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EGAIN Corp（EGAN）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
EGAIN Corp的季度营收约是RIVERVIEW BANCORP INC的1.6倍（$23.0M vs $14.0M），EGAIN Corp净利率更高（10.2% vs 9.8%，领先0.4%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs 2.6%），EGAIN Corp自由现金流更多（$9.9M vs $-736.0K），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 1.4%）
eGain公司总部位于加利福尼亚州桑尼维尔，主营人工智能知识软件开发，助力企业实现客户体验与员工工作流程的智能化自动化升级，帮助企业提升运营效率，优化服务质量。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
EGAN vs RVSB — 直观对比
营收规模更大
EGAN
是对方的1.6倍
$14.0M
营收增速更快
RVSB
高出7.7%
2.6%
净利率更高
EGAN
高出0.4%
9.8%
自由现金流更多
EGAN
多$10.6M
$-736.0K
两年增速更快
RVSB
近两年复合增速
1.4%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.0M | $14.0M |
| 净利润 | $2.3M | $1.4M |
| 毛利率 | 73.1% | — |
| 营业利润率 | 8.9% | 12.4% |
| 净利率 | 10.2% | 9.8% |
| 营收同比 | 2.6% | 10.4% |
| 净利润同比 | 248.1% | 11.8% |
| 每股收益（稀释后） | $0.08 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGANRVSB
| Q4 25 | $23.0M | $14.0M | ||
| Q3 25 | $23.5M | $13.6M | ||
| Q2 25 | $23.2M | $13.3M | ||
| Q1 25 | $21.0M | $12.9M | ||
| Q4 24 | $22.4M | $12.7M | ||
| Q3 24 | $21.8M | $12.8M | ||
| Q2 24 | $22.5M | $12.2M | ||
| Q1 24 | $22.4M | $9.0M |
净利润EGANRVSB
| Q4 25 | $2.3M | $1.4M | ||
| Q3 25 | $2.8M | $1.1M | ||
| Q2 25 | $30.9M | $1.2M | ||
| Q1 25 | $66.0K | $1.1M | ||
| Q4 24 | $671.0K | $1.2M | ||
| Q3 24 | $652.0K | $1.6M | ||
| Q2 24 | $1.5M | $966.0K | ||
| Q1 24 | $1.5M | $-3.0M |
毛利率EGANRVSB
| Q4 25 | 73.1% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 72.7% | — | ||
| Q1 25 | 68.0% | — | ||
| Q4 24 | 70.2% | — | ||
| Q3 24 | 69.4% | — | ||
| Q2 24 | 69.3% | — | ||
| Q1 24 | 69.3% | — |
营业利润率EGANRVSB
| Q4 25 | 8.9% | 12.4% | ||
| Q3 25 | 12.1% | 10.2% | ||
| Q2 25 | 14.0% | 11.7% | ||
| Q1 25 | 0.1% | 11.3% | ||
| Q4 24 | 2.9% | 12.4% | ||
| Q3 24 | 2.3% | 15.5% | ||
| Q2 24 | 5.3% | 10.0% | ||
| Q1 24 | 4.2% | -47.5% |
净利率EGANRVSB
| Q4 25 | 10.2% | 9.8% | ||
| Q3 25 | 12.0% | 8.1% | ||
| Q2 25 | 132.8% | 9.2% | ||
| Q1 25 | 0.3% | 8.9% | ||
| Q4 24 | 3.0% | 9.7% | ||
| Q3 24 | 3.0% | 12.2% | ||
| Q2 24 | 6.7% | 7.9% | ||
| Q1 24 | 6.7% | -34.7% |
每股收益（稀释后）EGANRVSB
| Q4 25 | $0.08 | $0.07 | ||
| Q3 25 | $0.10 | $0.05 | ||
| Q2 25 | $1.09 | $0.06 | ||
| Q1 25 | $0.00 | $0.05 | ||
| Q4 24 | $0.02 | $0.06 | ||
| Q3 24 | $0.02 | $0.07 | ||
| Q2 24 | $0.05 | $0.05 | ||
| Q1 24 | $0.05 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.1M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $88.8M | $164.2M |
