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Esquire Financial Holdings, Inc.（ESQ）与加拿大皇家银行（RY）财务数据对比。点击上方公司名可切换其他公司
加拿大皇家银行的季度营收约是Esquire Financial Holdings, Inc.的324.1倍（$13.1B vs $40.5M）。加拿大皇家银行净利率更高（32.2% vs 30.2%，领先2.0%）
Esquire Financial Holdings是一家总部位于美国的银行控股公司，提供全面的商业及零售银行服务，核心业务包含存款账户、企业贷款、按揭服务及财富管理解决方案，主要服务中小型企业、法律行业从业者及当地零售客户。
加拿大皇家银行是加拿大市值最高的跨国金融服务机构，也是加拿大规模最大的银行。该行1864年创立于新斯科舍省哈利法克斯，全球雇员超9.8万人，为超过1800万客户提供服务，企业总部位于多伦多，运营总部位于蒙特利尔，2017年11月被金融稳定委员会列入全球系统重要性银行名单。
ESQ vs RY — 直观对比
营收规模更大
RY
是对方的324.1倍
$40.5M
净利率更高
RY
高出2.0%
30.2%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $40.5M | $13.1B |
| 净利润 | $12.2M | $4.2B |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 30.2% | 32.2% |
| 营收同比 | — | — |
| 净利润同比 | 7.0% | — |
| 每股收益（稀释后） | $1.40 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESQRY
| Q1 26 | $40.5M | $13.1B | ||
| Q4 25 | $33.3M | — | ||
| Q3 25 | $31.3M | $12.4B | ||
| Q2 25 | $29.3M | $11.4B | ||
| Q1 25 | $27.6M | — | ||
| Q4 24 | $26.9M | — | ||
| Q3 24 | $25.9M | — | ||
| Q2 24 | $24.3M | — |
净利润ESQRY
| Q1 26 | $12.2M | $4.2B | ||
| Q4 25 | $13.5M | — | ||
| Q3 25 | $14.1M | $4.0B | ||
| Q2 25 | $11.9M | $3.2B | ||
| Q1 25 | $11.4M | — | ||
| Q4 24 | $11.8M | — | ||
| Q3 24 | $11.4M | — | ||
| Q2 24 | $10.5M | — |
营业利润率ESQRY
| Q1 26 | — | — | ||
| Q4 25 | 52.4% | — | ||
| Q3 25 | 55.7% | — | ||
| Q2 25 | 52.1% | — | ||
| Q1 25 | 56.2% | — | ||
| Q4 24 | 58.3% | — | ||
| Q3 24 | 60.2% | — | ||
| Q2 24 | 59.1% | — |
净利率ESQRY
| Q1 26 | 30.2% | 32.2% | ||
| Q4 25 | 40.5% | — | ||
| Q3 25 | 44.9% | 31.9% | ||
| Q2 25 | 40.6% | 28.0% | ||
| Q1 25 | 41.3% | — | ||
| Q4 24 | 43.7% | — | ||
| Q3 24 | 43.9% | — | ||
| Q2 24 | 43.1% | — |
每股收益（稀释后）ESQRY
| Q1 26 | $1.40 | — | ||
| Q4 25 | $1.54 | — | ||
| Q3 25 | $1.62 | — | ||
| Q2 25 | $1.38 | — | ||
| Q1 25 | $1.33 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.2M | $33.7B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $301.3M | $102.1B |
| 总资产 | $2.4B | $1709.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ESQRY
| Q1 26 | $222.2M | $33.7B | ||
| Q4 25 | $235.9M | — | ||
| Q3 25 | $240.8M | $25.5B | ||
| Q2 25 | $163.0M | $35.5B | ||
| Q1 25 | $173.0M | — | ||
| Q4 24 | $126.3M | — | ||
| Q3 24 | $147.7M | — | ||
| Q2 24 | $152.7M | — |
股东权益ESQRY
| Q1 26 | $301.3M | $102.1B | ||
| Q4 25 | $289.6M | — | ||
| Q3 25 | $279.2M | $99.0B | ||
| Q2 25 | $263.6M | $96.7B | ||
| Q1 25 | $250.7M | — | ||
| Q4 24 | $237.1M | — | ||
| Q3 24 | $232.6M | — | ||
| Q2 24 | $217.4M | — |
总资产ESQRY
| Q1 26 | $2.4B | $1709.9B | ||
| Q4 25 | $2.4B | — | ||
| Q3 25 | $2.2B | $1626.4B | ||
| Q2 25 | $2.1B | $1636.8B | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.8B | — | ||
| Q2 24 | $1.7B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $27.7B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 6.55× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ESQRY
| Q1 26 | — | $27.7B | ||
| Q4 25 | $16.8M | — | ||
| Q3 25 | $16.8M | $21.2B | ||
| Q2 25 | $10.5M | $7.2B | ||
| Q1 25 | $15.8M | — | ||
| Q4 24 | $11.7M | — | ||
| Q3 24 | $10.5M | — | ||
| Q2 24 | $7.2M | — |
自由现金流ESQRY
| Q1 26 | — | — | ||
| Q4 25 | $16.5M | — | ||
| Q3 25 | $16.2M | — | ||
| Q2 25 | $9.3M | — | ||
| Q1 25 | $14.7M | — | ||
| Q4 24 | $11.6M | — | ||
| Q3 24 | $10.5M | — | ||
| Q2 24 | $6.9M | — |
自由现金流率ESQRY
| Q1 26 | — | — | ||
| Q4 25 | 49.4% | — | ||
| Q3 25 | 51.8% | — | ||
| Q2 25 | 31.9% | — | ||
| Q1 25 | 53.1% | — | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | 40.5% | — | ||
| Q2 24 | 28.3% | — |
资本支出强度ESQRY
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | — | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | 4.0% | — | ||
| Q1 25 | 4.2% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 1.4% | — |
现金转化率ESQRY
| Q1 26 | — | 6.55× | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 1.19× | 5.36× | ||
| Q2 25 | 0.88× | 2.24× | ||
| Q1 25 | 1.39× | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 0.93× | — | ||
| Q2 24 | 0.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESQ
| Net Interest Income | $34.0M | 84% |
| Noninterest Income | $6.5M | 16% |
RY
暂无分部数据
