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FIRST HORIZON CORP（FHN）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是FIRST HORIZON CORP的4.2倍（$3.7B vs $888.0M）。Truist Financial净利率更高（36.6% vs 29.4%，领先7.2%）。FIRST HORIZON CORP同比增速更快（21.8% vs 3.1%）。过去两年Truist Financial的营收复合增速更高（4.8% vs 4.1%）
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
FHN vs TFC — 直观对比
营收规模更大
TFC
是对方的4.2倍
$888.0M
营收增速更快
FHN
高出18.7%
3.1%
净利率更高
TFC
高出7.2%
29.4%
两年增速更快
TFC
近两年复合增速
4.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $888.0M | $3.7B |
| 净利润 | $261.0M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 38.5% | 42.3% |
| 净利率 | 29.4% | 36.6% |
| 营收同比 | 21.8% | 3.1% |
| 净利润同比 | 57.2% | 6.1% |
| 每股收益（稀释后） | $0.51 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FHNTFC
| Q4 25 | $888.0M | $3.7B | ||
| Q3 25 | $889.0M | $3.6B | ||
| Q2 25 | $830.0M | $3.6B | ||
| Q1 25 | $812.0M | $3.5B | ||
| Q4 24 | $729.0M | $3.6B | ||
| Q3 24 | $827.0M | $3.6B | ||
| Q2 24 | $9.0M | $3.5B | ||
| Q1 24 | $819.0M | $3.4B |
净利润FHNTFC
| Q4 25 | $261.0M | $1.4B | ||
| Q3 25 | $262.0M | $1.5B | ||
| Q2 25 | $241.0M | $1.2B | ||
| Q1 25 | $218.0M | $1.3B | ||
| Q4 24 | $166.0M | $1.3B | ||
| Q3 24 | $218.0M | $1.4B | ||
| Q2 24 | $199.0M | $922.0M | ||
| Q1 24 | $192.0M | $1.2B |
营业利润率FHNTFC
| Q4 25 | 38.5% | 42.3% | ||
| Q3 25 | 38.7% | 47.9% | ||
| Q2 25 | 37.2% | 42.2% | ||
| Q1 25 | 35.1% | 43.8% | ||
| Q4 24 | 28.8% | 43.3% | ||
| Q3 24 | 34.0% | 47.5% | ||
| Q2 24 | — | -148.3% | ||
| Q1 24 | 31.0% | 40.5% |
净利率FHNTFC
| Q4 25 | 29.4% | 36.6% | ||
| Q3 25 | 29.5% | 40.0% | ||
| Q2 25 | 29.0% | 34.6% | ||
| Q1 25 | 26.8% | 36.0% | ||
| Q4 24 | 22.8% | 35.5% | ||
| Q3 24 | 26.4% | 40.0% | ||
| Q2 24 | 2211.1% | 26.1% | ||
| Q1 24 | 23.4% | 35.6% |
每股收益（稀释后）FHNTFC
| Q4 25 | $0.51 | $1.01 | ||
| Q3 25 | $0.50 | $1.04 | ||
| Q2 25 | $0.45 | $0.90 | ||
| Q1 25 | $0.41 | $0.87 | ||
| Q4 24 | $0.29 | $0.94 | ||
| Q3 24 | $0.40 | $0.99 | ||
| Q2 24 | $0.34 | $0.62 | ||
| Q1 24 | $0.33 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $42.0B |
| 股东权益账面价值 | $8.8B | $65.2B |
| 总资产 | $83.9B | $547.5B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势，按日历期对齐
总债务FHNTFC
| Q4 25 | — | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | — | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益FHNTFC
| Q4 25 | $8.8B | $65.2B | ||
| Q3 25 | $8.9B | $65.6B | ||
| Q2 25 | $9.0B | $64.8B | ||
| Q1 25 | $8.7B | $64.6B | ||
| Q4 24 | $8.8B | $63.7B | ||
| Q3 24 | $9.0B | $65.7B | ||
| Q2 24 | $8.7B | $63.8B | ||
| Q1 24 | $8.9B | $59.1B |
总资产FHNTFC
| Q4 25 | $83.9B | $547.5B | ||
| Q3 25 | $83.2B | $543.9B | ||
| Q2 25 | $82.1B | $543.8B | ||
| Q1 25 | $81.5B | $535.9B | ||
| Q4 24 | $82.2B | $531.2B | ||
| Q3 24 | $82.6B | $523.4B | ||
| Q2 24 | $82.2B | $519.9B | ||
| Q1 24 | $81.8B | $535.0B |
负债/权益比FHNTFC
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $396.0M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $389.0M | — |
| 自由现金流率自由现金流/营收 | 43.8% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 1.52× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $595.0M | — |
8季度趋势，按日历期对齐
经营现金流FHNTFC
| Q4 25 | $396.0M | $2.6B | ||
| Q3 25 | $-200.0M | $1.5B | ||
| Q2 25 | $83.0M | $914.0M | ||
| Q1 25 | $349.0M | $746.0M | ||
| Q4 24 | $191.0M | $775.0M | ||
| Q3 24 | $389.0M | $1.5B | ||
| Q2 24 | $-150.0M | $845.0M | ||
| Q1 24 | $838.0M | $-990.0M |
自由现金流FHNTFC
| Q4 25 | $389.0M | — | ||
| Q3 25 | $-208.0M | — | ||
| Q2 25 | $74.0M | — | ||
| Q1 25 | $340.0M | — | ||
| Q4 24 | $174.0M | — | ||
| Q3 24 | $383.0M | — | ||
| Q2 24 | $-161.0M | — | ||
| Q1 24 | $828.0M | — |
自由现金流率FHNTFC
| Q4 25 | 43.8% | — | ||
| Q3 25 | -23.4% | — | ||
| Q2 25 | 8.9% | — | ||
| Q1 25 | 41.9% | — | ||
| Q4 24 | 23.9% | — | ||
| Q3 24 | 46.3% | — | ||
| Q2 24 | -1788.9% | — | ||
| Q1 24 | 101.1% | — |
资本支出强度FHNTFC
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.1% | — | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 122.2% | — | ||
| Q1 24 | 1.2% | — |
现金转化率FHNTFC
| Q4 25 | 1.52× | 1.91× | ||
| Q3 25 | -0.76× | 1.03× | ||
| Q2 25 | 0.34× | 0.74× | ||
| Q1 25 | 1.60× | 0.59× | ||
| Q4 24 | 1.15× | 0.61× | ||
| Q3 24 | 1.78× | 1.06× | ||
| Q2 24 | -0.75× | 0.92× | ||
| Q1 24 | 4.36× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
TFC
暂无分部数据