| 总资产 | $146.8M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EGANRVSB
| Q4 25 | $83.1M | $28.6M | ||
| Q3 25 | $70.9M | $32.8M | ||
| Q2 25 | $62.9M | $34.2M | ||
| Q1 25 | $68.7M | $29.4M | ||
| Q4 24 | $70.5M | $25.3M | ||
| Q3 24 | $67.2M | $31.0M | ||
| Q2 24 | $70.0M | $27.8M | ||
| Q1 24 | $83.0M | $23.6M |
股东权益EGANRVSB
| Q4 25 | $88.8M | $164.2M | ||
| Q3 25 | $83.5M | $163.5M | ||
| Q2 25 | $80.7M | $162.0M | ||
| Q1 25 | $51.6M | $160.0M | ||
| Q4 24 | $55.3M | $158.3M | ||
| Q3 24 | $55.7M | $160.8M | ||
| Q2 24 | $58.5M | $155.9M | ||
| Q1 24 | $63.9M | $155.6M |
总资产EGANRVSB
| Q4 25 | $146.8M | $1.5B | ||
| Q3 25 | $144.6M | $1.5B | ||
| Q2 25 | $148.0M | $1.5B | ||
| Q1 25 | $106.2M | $1.5B | ||
| Q4 24 | $111.3M | $1.5B | ||
| Q3 24 | $114.9M | $1.5B | ||
| Q2 24 | $127.9M | $1.5B | ||
| Q1 24 | $120.3M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $10.1M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $9.9M | $-736.0K |
| 自由现金流率自由现金流/营收 | 43.0% | -5.2% |
| 资本支出强度资本支出/营收 | 1.0% | 1.6% |
| 现金转化率经营现金流/净利润 | 4.33× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $17.6M | $20.4M |
8季度趋势，按日历期对齐
经营现金流EGANRVSB
| Q4 25 | $10.1M | $-506.0K | ||
| Q3 25 | $10.4M | $16.8M | ||
| Q2 25 | $-4.3M | $-697.0K | ||
| Q1 25 | $2.2M | $8.3M | ||
| Q4 24 | $6.4M | $2.2M | ||
| Q3 24 | $954.0K | $764.0K | ||
| Q2 24 | $-5.1M | $5.4M | ||
| Q1 24 | $1.7M | $12.8M |
自由现金流EGANRVSB
| Q4 25 | $9.9M | $-736.0K | ||
| Q3 25 | $10.2M | $16.4M | ||
| Q2 25 | $-4.5M | $-773.0K | ||
| Q1 25 | $2.1M | $5.6M | ||
| Q4 24 | $6.3M | $1.9M | ||
| Q3 24 | $845.0K | $-1.4M | ||
| Q2 24 | $-5.2M | $5.3M | ||
| Q1 24 | $1.7M | $7.1M |
自由现金流率EGANRVSB
| Q4 25 | 43.0% | -5.2% | ||
| Q3 25 | 43.4% | 120.1% | ||
| Q2 25 | -19.5% | -5.8% | ||
| Q1 25 | 10.0% | 43.1% | ||
| Q4 24 | 28.1% | 15.0% | ||
| Q3 24 | 3.9% | -11.3% | ||
| Q2 24 | -23.0% | 43.7% | ||
| Q1 24 | 7.8% | 79.0% |
资本支出强度EGANRVSB
| Q4 25 | 1.0% | 1.6% | ||
| Q3 25 | 1.0% | 2.9% | ||
| Q2 25 | 0.9% | 0.6% | ||
| Q1 25 | 0.5% | 21.0% | ||
| Q4 24 | 0.6% | 2.4% | ||
| Q3 24 | 0.5% | 17.3% | ||
| Q2 24 | 0.2% | 0.9% | ||
| Q1 24 | 0.1% | 62.0% |
现金转化率EGANRVSB
| Q4 25 | 4.33× | -0.37× | ||
| Q3 25 | 3.70× | 15.25× | ||
| Q2 25 | -0.14× | -0.57× | ||
| Q1 25 | 33.48× | 7.20× | ||
| Q4 24 | 9.57× | 1.79× | ||
| Q3 24 | 1.46× | 0.49× | ||
| Q2 24 | -3.40× | 5.63× | ||
| Q1 24 | 1.17× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGAN
| Transferred Over Time | $22.0M | 96% |
| Technology Service | $1.2M | 5% |
RVSB
暂无分部数据
