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Enova International, Inc.（ENVA）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Rollins, Inc.的季度营收约是Enova International, Inc.的1.0倍（$906.4M vs $875.1M），Rollins, Inc.净利率更高（11.9% vs 10.4%，领先1.5%），Enova International, Inc.同比增速更快（17.4% vs 10.2%），过去两年Enova International, Inc.的营收复合增速更高（18.0% vs 0.8%）
Enova International是一家全球金融科技企业，提供短期消费贷款、小微企业融资等线上金融服务，主要覆盖北美、南美及欧洲市场，依托先进数据分析技术评估用户信用，为传统金融覆盖不足的群体提供定制化金融产品。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
ENVA vs ROL — 直观对比
营收规模更大
ROL
是对方的1.0倍
$875.1M
营收增速更快
ENVA
高出7.2%
10.2%
净利率更高
ROL
高出1.5%
10.4%
两年增速更快
ENVA
近两年复合增速
0.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $875.1M | $906.4M |
| 净利润 | $91.1M | $107.8M |
| 毛利率 | — | — |
| 营业利润率 | 23.7% | 16.1% |
| 净利率 | 10.4% | 11.9% |
| 营收同比 | 17.4% | 10.2% |
| 净利润同比 | 24.9% | 2.5% |
| 每股收益（稀释后） | $3.46 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ENVAROL
| Q1 26 | $875.1M | $906.4M | ||
| Q4 25 | $839.4M | $912.9M | ||
| Q3 25 | $802.7M | $1.0B | ||
| Q2 25 | $764.0M | $999.5M | ||
| Q1 25 | $745.5M | $822.5M | ||
| Q4 24 | $729.6M | $832.2M | ||
| Q3 24 | $689.9M | $916.3M | ||
| Q2 24 | $628.4M | $891.9M |
净利润ENVAROL
| Q1 26 | $91.1M | $107.8M | ||
| Q4 25 | $79.0M | $116.4M | ||
| Q3 25 | $80.3M | $163.5M | ||
| Q2 25 | $76.1M | $141.5M | ||
| Q1 25 | $72.9M | $105.2M | ||
| Q4 24 | $63.7M | $105.7M | ||
| Q3 24 | $43.4M | $136.9M | ||
| Q2 24 | $53.9M | $129.4M |
毛利率ENVAROL
| Q1 26 | — | — | ||
| Q4 25 | 59.8% | — | ||
| Q3 25 | 57.4% | — | ||
| Q2 25 | 57.8% | — | ||
| Q1 25 | 57.2% | — | ||
| Q4 24 | 56.6% | — | ||
| Q3 24 | 58.0% | — | ||
| Q2 24 | 58.9% | — |
营业利润率ENVAROL
| Q1 26 | 23.7% | 16.1% | ||
| Q4 25 | 22.2% | 17.5% | ||
| Q3 25 | 24.5% | 21.9% | ||
| Q2 25 | 24.1% | 19.8% | ||
| Q1 25 | 23.1% | 17.3% | ||
| Q4 24 | 21.3% | 18.1% | ||
| Q3 24 | 22.3% | 20.9% | ||
| Q2 24 | 23.1% | 20.4% |
净利率ENVAROL
| Q1 26 | 10.4% | 11.9% | ||
| Q4 25 | 9.4% | 12.8% | ||
| Q3 25 | 10.0% | 15.9% | ||
| Q2 25 | 10.0% | 14.2% | ||
| Q1 25 | 9.8% | 12.8% | ||
| Q4 24 | 8.7% | 12.7% | ||
| Q3 24 | 6.3% | 14.9% | ||
| Q2 24 | 8.6% | 14.5% |
每股收益（稀释后）ENVAROL
| Q1 26 | $3.46 | $0.22 | ||
| Q4 25 | $2.94 | $0.24 | ||
| Q3 25 | $3.03 | $0.34 | ||
| Q2 25 | $2.86 | $0.29 | ||
| Q1 25 | $2.69 | $0.22 | ||
| Q4 24 | $2.29 | $0.22 | ||
| Q3 24 | $1.57 | $0.28 | ||
| Q2 24 | $1.93 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.1M | $116.5M |
| 总债务越低越好 | $4.8B | $650.6M |
| 股东权益账面价值 | — | $1.4B |
| 总资产 | $6.9B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资ENVAROL
| Q1 26 | $96.1M | $116.5M | ||
| Q4 25 | $71.7M | $100.0M | ||
| Q3 25 | $53.6M | $127.4M | ||
