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EverCommerce Inc.（EVCM）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
EverCommerce Inc.的季度营收约是OCTAVE SPECIALTY GROUP INC的1.5倍（$151.2M vs $104.2M），EverCommerce Inc.净利率更高（4.0% vs -6.6%，领先10.6%），OCTAVE SPECIALTY GROUP INC同比增速更快（66.0% vs 5.2%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（42.9% vs 4.7%）
EverCommerce Inc.是面向服务类中小企业的领先集成SaaS解决方案提供商，核心市场覆盖北美及部分全球区域，产品线包含业务管理、支付处理、客户互动、营销工具等，服务家庭服务、健康康养、健身等多个细分领域。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
EVCM vs OSG — 直观对比
营收规模更大
EVCM
是对方的1.5倍
$104.2M
营收增速更快
OSG
高出60.8%
5.2%
净利率更高
EVCM
高出10.6%
-6.6%
两年增速更快
OSG
近两年复合增速
4.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $151.2M | $104.2M |
| 净利润 | $6.0M | $-6.9M |
| 毛利率 | — | — |
| 营业利润率 | 8.8% | — |
| 净利率 | 4.0% | -6.6% |
| 营收同比 | 5.2% | 66.0% |
| 净利润同比 | 149.4% | — |
| 每股收益（稀释后） | $0.04 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVCMOSG
| Q1 26 | — | $104.2M | ||
| Q4 25 | $151.2M | $66.9M | ||
| Q3 25 | $147.5M | $66.6M | ||
| Q2 25 | $148.0M | $55.0M | ||
| Q1 25 | $142.3M | $62.8M | ||
| Q4 24 | $143.7M | $65.2M | ||
| Q3 24 | $140.1M | $70.0M | ||
| Q2 24 | $140.5M | $51.0M |
净利润EVCMOSG
| Q1 26 | — | $-6.9M | ||
| Q4 25 | $6.0M | $-29.7M | ||
| Q3 25 | $11.1M | $-112.6M | ||
| Q2 25 | $8.2M | $-72.7M | ||
| Q1 25 | $-7.7M | $-44.7M | ||
| Q4 24 | $-12.2M | $-20.9M | ||
| Q3 24 | $-9.2M | $-27.5M | ||
| Q2 24 | $-3.4M | $-750.0K |
营业利润率EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | 8.8% | -76.7% | ||
| Q3 25 | 10.8% | -48.2% | ||
| Q2 25 | 10.7% | -41.8% | ||
| Q1 25 | 10.0% | -24.1% | ||
| Q4 24 | 8.8% | -55.5% | ||
| Q3 24 | 7.2% | -29.7% | ||
| Q2 24 | 5.5% | -28.9% |
净利率EVCMOSG
| Q1 26 | — | -6.6% | ||
| Q4 25 | 4.0% | -73.8% | ||
| Q3 25 | 7.5% | -169.1% | ||
| Q2 25 | 5.5% | -132.3% | ||
| Q1 25 | -5.4% | -71.3% | ||
| Q4 24 | -8.5% | -55.1% | ||
| Q3 24 | -6.5% | -39.3% | ||
| Q2 24 | -2.4% | -1.5% |
每股收益（稀释后）EVCMOSG
| Q1 26 | — | $-0.13 | ||
| Q4 25 | $0.04 | $-0.82 | ||
| Q3 25 | $0.06 | $-2.35 | ||
| Q2 25 | $0.04 | $-1.54 | ||
| Q1 25 | $-0.04 | $-1.22 | ||
| Q4 24 | $-0.06 | $-11.75 | ||
| Q3 24 | $-0.05 | $-0.63 | ||
| Q2 24 | $-0.02 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $129.7M | — |
| 总债务越低越好 | $523.4M | $117.1M |
| 股东权益账面价值 | $716.9M | $833.6M |
| 总资产 | $1.4B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.73× | 0.14× |
8季度趋势，按日历期对齐
现金及短期投资EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | $129.7M | $146.4M | ||
| Q3 25 | $106.9M | $27.5M | ||
