Esquire Financial Holdings, Inc.ESQEarnings & Financial Report
Esquire Financial Holdings, Inc. is a U.S.-headquartered bank holding company that provides comprehensive commercial and consumer banking products and services. Its core offerings include deposit accounts, business loans, mortgage services, and wealth management solutions, primarily serving small to medium enterprises, legal industry professionals, and local retail clients.
ESQ Q1 FY2026 Key Financial Metrics
Revenue
$40.5M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$12.2M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
30.2%
YoY Growth
N/A
EPS
$1.40
Esquire Financial Holdings, Inc. Q1 FY2026 Financial Summary
Esquire Financial Holdings, Inc. reported revenue of $40.5M for Q1 FY2026, with a net profit of $12.2M (up 7.0% YoY) (30.2% margin).
Key Financial Metrics
| Total Revenue | $40.5M |
|---|---|
| Net Profit | $12.2M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
Esquire Financial Holdings, Inc. Q1 FY2026 revenue of $40.5M breaks down across 2 segments, led by Net Interest Income at $34.0M (84.0% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $34.0M | 84.0% |
| Noninterest Income | $6.5M | 16.0% |
Esquire Financial Holdings, Inc. Annual Revenue by Year
Esquire Financial Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $146.6M).
Esquire Financial Holdings, Inc. Quarterly Revenue & Net Profit History
Esquire Financial Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $40.5M | — | $12.2M | 30.2% |
| Q4 FY2025 | $39.4M | +19.2% | $13.5M | 34.2% |
| Q3 FY2025 | $37.6M | +17.7% | $14.1M | 37.4% |
| Q2 FY2025 | $35.8M | +17.1% | $11.9M | 33.2% |
| Q1 FY2025 | $33.8M | +15.4% | $11.4M | 33.8% |
| Q4 FY2024 | $33.1M | +14.2% | $11.8M | 35.6% |
| Q3 FY2024 | $31.9M | +13.0% | $11.4M | 35.6% |
| Q2 FY2024 | $30.6M | +14.2% | $10.5M | 34.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $30.6M | $31.9M | $33.1M | $33.8M | $35.8M | $37.6M | $39.4M | $40.5M |
| YoY Growth | 14.2% | 13.0% | 14.2% | 15.4% | 17.1% | 17.7% | 19.2% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.72B | $1.78B | $1.89B | $1.95B | $2.06B | $2.18B | $2.37B | $2.42B |
| Liabilities | $1.50B | $1.55B | $1.66B | $1.70B | $1.80B | $1.91B | $2.08B | $2.12B |
| Equity | $217.4M | $232.6M | $237.1M | $250.7M | $263.6M | $279.2M | $289.6M | $301.3M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $7.2M | $10.5M | $42.2M | $15.8M | $10.5M | $16.8M | $59.8M |