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Essex Property Trust（ESS）与RLI CORP（RLI）财务数据对比。点击上方公司名可切换其他公司
Essex Property Trust的季度营收约是RLI CORP的1.0倍（$479.6M vs $465.7M），RLI CORP净利率更高（19.6% vs 17.9%，领先1.7%），RLI CORP同比增速更快（6.1% vs 5.5%），过去两年Essex Property Trust的营收复合增速更高（6.0% vs 2.3%）
Essex Property Trust是一家公开上市的房地产投资信托企业，重点布局美国西海岸优质不动产市场，核心投资标的为加利福尼亚州及西雅图大都会区的公寓类物业，在长租公寓的投资、运营及管理领域拥有深厚的行业积累与资源优势。
RLI Corp是一家总部位于美国伊利诺伊州皮奥里亚的专业保险公司，主营财产保险与意外伤害保险业务，深耕保险领域多年，凭借成熟的风险管控体系与定制化产品矩阵，为不同类型的客户提供全面可靠的风险保障服务。
ESS vs RLI — 直观对比
营收规模更大
ESS
是对方的1.0倍
$465.7M
营收增速更快
RLI
高出0.5%
5.5%
净利率更高
RLI
高出1.7%
17.9%
两年增速更快
ESS
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $479.6M | $465.7M |
| 净利润 | $85.7M | $91.2M |
| 毛利率 | 70.0% | — |
| 营业利润率 | 31.7% | 24.4% |
| 净利率 | 17.9% | 19.6% |
| 营收同比 | 5.5% | 6.1% |
| 净利润同比 | -71.6% | 123.1% |
| 每股收益（稀释后） | $1.24 | $1.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESSRLI
| Q4 25 | $479.6M | $465.7M | ||
| Q3 25 | $473.3M | $509.3M | ||
| Q2 25 | $469.8M | $499.8M | ||
| Q1 25 | $464.6M | $407.7M | ||
| Q4 24 | $454.5M | $439.1M | ||
| Q3 24 | $450.7M | $470.0M | ||
| Q2 24 | $442.4M | $416.4M | ||
| Q1 24 | $426.9M | $444.8M |
净利润ESSRLI
| Q4 25 | $85.7M | $91.2M | ||
| Q3 25 | $172.7M | $124.6M | ||
| Q2 25 | $231.5M | $124.3M | ||
| Q1 25 | $212.8M | $63.2M | ||
| Q4 24 | $301.7M | $40.9M | ||
| Q3 24 | $125.5M | $95.0M | ||
| Q2 24 | $99.0M | $82.0M | ||
| Q1 24 | $285.1M | $127.9M |
毛利率ESSRLI
| Q4 25 | 70.0% | — | ||
| Q3 25 | 69.2% | — | ||
| Q2 25 | 70.7% | — | ||
| Q1 25 | 69.6% | — | ||
| Q4 24 | 70.0% | — | ||
| Q3 24 | 69.5% | — | ||
| Q2 24 | 70.8% | — | ||
| Q1 24 | 69.7% | — |
营业利润率ESSRLI
| Q4 25 | 31.7% | 24.4% | ||
| Q3 25 | 44.5% | 30.9% | ||
| Q2 25 | 59.5% | 31.3% | ||
| Q1 25 | 55.3% | 19.3% | ||
| Q4 24 | 67.0% | 10.8% | ||
| Q3 24 | 28.6% | 24.9% | ||
| Q2 24 | 31.1% | 24.8% | ||
| Q1 24 | 31.0% | 36.0% |
净利率ESSRLI
| Q4 25 | 17.9% | 19.6% | ||
| Q3 25 | 36.5% | 24.5% | ||
| Q2 25 | 49.3% | 24.9% | ||
| Q1 25 | 45.8% | 15.5% | ||
| Q4 24 | 66.4% | 9.3% | ||
| Q3 24 | 27.8% | 20.2% | ||
| Q2 24 | 22.4% | 19.7% | ||
| Q1 24 | 66.8% | 28.8% |
每股收益（稀释后）ESSRLI
| Q4 25 | $1.24 | $1.00 | ||
| Q3 25 | $2.56 | $1.35 | ||
| Q2 25 | $3.44 | $1.34 | ||
| Q1 25 | $3.16 | $0.68 | ||
| Q4 24 | $4.00 | $-2.87 | ||
| Q3 24 | $1.84 | $2.06 | ||
| Q2 24 | $1.45 | $1.78 | ||
| Q1 24 | $4.25 | $2.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $76.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.5B | $1.8B |
| 总资产 | $13.2B | $6.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ESSRLI
