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8X8 INC（EGHT）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
8X8 INC的季度营收约是OFG BANCORP的1.0倍（$185.1M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 2.8%，领先27.6%），8X8 INC同比增速更快（3.4% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $19.1M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs 1.6%）
8x8 Inc是源自美国的企业级云通信与客户体验软件服务商，依托云架构为企业提供统一通信、呼叫中心及通信平台即服务（CPaaS）等产品方案，公司总部位于加利福尼亚州坎贝尔，其股票在纳斯达克交易所挂牌交易。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
EGHT vs OFG — 直观对比
营收规模更大
EGHT
是对方的1.0倍
$184.3M
营收增速更快
EGHT
高出2.6%
0.9%
净利率更高
OFG
高出27.6%
2.8%
自由现金流更多
OFG
多$180.2M
$19.1M
两年增速更快
OFG
近两年复合增速
1.6%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $185.1M | $184.3M |
| 净利润 | $5.1M | $55.9M |
| 毛利率 | 63.9% | — |
| 营业利润率 | 5.2% | 25.7% |
| 净利率 | 2.8% | 30.3% |
| 营收同比 | 3.4% | 0.9% |
| 净利润同比 | 68.4% | 11.0% |
| 每股收益（稀释后） | $0.04 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGHTOFG
| Q4 25 | $185.1M | $184.3M | ||
| Q3 25 | $184.1M | $186.2M | ||
| Q2 25 | $181.4M | $182.4M | ||
| Q1 25 | $177.0M | $178.6M | ||
| Q4 24 | $178.9M | $182.7M | ||
| Q3 24 | $181.0M | $174.7M | ||
| Q2 24 | $178.1M | $179.8M | ||
| Q1 24 | $179.4M | $174.4M |
净利润EGHTOFG
| Q4 25 | $5.1M | $55.9M | ||
| Q3 25 | $767.0K | $51.8M | ||
| Q2 25 | $-4.3M | $51.8M | ||
| Q1 25 | $-5.4M | $45.6M | ||
| Q4 24 | $3.0M | $50.3M | ||
| Q3 24 | $-14.5M | $47.0M | ||
| Q2 24 | $-10.3M | $51.1M | ||
| Q1 24 | $-23.6M | $49.7M |
毛利率EGHTOFG
| Q4 25 | 63.9% | — | ||
| Q3 25 | 64.8% | — | ||
| Q2 25 | 66.4% | — | ||
| Q1 25 | 67.8% | — | ||
| Q4 24 | 67.7% | — | ||
| Q3 24 | 68.1% | — | ||
| Q2 24 | 67.9% | — | ||
| Q1 24 | 68.2% | — |
营业利润率EGHTOFG
| Q4 25 | 5.2% | 25.7% | ||
| Q3 25 | 2.9% | 33.0% | ||
| Q2 25 | 0.3% | 36.1% | ||
| Q1 25 | 0.2% | 33.3% | ||
| Q4 24 | 5.0% | 28.9% | ||
| Q3 24 | 4.0% | 35.4% | ||
| Q2 24 | -0.8% | 39.6% | ||
| Q1 24 | -7.9% | 38.9% |
净利率EGHTOFG
| Q4 25 | 2.8% | 30.3% | ||
| Q3 25 | 0.4% | 27.8% | ||
| Q2 25 | -2.4% | 28.4% | ||
| Q1 25 | -3.1% | 25.5% | ||
| Q4 24 | 1.7% | 27.6% | ||
| Q3 24 | -8.0% | 26.9% | ||
| Q2 24 | -5.8% | 28.4% | ||
| Q1 24 | -13.1% | 28.5% |
每股收益（稀释后）EGHTOFG
| Q4 25 | $0.04 | $1.27 | ||
| Q3 25 | $0.01 | $1.16 | ||
| Q2 25 | $-0.03 | $1.15 | ||
| Q1 25 | $-0.04 | $1.00 | ||
| Q4 24 | $0.02 | $1.10 | ||
| Q3 24 | $-0.11 | $1.00 | ||
| Q2 24 | $-0.08 | $1.08 | ||
| Q1 24 | $-0.20 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $86.9M | $1.0B |
| 总债务越低越好 | $321.2M | — |
| 股东权益账面价值 | $142.9M | $1.4B |
| 总资产 | $661.5M | $12.5B |
| 负债/权益比越低杠杆越低 | 2.25× | — |
8季度趋势，按日历期对齐
现金及短期投资EGHTOFG
| Q4 25 | $86.9M | $1.0B | ||
| Q3 25 | $75.9M | $740.3M | ||
| Q2 25 | $81.3M | $851.8M | ||