| Q2 25 | $151.1M | $22.5M | ||
| Q1 25 | $148.4M | $34.1M | ||
| Q4 24 | $135.8M | $157.2M | ||
| Q3 24 | $101.6M | $40.8M | ||
| Q2 24 | $86.7M | $14.6M |
总债务EVCMOSG
| Q1 26 | — | $117.1M | ||
| Q4 25 | $523.4M | $117.6M | ||
| Q3 25 | $524.6M | — | ||
| Q2 25 | $525.8M | — | ||
| Q1 25 | $526.9M | — | ||
| Q4 24 | $527.9M | $0 | ||
| Q3 24 | $529.0M | $518.0M | ||
| Q2 24 | $530.1M | $515.0M |
股东权益EVCMOSG
| Q1 26 | — | $833.6M | ||
| Q4 25 | $716.9M | $715.8M | ||
| Q3 25 | $728.5M | $843.4M | ||
| Q2 25 | $744.0M | $859.8M | ||
| Q1 25 | $739.6M | $852.2M | ||
| Q4 24 | $750.8M | $798.4M | ||
| Q3 24 | $770.7M | $1.5B | ||
| Q2 24 | $784.1M | $1.4B |
总资产EVCMOSG
| Q1 26 | — | $2.3B | ||
| Q4 25 | $1.4B | $2.2B | ||
| Q3 25 | $1.4B | $2.1B | ||
| Q2 25 | $1.4B | $8.5B | ||
| Q1 25 | $1.4B | $8.3B | ||
| Q4 24 | $1.4B | $8.1B | ||
| Q3 24 | $1.5B | $9.3B | ||
| Q2 24 | $1.5B | $8.2B |
负债/权益比EVCMOSG
| Q1 26 | — | 0.14× | ||
| Q4 25 | 0.73× | 0.16× | ||
| Q3 25 | 0.72× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.70× | 0.00× | ||
| Q3 24 | 0.69× | 0.35× | ||
| Q2 24 | 0.68× | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.3M | — |
| 自由现金流经营现金流 - 资本支出 | $21.0M | — |
| 自由现金流率自由现金流/营收 | 13.9% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | 3.52× | — |
| 过去12个月自由现金流最近4个季度 | $109.2M | — |
8季度趋势，按日历期对齐
经营现金流EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | $21.3M | $-52.3M | ||
| Q3 25 | $32.5M | $-41.2M | ||
| Q2 25 | $27.0M | $2.1M | ||
| Q1 25 | $30.7M | $-12.6M | ||
| Q4 24 | $48.4M | $762.0K | ||
| Q3 24 | $27.5M | $48.9M | ||
| Q2 24 | $23.9M | $20.4M |
自由现金流EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | $21.0M | — | ||
| Q3 25 | $31.6M | — | ||
| Q2 25 | $26.5M | — | ||
| Q1 25 | $30.2M | — | ||
| Q4 24 | $48.2M | — | ||
| Q3 24 | $27.4M | — | ||
| Q2 24 | $23.3M | — |
自由现金流率EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | — | ||
| Q3 25 | 21.4% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 21.2% | — | ||
| Q4 24 | 33.5% | — | ||
| Q3 24 | 19.5% | — | ||
| Q2 24 | 16.6% | — |
资本支出强度EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.5% | — |
现金转化率EVCMOSG
| Q1 26 | — | — | ||
| Q4 25 | 3.52× | — | ||
| Q3 25 | 2.93× | — | ||
| Q2 25 | 3.31× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVCM
| Transferred Over Time | $146.4M | 97% |
| Transferred At Point In Time | $4.8M | 3% |
OSG
| Commissions | $68.2M | 65% |
| Other | $20.6M | 20% |
| Servicing and other fees | $9.4M | 9% |
| Program fees | $3.6M | 3% |
| Investment income | $2.4M | 2% |
