vs
Everest Group（EG）与标普全球（VG）财务数据对比。点击上方公司名可切换其他公司
标普全球的季度营收约是Everest Group的1.0倍（$4.4B vs $4.4B），标普全球净利率更高（26.8% vs 10.1%，领先16.7%），标普全球同比增速更快（191.7% vs -4.6%），过去两年标普全球的营收复合增速更高（77.3% vs 3.4%）
Everest Group是全球领先的再保险及保险服务提供商，业务覆盖全球100余个国家和地区，面向商业机构与个人客户提供财产、意外伤害、特种保险及人寿保险等多元化产品，具备成熟的风险管理能力与深厚的行业积淀。
标普全球是总部位于美国纽约曼哈顿的上市企业，核心业务涵盖金融信息与数据分析、能源及大宗商品情报服务，旗下拥有标普全球评级、标普全球能源、标普全球市场财智、印度信用评级机构CRISIL等子品牌，同时是标普道琼斯指数合资公司的控股股东。
EG vs VG — 直观对比
营收规模更大
VG
是对方的1.0倍
$4.4B
营收增速更快
VG
高出196.3%
-4.6%
净利率更高
VG
高出16.7%
10.1%
两年增速更快
VG
近两年复合增速
3.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.4B | $4.4B |
| 净利润 | $446.0M | $1.2B |
| 毛利率 | — | — |
| 营业利润率 | 12.5% | 38.7% |
| 净利率 | 10.1% | 26.8% |
| 营收同比 | -4.6% | 191.7% |
| 净利润同比 | 175.2% | 20.3% |
| 每股收益（稀释后） | $10.71 | $0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGVG
| Q4 25 | $4.4B | $4.4B | ||
| Q3 25 | $4.3B | $3.3B | ||
| Q2 25 | $4.5B | $3.1B | ||
| Q1 25 | $4.3B | $2.9B | ||
| Q4 24 | $4.6B | $1.5B | ||
| Q3 24 | $4.3B | $926.0M | ||
| Q2 24 | $4.2B | $1.1B | ||
| Q1 24 | $4.1B | $1.4B |
净利润EGVG
| Q4 25 | $446.0M | $1.2B | ||
| Q3 25 | $255.0M | $550.0M | ||
| Q2 25 | $680.0M | $475.0M | ||
| Q1 25 | $210.0M | $517.0M | ||
| Q4 24 | $-593.0M | $990.0M | ||
| Q3 24 | $509.0M | $-294.0M | ||
| Q2 24 | $724.0M | $352.0M | ||
| Q1 24 | $733.0M | $698.0M |
营业利润率EGVG
| Q4 25 | 12.5% | 38.7% | ||
| Q3 25 | 6.2% | 39.7% | ||
| Q2 25 | 18.1% | 33.5% | ||
| Q1 25 | 5.8% | 37.3% | ||
| Q4 24 | -16.1% | 39.0% | ||
| Q3 24 | 13.5% | 20.4% | ||
| Q2 24 | 19.7% | 32.8% | ||
| Q1 24 | 20.1% | 43.6% |
净利率EGVG
| Q4 25 | 10.1% | 26.8% | ||
| Q3 25 | 5.9% | 16.5% | ||
| Q2 25 | 15.1% | 15.3% | ||
| Q1 25 | 4.9% | 17.9% | ||
| Q4 24 | -12.8% | 65.0% | ||
| Q3 24 | 11.9% | -31.7% | ||
| Q2 24 | 17.1% | 31.8% | ||
| Q1 24 | 17.7% | 49.4% |
每股收益（稀释后）EGVG
| Q4 25 | $10.71 | $0.41 | ||
| Q3 25 | $6.09 | $0.16 | ||
| Q2 25 | $16.10 | $0.14 | ||
| Q1 25 | $4.90 | $0.15 | ||
| Q4 24 | $-13.59 | $0.35 | ||
| Q3 24 | $11.80 | $-0.15 | ||
| Q2 24 | $16.70 | $0.12 | ||
| Q1 24 | $16.87 | $0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.4B |
| 总债务越低越好 | — | $34.2B |
| 股东权益账面价值 | $15.5B | $6.7B |
| 总资产 | $62.5B | $53.4B |
| 负债/权益比越低杠杆越低 | — | 5.07× |
8季度趋势，按日历期对齐
现金及短期投资EGVG
| Q4 25 | — | $2.4B | ||
| Q3 25 | — | $1.9B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $3.6B | ||
| Q4 24 | $662.0M | $3.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务EGVG
| Q4 25 | — | $34.2B | ||
| Q3 25 | — | $32.6B | ||
| Q2 25 | — | $30.0B | ||
| Q1 25 | — | $29.3B | ||
| Q4 24 | — | $29.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EGVG
| Q4 25 | $15.5B | $6.7B | ||
| Q3 25 | $15.4B | $5.7B | ||
| Q2 25 | $15.0B | $5.3B | ||
| Q1 25 | $14.1B | $4.9B | ||
| Q4 24 | $13.9B | $2.9B | ||
| Q3 24 | $15.3B | — | ||
| Q2 24 | $14.2B | — | ||
| Q1 24 | $13.6B | — |
总资产EGVG
| Q4 25 | $62.5B | $53.4B | ||
| Q3 25 | $62.2B | $50.1B | ||
| Q2 25 | $60.5B | $46.5B | ||
| Q1 25 | $58.1B | $45.1B | ||
| Q4 24 | $56.3B | $43.5B | ||
| Q3 24 | $55.9B | — | ||
| Q2 24 | $52.6B | — | ||
| Q1 24 | $50.9B | — |
负债/权益比EGVG
| Q4 25 | — | 5.07× | ||
| Q3 25 | — | 5.73× | ||
| Q2 25 | — | 5.69× | ||
| Q1 25 | — | 6.01× | ||
| Q4 24 | — | 10.11× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-398.0M | $2.1B |
| 自由现金流经营现金流 - 资本支出 | — | $-1.5B |
| 自由现金流率自由现金流/营收 | — | -34.1% |
| 资本支出强度资本支出/营收 | — | 81.6% |
| 现金转化率经营现金流/净利润 | -0.89× | 1.77× |
| 过去12个月自由现金流最近4个季度 | — | $-6.8B |
8季度趋势，按日历期对齐
经营现金流EGVG
| Q4 25 | $-398.0M | $2.1B | ||
| Q3 25 | $1.5B | $1.9B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $928.0M | $1.1B | ||
| Q4 24 | $780.0M | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.1B | $638.0M |
自由现金流EGVG
| Q4 25 | — | $-1.5B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-2.4B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-2.4B |
自由现金流率EGVG
| Q4 25 | — | -34.1% | ||
| Q3 25 | — | -42.4% | ||
| Q2 25 | — | -49.1% | ||
| Q1 25 | — | -81.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -167.3% |
资本支出强度EGVG
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 98.9% | ||
| Q2 25 | — | 96.1% | ||
| Q1 25 | — | 119.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 212.4% |
现金转化率EGVG
| Q4 25 | -0.89× | 1.77× | ||
| Q3 25 | 5.72× | 3.42× | ||
| Q2 25 | 1.59× | 3.07× | ||
| Q1 25 | 4.42× | 2.15× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.41× | — | ||
| Q2 24 | 1.85× | — | ||
| Q1 24 | 1.50× | 0.91× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EG
| Insurance | $3.7B | 84% |
| Other | $705.0M | 16% |
VG
| Plaquemines Project Segment | $3.4B | 76% |
| Calcasieu Project Segment | $841.0M | 19% |
| Other | $208.0M | 5% |
