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Esquire Financial Holdings, Inc.（ESQ）与PEAPACK GLADSTONE FINANCIAL CORP（PGC）财务数据对比。点击上方公司名可切换其他公司
PEAPACK GLADSTONE FINANCIAL CORP的季度营收约是Esquire Financial Holdings, Inc.的1.9倍（$78.2M vs $40.5M）。Esquire Financial Holdings, Inc.净利率更高（30.2% vs 15.5%，领先14.6%）。过去两年Esquire Financial Holdings, Inc.的营收复合增速更高（29.0% vs 21.4%）
Esquire Financial Holdings是一家总部位于美国的银行控股公司，提供全面的商业及零售银行服务，核心业务包含存款账户、企业贷款、按揭服务及财富管理解决方案，主要服务中小型企业、法律行业从业者及当地零售客户。
Peapack Gladstone金融公司是总部位于美国的区域性金融控股企业，主要为新泽西州及美国东北部周边市场的个人和中小企客户提供商业与零售银行、财富管理、私人银行、贷款及信托等金融服务。
ESQ vs PGC — 直观对比
营收规模更大
PGC
是对方的1.9倍
$40.5M
净利率更高
ESQ
高出14.6%
15.5%
两年增速更快
ESQ
近两年复合增速
21.4%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $40.5M | $78.2M |
| 净利润 | $12.2M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 21.7% |
| 净利率 | 30.2% | 15.5% |
| 营收同比 | — | 26.5% |
| 净利润同比 | 7.0% | 31.6% |
| 每股收益（稀释后） | $1.40 | $0.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESQPGC
| Q1 26 | $40.5M | — | ||
| Q4 25 | $33.3M | $78.2M | ||
| Q3 25 | $31.3M | $70.7M | ||
| Q2 25 | $29.3M | $69.7M | ||
| Q1 25 | $27.6M | $64.4M | ||
| Q4 24 | $26.9M | $61.8M | ||
| Q3 24 | $25.9M | $56.6M | ||
| Q2 24 | $24.3M | $56.6M |
净利润ESQPGC
| Q1 26 | $12.2M | — | ||
| Q4 25 | $13.5M | $12.2M | ||
| Q3 25 | $14.1M | $9.6M | ||
| Q2 25 | $11.9M | $7.9M | ||
| Q1 25 | $11.4M | $7.6M | ||
| Q4 24 | $11.8M | $9.2M | ||
| Q3 24 | $11.4M | $7.6M | ||
| Q2 24 | $10.5M | $7.5M |
营业利润率ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | 52.4% | 21.7% | ||
| Q3 25 | 55.7% | 19.2% | ||
| Q2 25 | 52.1% | 16.1% | ||
| Q1 25 | 56.2% | 16.2% | ||
| Q4 24 | 58.3% | 19.8% | ||
| Q3 24 | 60.2% | 19.0% | ||
| Q2 24 | 59.1% | 16.9% |
净利率ESQPGC
| Q1 26 | 30.2% | — | ||
| Q4 25 | 40.5% | 15.5% | ||
| Q3 25 | 44.9% | 13.6% | ||
| Q2 25 | 40.6% | 11.4% | ||
| Q1 25 | 41.3% | 11.8% | ||
| Q4 24 | 43.7% | 14.9% | ||
| Q3 24 | 43.9% | 13.4% | ||
| Q2 24 | 43.1% | 13.3% |
每股收益（稀释后）ESQPGC
| Q1 26 | $1.40 | — | ||
| Q4 25 | $1.54 | $0.68 | ||
| Q3 25 | $1.62 | $0.54 | ||
| Q2 25 | $1.38 | $0.45 | ||
| Q1 25 | $1.33 | $0.43 | ||
| Q4 24 | $1.35 | $0.52 | ||
| Q3 24 | $1.34 | $0.43 | ||
| Q2 24 | $1.25 | $0.42 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $301.3M | $658.2M |
| 总资产 | $2.4B | $7.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ESQPGC
| Q1 26 | $222.2M | — | ||
| Q4 25 | $235.9M | — | ||
| Q3 25 | $240.8M | — | ||
| Q2 25 | $163.0M | — | ||
| Q1 25 | $173.0M | — | ||
| Q4 24 | $126.3M | — | ||
| Q3 24 | $147.7M | — | ||
| Q2 24 | $152.7M | — |
股东权益ESQPGC
| Q1 26 | $301.3M | — | ||
| Q4 25 | $289.6M | $658.2M | ||
| Q3 25 | $279.2M | $642.5M | ||
| Q2 25 | $263.6M | $629.8M | ||
| Q1 25 | $250.7M | $621.9M | ||
| Q4 24 | $237.1M | $605.8M | ||
| Q3 24 | $232.6M | $607.6M | ||
| Q2 24 | $217.4M | $588.3M |
总资产ESQPGC
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $7.5B | ||
| Q3 25 | $2.2B | $7.4B | ||
| Q2 25 | $2.1B | $7.2B | ||
| Q1 25 | $2.0B | $7.1B | ||
| Q4 24 | $1.9B | $7.0B | ||
| Q3 24 | $1.8B | $6.8B | ||
| Q2 24 | $1.7B | $6.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-3.6M |
| 自由现金流率自由现金流/营收 | — | -4.7% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | -0.09× |
| 过去12个月自由现金流最近4个季度 | — | $28.8M |
8季度趋势，按日历期对齐
经营现金流ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | $16.8M | $-1.1M | ||
| Q3 25 | $16.8M | $36.2M | ||
| Q2 25 | $10.5M | $15.9M | ||
| Q1 25 | $15.8M | $-7.9M | ||
| Q4 24 | $11.7M | $26.5M | ||
| Q3 24 | $10.5M | $24.7M | ||
| Q2 24 | $7.2M | $852.0K |
自由现金流ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | $16.5M | $-3.6M | ||
| Q3 25 | $16.2M | $34.0M | ||
| Q2 25 | $9.3M | $9.9M | ||
| Q1 25 | $14.7M | $-11.5M | ||
| Q4 24 | $11.6M | $22.4M | ||
| Q3 24 | $10.5M | $23.0M | ||
| Q2 24 | $6.9M | $-431.0K |
自由现金流率ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | 49.4% | -4.7% | ||
| Q3 25 | 51.8% | 48.1% | ||
| Q2 25 | 31.9% | 14.2% | ||
| Q1 25 | 53.1% | -17.8% | ||
| Q4 24 | 43.1% | 36.3% | ||
| Q3 24 | 40.5% | 40.6% | ||
| Q2 24 | 28.3% | -0.8% |
资本支出强度ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 3.2% | ||
| Q3 25 | 1.6% | 3.1% | ||
| Q2 25 | 4.0% | 8.6% | ||
| Q1 25 | 4.2% | 5.6% | ||
| Q4 24 | 0.3% | 6.5% | ||
| Q3 24 | 0.2% | 3.0% | ||
| Q2 24 | 1.4% | 2.3% |
现金转化率ESQPGC
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | -0.09× | ||
| Q3 25 | 1.19× | 3.76× | ||
| Q2 25 | 0.88× | 2.01× | ||
| Q1 25 | 1.39× | -1.04× | ||
| Q4 24 | 0.99× | 2.86× | ||
| Q3 24 | 0.93× | 3.25× | ||
| Q2 24 | 0.69× | 0.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESQ
| Net Interest Income | $34.0M | 84% |
| Noninterest Income | $6.5M | 16% |
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
