.0M | $602.0M | ||
| Q2 24 | $724.0M | $492.0M | ||
| Q1 24 | $733.0M | $476.0M |
营业利润率EGRJF
| Q4 25 | 12.5% | — | ||
| Q3 25 | 6.2% | — | ||
| Q2 25 | 18.1% | 14.7% | ||
| Q1 25 | 5.8% | 17.5% | ||
| Q4 24 | -16.1% | 18.6% | ||
| Q3 24 | 13.5% | — | ||
| Q2 24 | 19.7% | 17.1% | ||
| Q1 24 | 20.1% | 16.7% |
净利率EGRJF
| Q4 25 | 10.1% | 13.5% | ||
| Q3 25 | 5.9% | 14.4% | ||
| Q2 25 | 15.1% | 11.3% | ||
| Q1 25 | 4.9% | 12.9% | ||
| Q4 24 | -12.8% | 14.9% | ||
| Q3 24 | 11.9% | 15.0% | ||
| Q2 24 | 17.1% | 13.1% | ||
| Q1 24 | 17.7% | 13.1% |
每股收益（稀释后）EGRJF
| Q4 25 | $10.71 | $2.79 | ||
| Q3 25 | $6.09 | $2.96 | ||
| Q2 25 | $16.10 | $2.12 | ||
| Q1 25 | $4.90 | $2.36 | ||
| Q4 24 | $-13.59 | $2.86 | ||
| Q3 24 | $11.80 | $2.85 | ||
| Q2 24 | $16.70 | $2.31 | ||
| Q1 24 | $16.87 | $2.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $9.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $15.5B | $12.6B |
| 总资产 | $62.5B | $88.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EGRJF
| Q4 25 | — | $9.9B | ||
| Q3 25 | — | $11.4B | ||
| Q2 25 | — | $9.2B | ||
| Q1 25 | — | $9.7B | ||
| Q4 24 | $662.0M | $10.0B | ||
| Q3 24 | — | $11.0B | ||
| Q2 24 | — | $9.1B | ||
| Q1 24 | — | $10.0B |
股东权益EGRJF
| Q4 25 | $15.5B | $12.6B | ||
| Q3 25 | $15.4B | $12.5B | ||
| Q2 25 | $15.0B | $12.3B | ||
| Q1 25 | $14.1B | $12.2B | ||
| Q4 24 | $13.9B | $11.9B | ||
| Q3 24 | $15.3B | $11.7B | ||
| Q2 24 | $14.2B | $11.2B | ||
| Q1 24 | $13.6B | $11.0B |
总资产EGRJF
| Q4 25 | $62.5B | $88.8B | ||
| Q3 25 | $62.2B | $88.2B | ||
| Q2 25 | $60.5B | $84.8B | ||
| Q1 25 | $58.1B | $83.1B | ||
| Q4 24 | $56.3B | $82.3B | ||
| Q3 24 | $55.9B | $83.0B | ||
| Q2 24 | $52.6B | $80.6B | ||
| Q1 24 | $50.9B | $81.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-398.0M | $-10.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-56.0M |
| 自由现金流率自由现金流/营收 | — | -1.3% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | -0.89× | -0.02× |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流EGRJF
| Q4 25 | $-398.0M | $-10.0M | ||
| Q3 25 | $1.5B | $796.0M | ||
| Q2 25 | $1.1B | $691.0M | ||
| Q1 25 | $928.0M | $117.0M | ||
| Q4 24 | $780.0M | $830.0M | ||
| Q3 24 | $1.7B | $510.0M | ||
| Q2 24 | $1.3B | $711.0M | ||
| Q1 24 | $1.1B | $391.0M |
自由现金流EGRJF
| Q4 25 | — | $-56.0M | ||
| Q3 25 | — | $752.0M | ||
| Q2 25 | — | $634.0M | ||
| Q1 25 | — | $71.0M | ||
| Q4 24 | — | $789.0M | ||
| Q3 24 | — | $460.0M | ||
| Q2 24 | — | $655.0M | ||
| Q1 24 | — | $342.0M |
自由现金流率EGRJF
| Q4 25 | — | -1.3% | ||
| Q3 25 | — | 17.9% | ||
| Q2 25 | — | 16.5% | ||
| Q1 25 | — | 1.8% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 11.5% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 9.4% |
资本支出强度EGRJF
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 1.3% |
现金转化率EGRJF
| Q4 25 | -0.89× | -0.02× | ||
| Q3 25 | 5.72× | 1.32× | ||
| Q2 25 | 1.59× | 1.58× | ||
| Q1 25 | 4.42× | 0.24× | ||
| Q4 24 | — | 1.38× | ||
| Q3 24 | 3.41× | 0.85× | ||
| Q2 24 | 1.85× | 1.45× | ||
| Q1 24 | 1.50× | 0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EG
| Insurance | $3.7B | 84% |
| Other | $705.0M | 16% |
RJF
暂无分部数据