| Q4 25 | $76.2M | — | ||
| Q3 25 | $66.0M | — | ||
| Q2 25 | $58.7M | — | ||
| Q1 25 | $98.7M | — | ||
| Q4 24 | $66.8M | — | ||
| Q3 24 | $71.3M | — | ||
| Q2 24 | $55.2M | — | ||
| Q1 24 | $499.0M | — |
总债务ESSRLI
| Q4 25 | — | — | ||
| Q3 25 | $6.4B | $100.0M | ||
| Q2 25 | $6.4B | $100.0M | ||
| Q1 25 | $6.8B | $100.0M | ||
| Q4 24 | — | $100.0M | ||
| Q3 24 | $6.4B | $100.0M | ||
| Q2 24 | $6.2B | $100.0M | ||
| Q1 24 | $6.6B | $100.0M |
股东权益ESSRLI
| Q4 25 | $5.5B | $1.8B | ||
| Q3 25 | $5.6B | $1.9B | ||
| Q2 25 | $5.6B | $1.7B | ||
| Q1 25 | $5.6B | $1.6B | ||
| Q4 24 | $5.5B | $1.5B | ||
| Q3 24 | $5.4B | $1.7B | ||
| Q2 24 | $5.5B | $1.6B | ||
| Q1 24 | $5.5B | $1.5B |
总资产ESSRLI
| Q4 25 | $13.2B | $6.2B | ||
| Q3 25 | $13.2B | $6.2B | ||
| Q2 25 | $13.2B | $6.0B | ||
| Q1 25 | $13.2B | $5.7B | ||
| Q4 24 | $12.9B | $5.6B | ||
| Q3 24 | $12.6B | $5.8B | ||
| Q2 24 | $12.5B | $5.5B | ||
| Q1 24 | $12.9B | $5.3B |
负债/权益比ESSRLI
| Q4 25 | — | — | ||
| Q3 25 | 1.15× | 0.05× | ||
| Q2 25 | 1.14× | 0.06× | ||
| Q1 25 | 1.22× | 0.06× | ||
| Q4 24 | — | 0.07× | ||
| Q3 24 | 1.18× | 0.06× | ||
| Q2 24 | 1.13× | 0.06× | ||
| Q1 24 | 1.19× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1B | $156.8M |
| 自由现金流经营现金流 - 资本支出 | — | $155.0M |
| 自由现金流率自由现金流/营收 | — | 33.3% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | 12.53× | 1.72× |
| 过去12个月自由现金流最近4个季度 | — | $608.7M |
8季度趋势，按日历期对齐
经营现金流ESSRLI
| Q4 25 | $1.1B | $156.8M | ||
| Q3 25 | $342.6M | $179.2M | ||
| Q2 25 | $216.1M | $174.7M | ||
| Q1 25 | $281.5M | $103.5M | ||
| Q4 24 | $1.1B | $128.1M | ||
| Q3 24 | $316.2M | $219.4M | ||
| Q2 24 | $218.9M | $141.8M | ||
| Q1 24 | $314.9M | $70.9M |
自由现金流ESSRLI
| Q4 25 | — | $155.0M | ||
| Q3 25 | — | $177.8M | ||
| Q2 25 | — | $173.4M | ||
| Q1 25 | — | $102.5M | ||
| Q4 24 | — | $127.6M | ||
| Q3 24 | — | $219.0M | ||
| Q2 24 | — | $139.1M | ||
| Q1 24 | — | $69.9M |
自由现金流率ESSRLI
| Q4 25 | — | 33.3% | ||
| Q3 25 | — | 34.9% | ||
| Q2 25 | — | 34.7% | ||
| Q1 25 | — | 25.1% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 46.6% | ||
| Q2 24 | — | 33.4% | ||
| Q1 24 | — | 15.7% |
资本支出强度ESSRLI
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.2% |
现金转化率ESSRLI
| Q4 25 | 12.53× | 1.72× | ||
| Q3 25 | 1.98× | 1.44× | ||
| Q2 25 | 0.93× | 1.41× | ||
| Q1 25 | 1.32× | 1.64× | ||
| Q4 24 | 3.54× | 3.13× | ||
| Q3 24 | 2.52× | 2.31× | ||
| Q2 24 | 2.21× | 1.73× | ||
| Q1 24 | 1.10× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESS
暂无分部数据
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
