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Esquire Financial Holdings, Inc.（ESQ）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
PDF SOLUTIONS INC的季度营收约是Esquire Financial Holdings, Inc.的1.5倍（$62.4M vs $40.5M），Esquire Financial Holdings, Inc.净利率更高（30.2% vs -0.1%，领先30.3%），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 15.0%）
Esquire Financial Holdings是一家总部位于美国的银行控股公司，提供全面的商业及零售银行服务，核心业务包含存款账户、企业贷款、按揭服务及财富管理解决方案，主要服务中小型企业、法律行业从业者及当地零售客户。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
ESQ vs PDFS — 直观对比
营收规模更大
PDFS
是对方的1.5倍
$40.5M
净利率更高
ESQ
高出30.3%
-0.1%
两年增速更快
PDFS
近两年复合增速
15.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.5M | $62.4M |
| 净利润 | $12.2M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | — | 5.5% |
| 净利率 | 30.2% | -0.1% |
| 营收同比 | — | 24.6% |
| 净利润同比 | 7.0% | -108.9% |
| 每股收益（稀释后） | $1.40 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESQPDFS
| Q1 26 | $40.5M | — | ||
| Q4 25 | $39.4M | $62.4M | ||
| Q3 25 | $37.6M | $57.1M | ||
| Q2 25 | $35.8M | $51.7M | ||
| Q1 25 | $33.8M | $47.8M | ||
| Q4 24 | $33.1M | $50.1M | ||
| Q3 24 | $31.9M | $46.4M | ||
| Q2 24 | $30.6M | $41.7M |
净利润ESQPDFS
| Q1 26 | $12.2M | — | ||
| Q4 25 | $13.5M | $-48.0K | ||
| Q3 25 | $14.1M | $1.3M | ||
| Q2 25 | $11.9M | $1.1M | ||
| Q1 25 | $11.4M | $-3.0M | ||
| Q4 24 | $11.8M | $539.0K | ||
| Q3 24 | $11.4M | $2.2M | ||
| Q2 24 | $10.5M | $1.7M |
毛利率ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% |
营业利润率ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | 44.3% | 5.5% | ||
| Q3 25 | 46.5% | 8.5% | ||
| Q2 25 | 42.5% | 2.2% | ||
| Q1 25 | 45.9% | -7.4% | ||
| Q4 24 | 47.4% | 1.0% | ||
| Q3 24 | 48.8% | 4.6% | ||
| Q2 24 | 46.9% | 0.6% |
净利率ESQPDFS
| Q1 26 | 30.2% | — | ||
| Q4 25 | 34.2% | -0.1% | ||
| Q3 25 | 37.4% | 2.3% | ||
| Q2 25 | 33.2% | 2.2% | ||
| Q1 25 | 33.8% | -6.3% | ||
| Q4 24 | 35.6% | 1.1% | ||
| Q3 24 | 35.6% | 4.8% | ||
| Q2 24 | 34.3% | 4.1% |
每股收益（稀释后）ESQPDFS
| Q1 26 | $1.40 | — | ||
| Q4 25 | $1.54 | $0.00 | ||
| Q3 25 | $1.62 | $0.03 | ||
| Q2 25 | $1.38 | $0.03 | ||
| Q1 25 | $1.33 | $-0.08 | ||
| Q4 24 | $1.35 | $0.01 | ||
| Q3 24 | $1.34 | $0.06 | ||
| Q2 24 | $1.25 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.2M | $42.2M |
| 总债务越低越好 | — | $67.0M |
| 股东权益账面价值 | $301.3M | $271.0M |
| 总资产 | $2.4B | $418.7M |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资ESQPDFS
| Q1 26 | $222.2M | — | ||
| Q4 25 | $235.9M | $42.2M | ||
| Q3 25 | $240.8M | $35.9M | ||
| Q2 25 | $163.0M | $40.4M | ||
| Q1 25 | $173.0M | $54.1M | ||
| Q4 24 | $126.3M | $114.9M | ||
| Q3 24 | $147.7M | $120.2M | ||
| Q2 24 | $152.7M | $117.9M |
总债务ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ESQPDFS
| Q1 26 | $301.3M | — | ||
| Q4 25 | $289.6M | $271.0M | ||
| Q3 25 | $279.2M | $264.4M | ||
| Q2 25 | $263.6M | $257.5M | ||
| Q1 25 | $250.7M | $249.0M | ||
| Q4 24 | $237.1M | $246.0M | ||
| Q3 24 | $232.6M | $240.5M | ||
| Q2 24 | $217.4M | $232.2M |
总资产ESQPDFS
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $418.7M | ||
| Q3 25 | $2.2B | $406.4M | ||
| Q2 25 | $2.1B | $391.1M | ||
| Q1 25 | $2.0B | $390.0M | ||
| Q4 24 | $1.9B | $315.3M | ||
| Q3 24 | $1.8B | $307.4M | ||
| Q2 24 | $1.7B | $298.0M |
负债/权益比ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $17.3M |
| 自由现金流经营现金流 - 资本支出 | — | $7.5M |
| 自由现金流率自由现金流/营收 | — | 12.1% |
| 资本支出强度资本支出/营收 | — | 15.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.6M |
8季度趋势，按日历期对齐
经营现金流ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | $59.8M | $17.3M | ||
| Q3 25 | $16.8M | $3.3M | ||
| Q2 25 | $10.5M | $-5.2M | ||
| Q1 25 | $15.8M | $8.6M | ||
| Q4 24 | $42.2M | $1.6M | ||
| Q3 24 | $10.5M | $9.3M | ||
| Q2 24 | $7.2M | $684.0K |
自由现金流ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | $56.7M | $7.5M | ||
| Q3 25 | $16.2M | $-2.9M | ||
| Q2 25 | $9.3M | $-13.8M | ||
| Q1 25 | $14.7M | $535.0K | ||
| Q4 24 | $41.5M | $-4.0M | ||
| Q3 24 | $10.5M | $5.1M | ||
| Q2 24 | $6.9M | $-4.6M |
自由现金流率ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | 143.9% | 12.1% | ||
| Q3 25 | 43.2% | -5.1% | ||
| Q2 25 | 26.0% | -26.6% | ||
| Q1 25 | 43.4% | 1.1% | ||
| Q4 24 | 125.5% | -8.0% | ||
| Q3 24 | 32.8% | 11.0% | ||
| Q2 24 | 22.5% | -11.1% |
资本支出强度ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | 8.0% | 15.7% | ||
| Q3 25 | 1.3% | 10.8% | ||
| Q2 25 | 3.2% | 16.5% | ||
| Q1 25 | 3.4% | 17.0% | ||
| Q4 24 | 2.2% | 11.3% | ||
| Q3 24 | 0.2% | 9.0% | ||
| Q2 24 | 1.1% | 12.8% |
现金转化率ESQPDFS
| Q1 26 | — | — | ||
| Q4 25 | 4.44× | — | ||
| Q3 25 | 1.19× | 2.54× | ||
| Q2 25 | 0.88× | -4.55× | ||
| Q1 25 | 1.39× | — | ||
| Q4 24 | 3.59× | 2.98× | ||
| Q3 24 | 0.93× | 4.20× | ||
| Q2 24 | 0.69× | 0.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESQ
| Net Interest Income | $34.0M | 84% |
| Noninterest Income | $6.5M | 16% |
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
