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Employers Holdings, Inc.（EIG）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
Employers Holdings, Inc.的季度营收约是null的1.5倍（$170.5M vs $117.3M），null同比增速更快（5.3% vs -21.3%），过去两年Employers Holdings, Inc.的营收复合增速更高（-11.4% vs -14.4%）
Employers Holdings, Inc.是总部位于美国的保险控股企业，主营劳工赔偿保险产品，主要面向美国境内中小微企业客户，同时提供定制化风险管理解决方案，服务覆盖多类中低风险行业，助力客户管控工作场所安全风险、满足员工保障相关合规要求。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
EIG vs SWIM — 直观对比
营收规模更大
EIG
是对方的1.5倍
$117.3M
营收增速更快
SWIM
高出26.6%
-21.3%
两年增速更快
EIG
近两年复合增速
-14.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $170.5M | $117.3M |
| 净利润 | — | $-8.5M |
| 毛利率 | — | 31.7% |
| 营业利润率 | — | — |
| 净利率 | — | -7.3% |
| 营收同比 | -21.3% | 5.3% |
| 净利润同比 | — | -43.1% |
| 每股收益（稀释后） | — | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EIGSWIM
| Q1 26 | $170.5M | $117.3M | ||
| Q4 25 | $188.5M | $100.0M | ||
| Q3 25 | $239.3M | $161.9M | ||
| Q2 25 | $246.3M | $172.6M | ||
| Q1 25 | $202.6M | $111.4M | ||
| Q4 24 | $216.6M | $87.3M | ||
| Q3 24 | $224.0M | $150.5M | ||
| Q2 24 | $217.0M | $160.1M |
净利润EIGSWIM
| Q1 26 | — | $-8.5M | ||
| Q4 25 | — | $-7.0M | ||
| Q3 25 | $-8.3M | $8.1M | ||
| Q2 25 | $29.7M | $16.0M | ||
| Q1 25 | $12.8M | $-6.0M | ||
| Q4 24 | — | $-29.2M | ||
| Q3 24 | $30.3M | $5.9M | ||
| Q2 24 | $31.7M | $13.3M |
毛利率EIGSWIM
| Q1 26 | — | 31.7% | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
营业利润率EIGSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | -10.7% | ||
| Q3 25 | -4.7% | 13.3% | ||
| Q2 25 | 15.0% | 14.3% | ||
| Q1 25 | 7.8% | -4.4% | ||
| Q4 24 | — | -14.9% | ||
| Q3 24 | 16.4% | 8.9% | ||
| Q2 24 | 18.4% | 12.5% |
净利率EIGSWIM
| Q1 26 | — | -7.3% | ||
| Q4 25 | — | -7.0% | ||
| Q3 25 | -3.5% | 5.0% | ||
| Q2 25 | 12.1% | 9.3% | ||
| Q1 25 | 6.3% | -5.4% | ||
| Q4 24 | — | -33.4% | ||
| Q3 24 | 13.5% | 3.9% | ||
| Q2 24 | 14.6% | 8.3% |
每股收益（稀释后）EIGSWIM
| Q1 26 | — | $-0.07 | ||
| Q4 25 | $-0.93 | $-0.06 | ||
| Q3 25 | $-0.36 | $0.07 | ||
| Q2 25 | $1.23 | $0.13 | ||
| Q1 25 | $0.52 | $-0.05 | ||
| Q4 24 | $1.14 | $-0.24 | ||
| Q3 24 | $1.21 | $0.05 | ||
| Q2 24 | $1.25 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $169.9M | — |
| 总债务越低越好 | — | $3.3M |
| 股东权益账面价值 | $955.7M | $396.7M |
| 总资产 | $3.4B | $856.4M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资EIGSWIM
| Q1 26 | $169.9M | — | ||
| Q4 25 | $169.9M | — | ||
| Q3 25 | $172.4M | — | ||
| Q2 25 | $78.1M | — | ||
| Q1 25 | $100.4M | — | ||
| Q4 24 | $68.4M | — | ||
| Q3 24 | $173.9M | — | ||
| Q2 24 | $126.4M | — |
总债务EIGSWIM
| Q1 26 | — | $3.3M | ||
| Q4 25 | $19.0M | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | $0 | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益EIGSWIM
| Q1 26 | $955.7M | $396.7M | ||
| Q4 25 | $955.7M | $405.9M | ||
| Q3 25 | $1.0B | $408.4M | ||
| Q2 25 | $1.1B | $398.4M | ||
| Q1 25 | $1.1B | $381.1M | ||
| Q4 24 | $1.1B | $387.2M | ||
| Q3 24 | $1.1B | $416.6M | ||
| Q2 24 | $1.0B | $408.1M |
总资产EIGSWIM
| Q1 26 | $3.4B | $856.4M | ||
| Q4 25 | $3.4B | $823.2M | ||
| Q3 25 | $3.5B | $844.4M | ||
| Q2 25 | $3.5B | $822.1M | ||
| Q1 25 | $3.6B | $824.6M | ||
| Q4 24 | $3.5B | $794.2M | ||
| Q3 24 | $3.6B | $853.4M | ||
| Q2 24 | $3.5B | $830.0M |
负债/权益比EIGSWIM
| Q1 26 | — | 0.01× | ||
| Q4 25 | 0.02× | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | 0.00× | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-47.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EIGSWIM
| Q1 26 | — | $-47.7M | ||
| Q4 25 | $44.7M | $23.3M | ||
| Q3 25 | $29.4M | $51.0M | ||
| Q2 25 | $0 | $36.0M | ||
| Q1 25 | $14.6M | $-46.9M | ||
| Q4 24 | $76.4M | $6.2M | ||
| Q3 24 | $51.0M | $37.2M | ||
| Q2 24 | $11.7M | $52.4M |
自由现金流EIGSWIM
| Q1 26 | — | — | ||
| Q4 25 | $44.6M | $14.1M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $-50.3M | ||
| Q4 24 | $76.3M | $-98.0K | ||
| Q3 24 | — | $33.2M | ||
| Q2 24 | — | $47.9M |
自由现金流率EIGSWIM
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | 14.1% | ||
| Q3 25 | — | 27.9% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | -45.2% | ||
| Q4 24 | 35.2% | -0.1% | ||
| Q3 24 | — | 22.1% | ||
| Q2 24 | — | 29.9% |
资本支出强度EIGSWIM
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 9.2% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | 0.0% | 7.2% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 2.8% |
现金转化率EIGSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 6.29× | ||
| Q2 25 | 0.00× | 2.25× | ||
| Q1 25 | 1.14× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.68× | 6.32× | ||
| Q2 24 | 0.37× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