| Q1 25 | $88.0M | $710.6M | ||
| Q4 24 | $104.2M | $591.1M | ||
| Q3 24 | $117.4M | $680.6M | ||
| Q2 24 | $130.8M | $740.4M | ||
| Q1 24 | $117.3M | $754.4M |
总债务EGHTOFG
| Q4 25 | $321.2M | — | ||
| Q3 25 | $325.8M | — | ||
| Q2 25 | $335.4M | — | ||
| Q1 25 | $350.0M | — | ||
| Q4 24 | $364.5M | — | ||
| Q3 24 | $396.9M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $409.7M | — |
股东权益EGHTOFG
| Q4 25 | $142.9M | $1.4B | ||
| Q3 25 | $133.2M | $1.4B | ||
| Q2 25 | $128.2M | $1.3B | ||
| Q1 25 | $122.2M | $1.3B | ||
| Q4 24 | $113.0M | $1.3B | ||
| Q3 24 | $109.8M | $1.3B | ||
| Q2 24 | $104.6M | $1.2B | ||
| Q1 24 | $102.0M | $1.2B |
总资产EGHTOFG
| Q4 25 | $661.5M | $12.5B | ||
| Q3 25 | $670.8M | $12.2B | ||
| Q2 25 | $684.3M | $12.2B | ||
| Q1 25 | $683.2M | $11.7B | ||
| Q4 24 | $698.2M | $11.5B | ||
| Q3 24 | $740.1M | $11.5B | ||
| Q2 24 | $755.7M | $11.3B | ||
| Q1 24 | $756.0M | $11.2B |
负债/权益比EGHTOFG
| Q4 25 | 2.25× | — | ||
| Q3 25 | 2.45× | — | ||
| Q2 25 | 2.62× | — | ||
| Q1 25 | 2.86× | — | ||
| Q4 24 | 3.23× | — | ||
| Q3 24 | 3.61× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 4.02× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $20.7M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $19.1M | $199.3M |
| 自由现金流率自由现金流/营收 | 10.3% | 108.1% |
| 资本支出强度资本支出/营收 | 0.9% | 10.0% |
| 现金转化率经营现金流/净利润 | 4.07× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $43.8M | $345.4M |
8季度趋势，按日历期对齐
经营现金流EGHTOFG
| Q4 25 | $20.7M | $217.7M | ||
| Q3 25 | $8.8M | $39.5M | ||
| Q2 25 | $11.9M | $35.9M | ||
| Q1 25 | $5.9M | $83.1M | ||
| Q4 24 | $27.2M | $252.5M | ||
| Q3 24 | $12.3M | $58.1M | ||
| Q2 24 | $18.1M | $95.1M | ||
| Q1 24 | $12.7M | $61.0M |
自由现金流EGHTOFG
| Q4 25 | $19.1M | $199.3M | ||
| Q3 25 | $7.7M | $35.5M | ||
| Q2 25 | $11.5M | $31.8M | ||
| Q1 25 | $5.5M | $78.7M | ||
| Q4 24 | $26.8M | $231.2M | ||
| Q3 24 | $11.1M | $51.8M | ||
| Q2 24 | $17.8M | $90.4M | ||
| Q1 24 | $12.3M | $54.8M |
自由现金流率EGHTOFG
| Q4 25 | 10.3% | 108.1% | ||
| Q3 25 | 4.2% | 19.1% | ||
| Q2 25 | 6.3% | 17.4% | ||
| Q1 25 | 3.1% | 44.1% | ||
| Q4 24 | 15.0% | 126.5% | ||
| Q3 24 | 6.1% | 29.6% | ||
| Q2 24 | 10.0% | 50.3% | ||
| Q1 24 | 6.9% | 31.4% |
资本支出强度EGHTOFG
| Q4 25 | 0.9% | 10.0% | ||
| Q3 25 | 0.6% | 2.1% | ||
| Q2 25 | 0.2% | 2.3% | ||
| Q1 25 | 0.2% | 2.4% | ||
| Q4 24 | 0.3% | 11.7% | ||
| Q3 24 | 0.7% | 3.6% | ||
| Q2 24 | 0.2% | 2.6% | ||
| Q1 24 | 0.2% | 3.5% |
现金转化率EGHTOFG
| Q4 25 | 4.07× | 3.90× | ||
| Q3 25 | 11.52× | 0.76× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 1.82× | ||
| Q4 24 | 9.01× | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGHT
| Services | $179.7M | 97% |
| Other | $5.4M | 3% |
OFG
暂无分部数据
