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Equitable Holdings, Inc.（EQH）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是Equitable Holdings, Inc.的1.1倍（$3.7B vs $3.3B），Truist Financial净利率更高（36.6% vs 6.6%，领先30.0%），Truist Financial同比增速更快（3.1% vs -9.5%），过去两年Equitable Holdings, Inc.的营收复合增速更高（21.2% vs 4.8%）
Equitable Holdings, Inc.是美国领先的金融服务与保险企业，1859年由亨利·鲍德温·海德创立，业务覆盖保险、财富管理等多元金融领域，拥有逾百年发展历史，在全球金融服务市场具备深厚的行业积淀与广泛的客户基础。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
EQH vs TFC — 直观对比
营收规模更大
TFC
是对方的1.1倍
$3.3B
营收增速更快
TFC
高出12.6%
-9.5%
净利率更高
TFC
高出30.0%
6.6%
两年增速更快
EQH
近两年复合增速
4.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.3B | $3.7B |
| 净利润 | $215.0M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 10.5% | 42.3% |
| 净利率 | 6.6% | 36.6% |
| 营收同比 | -9.5% | 3.1% |
| 净利润同比 | -76.1% | 6.1% |
| 每股收益（稀释后） | $0.69 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EQHTFC
| Q4 25 | $3.3B | $3.7B | ||
| Q3 25 | $1.4B | $3.6B | ||
| Q2 25 | $2.4B | $3.6B | ||
| Q1 25 | $4.6B | $3.5B | ||
| Q4 24 | $3.6B | $3.6B | ||
| Q3 24 | $3.1B | $3.6B | ||
| Q2 24 | $3.5B | $3.5B | ||
| Q1 24 | $2.2B | $3.4B |
净利润EQHTFC
| Q4 25 | $215.0M | $1.4B | ||
| Q3 25 | $-1.3B | $1.5B | ||
| Q2 25 | $-349.0M | $1.2B | ||
| Q1 25 | $63.0M | $1.3B | ||
| Q4 24 | $899.0M | $1.3B | ||
| Q3 24 | $-134.0M | $1.4B | ||
| Q2 24 | $428.0M | $922.0M | ||
| Q1 24 | $114.0M | $1.2B |
营业利润率EQHTFC
| Q4 25 | 10.5% | 42.3% | ||
| Q3 25 | -93.0% | 47.9% | ||
| Q2 25 | -15.4% | 42.2% | ||
| Q1 25 | 3.8% | 43.8% | ||
| Q4 24 | 33.1% | 43.3% | ||
| Q3 24 | -0.5% | 47.5% | ||
| Q2 24 | 19.4% | -148.3% | ||
| Q1 24 | 11.1% | 40.5% |
净利率EQHTFC
| Q4 25 | 6.6% | 36.6% | ||
| Q3 25 | -90.3% | 40.0% | ||
| Q2 25 | -14.8% | 34.6% | ||
| Q1 25 | 1.4% | 36.0% | ||
| Q4 24 | 24.8% | 35.5% | ||
| Q3 24 | -4.4% | 40.0% | ||
| Q2 24 | 12.2% | 26.1% | ||
| Q1 24 | 5.1% | 35.6% |
每股收益（稀释后）EQHTFC
| Q4 25 | $0.69 | $1.01 | ||
| Q3 25 | $-4.47 | $1.04 | ||
| Q2 25 | $-1.21 | $0.90 | ||
| Q1 25 | $0.16 | $0.87 | ||
| Q4 24 | $2.72 | $0.94 | ||
| Q3 24 | $-0.47 | $0.99 | ||
| Q2 24 | $1.23 | $0.62 | ||
| Q1 24 | $0.30 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $12.5B | — |
| 总债务越低越好 | — | $42.0B |
| 股东权益账面价值 | $-74.0M | $65.2B |
| 总资产 | $318.0B | $547.5B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资EQHTFC
| Q4 25 | $12.5B | — | ||
| Q3 25 | $13.6B | — | ||
| Q2 25 | $15.0B | — | ||
| Q1 25 | $8.2B | — | ||
| Q4 24 | $7.0B | — | ||
| Q3 24 | $9.6B | — | ||
| Q2 24 | $9.7B | — | ||
| Q1 24 | $10.4B | — |
总债务EQHTFC
| Q4 25 | — | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | — | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益EQHTFC
| Q4 25 | $-74.0M | $65.2B | ||
| Q3 25 | $148.0M | $65.6B | ||
| Q2 25 | $1.1B | $64.8B | ||
| Q1 25 | $2.4B | $64.6B | ||
| Q4 24 | $1.6B | $63.7B | ||
| Q3 24 | $3.2B | $65.7B | ||
| Q2 24 | $1.6B | $63.8B | ||
| Q1 24 | $2.0B | $59.1B |
总资产EQHTFC
| Q4 25 | $318.0B | $547.5B | ||
| Q3 25 | $314.4B | $543.9B | ||
| Q2 25 | $303.1B | $543.8B | ||
| Q1 25 | $287.4B | $535.9B | ||
| Q4 24 | $295.9B | $531.2B | ||
| Q3 24 | $299.0B | $523.4B | ||
| Q2 24 | $287.8B | $519.9B | ||
| Q1 24 | $285.6B | $535.0B |
负债/权益比EQHTFC
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-154.0M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.72× | 1.91× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EQHTFC
| Q4 25 | $-154.0M | $2.6B | ||
| Q3 25 | $369.0M | $1.5B | ||
| Q2 25 | $341.0M | $914.0M | ||
| Q1 25 | $158.0M | $746.0M | ||
| Q4 24 | $400.0M | $775.0M | ||
| Q3 24 | $683.0M | $1.5B | ||
| Q2 24 | $892.0M | $845.0M | ||
| Q1 24 | $31.0M | $-990.0M |
现金转化率EQHTFC
| Q4 25 | -0.72× | 1.91× | ||
| Q3 25 | — | 1.03× | ||
| Q2 25 | — | 0.74× | ||
| Q1 25 | 2.51× | 0.59× | ||
| Q4 24 | 0.44× | 0.61× | ||
| Q3 24 | — | 1.06× | ||
| Q2 24 | 2.08× | 0.92× | ||
| Q1 24 | 0.27× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EQH
| Other | $1.5B | 46% |
| Asset Management | $1.2B | 37% |
| Wealth Management | $545.0M | 17% |
TFC
暂无分部数据