| Q2 25 | $55.6M | $123.0M | ||
| Q1 25 | $55.5M | $201.2M | ||
| Q4 24 | $73.9M | $89.6M | ||
| Q3 24 | $67.5M | $95.3M | ||
| Q2 24 | $60.1M | $106.7M |
总债务ENVAROL
| Q1 26 | $4.8B | $650.6M | ||
| Q4 25 | $4.5B | $486.1M | ||
| Q3 25 | $4.1B | $485.7M | ||
| Q2 25 | $4.0B | $485.3M | ||
| Q1 25 | $3.8B | $485.5M | ||
| Q4 24 | $3.6B | $395.3M | ||
| Q3 24 | $3.3B | — | ||
| Q2 24 | $3.2B | — |
股东权益ENVAROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.3B | $1.4B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | $1.2B | $1.4B | ||
| Q1 25 | $1.2B | $1.4B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.1B | $1.2B |
总资产ENVAROL
| Q1 26 | $6.9B | $3.2B | ||
| Q4 25 | $6.5B | $3.1B | ||
| Q3 25 | $6.0B | $3.2B | ||
| Q2 25 | $5.7B | $3.2B | ||
| Q1 25 | $5.5B | $2.9B | ||
| Q4 24 | $5.3B | $2.8B | ||
| Q3 24 | $5.0B | $2.8B | ||
| Q2 24 | $4.8B | $2.8B |
负债/权益比ENVAROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | 3.37× | 0.35× | ||
| Q3 25 | 3.20× | 0.32× | ||
| Q2 25 | 3.23× | 0.34× | ||
| Q1 25 | 3.14× | 0.36× | ||
| Q4 24 | 2.98× | 0.30× | ||
| Q3 24 | 2.79× | — | ||
| Q2 24 | 2.78× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $118.4M |
| 自由现金流经营现金流 - 资本支出 | — | $111.2M |
| 自由现金流率自由现金流/营收 | — | 12.3% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $621.1M |
8季度趋势，按日历期对齐
经营现金流ENVAROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $498.8M | $164.7M | ||
| Q3 25 | $481.8M | $191.3M | ||
| Q2 25 | $447.4M | $175.1M | ||
| Q1 25 | $391.1M | $146.9M | ||
| Q4 24 | $430.5M | $188.2M | ||
| Q3 24 | $398.6M | $146.9M | ||
| Q2 24 | $360.9M | $145.1M |
自由现金流ENVAROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | $487.1M | $159.0M | ||
| Q3 25 | $470.5M | $182.8M | ||
| Q2 25 | $436.1M | $168.0M | ||
| Q1 25 | $378.3M | $140.1M | ||
| Q4 24 | $420.3M | $184.0M | ||
| Q3 24 | $387.6M | $139.4M | ||
| Q2 24 | $349.9M | $136.4M |
自由现金流率ENVAROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | 58.0% | 17.4% | ||
| Q3 25 | 58.6% | 17.8% | ||
| Q2 25 | 57.1% | 16.8% | ||
| Q1 25 | 50.7% | 17.0% | ||
| Q4 24 | 57.6% | 22.1% | ||
| Q3 24 | 56.2% | 15.2% | ||
| Q2 24 | 55.7% | 15.3% |
资本支出强度ENVAROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | 1.4% | 0.6% | ||
| Q3 25 | 1.4% | 0.8% | ||
| Q2 25 | 1.5% | 0.7% | ||
| Q1 25 | 1.7% | 0.8% | ||
| Q4 24 | 1.4% | 0.5% | ||
| Q3 24 | 1.6% | 0.8% | ||
| Q2 24 | 1.8% | 1.0% |
现金转化率ENVAROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | 6.32× | 1.41× | ||
| Q3 25 | 6.00× | 1.17× | ||
| Q2 25 | 5.87× | 1.24× | ||
| Q1 25 | 5.36× | 1.40× | ||
| Q4 24 | 6.76× | 1.78× | ||
| Q3 24 | 9.18× | 1.07× | ||
| Q2 24 | 6.70× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
