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EverQuote, Inc.（EVER）与ROYAL GOLD INC（RGLD）财务数据对比。点击上方公司名可切换其他公司
ROYAL GOLD INC的季度营收约是EverQuote, Inc.的1.9倍（$375.3M vs $195.3M），EverQuote, Inc.净利率更高（29.6% vs 24.9%，领先4.6%），ROYAL GOLD INC同比增速更快（85.3% vs 32.5%），过去两年ROYAL GOLD INC的营收复合增速更高（58.8% vs 46.5%）
EverQuote, Inc.是一家创立于2011年的在线保险比价交易平台，总部位于美国马萨诸塞州剑桥市，致力于连接保险消费者与合适的保险服务商，为用户提供便捷的线上保险选购对接服务。
Royal Gold Inc.是全球领先的贵金属流权与特许权经营企业，收购并管理多元化的矿业项目流权、净熔炼收益特许权及相关权益，资产覆盖黄金、白银、铜等品类，业务遍及多地区，无需直接承担采矿运营风险。
EVER vs RGLD — 直观对比
营收规模更大
RGLD
是对方的1.9倍
$195.3M
营收增速更快
RGLD
高出52.8%
32.5%
净利率更高
EVER
高出4.6%
24.9%
两年增速更快
RGLD
近两年复合增速
46.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $195.3M | $375.3M |
| 净利润 | $57.8M | $93.6M |
| 毛利率 | 97.7% | 64.6% |
| 营业利润率 | 9.5% | 56.2% |
| 净利率 | 29.6% | 24.9% |
| 营收同比 | 32.5% | 85.3% |
| 净利润同比 | 369.3% | -12.8% |
| 每股收益（稀释后） | $1.53 | $1.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVERRGLD
| Q4 25 | $195.3M | $375.3M | ||
| Q3 25 | $173.9M | $252.1M | ||
| Q2 25 | $156.6M | $209.6M | ||
| Q1 25 | $166.6M | $193.4M | ||
| Q4 24 | $147.5M | $202.6M | ||
| Q3 24 | $144.5M | $193.8M | ||
| Q2 24 | $117.1M | $174.1M | ||
| Q1 24 | $91.1M | $148.9M |
净利润EVERRGLD
| Q4 25 | $57.8M | $93.6M | ||
| Q3 25 | $18.9M | $126.8M | ||
| Q2 25 | $14.7M | $132.3M | ||
| Q1 25 | $8.0M | $113.5M | ||
| Q4 24 | $12.3M | $107.4M | ||
| Q3 24 | $11.6M | $96.2M | ||
| Q2 24 | $6.4M | $81.2M | ||
| Q1 24 | $1.9M | $47.2M |
毛利率EVERRGLD
| Q4 25 | 97.7% | 64.6% | ||
| Q3 25 | 97.3% | 73.6% | ||
| Q2 25 | 96.9% | 72.6% | ||
| Q1 25 | 96.8% | 69.4% | ||
| Q4 24 | 96.3% | 70.3% | ||
| Q3 24 | 96.2% | 66.6% | ||
| Q2 24 | 95.7% | 64.7% | ||
| Q1 24 | 94.5% | 58.4% |
营业利润率EVERRGLD
| Q4 25 | 9.5% | 56.2% | ||
| Q3 25 | 10.1% | 64.4% | ||
| Q2 25 | 9.0% | 67.7% | ||
| Q1 25 | 4.8% | 63.6% | ||
| Q4 24 | 8.2% | 65.9% | ||
| Q3 24 | 8.1% | 61.3% | ||
| Q2 24 | 5.4% | 58.6% | ||
| Q1 24 | 1.9% | 50.7% |
净利率EVERRGLD
| Q4 25 | 29.6% | 24.9% | ||
| Q3 25 | 10.8% | 50.3% | ||
| Q2 25 | 9.4% | 63.1% | ||
| Q1 25 | 4.8% | 58.7% | ||
| Q4 24 | 8.3% | 53.0% | ||
| Q3 24 | 8.0% | 49.7% | ||
| Q2 24 | 5.5% | 46.6% | ||
| Q1 24 | 2.1% | 31.7% |
每股收益（稀释后）EVERRGLD
| Q4 25 | $1.53 | $1.04 | ||
| Q3 25 | $0.50 | $1.92 | ||
| Q2 25 | $0.39 | $2.01 | ||
| Q1 25 | $0.21 | $1.72 | ||
| Q4 24 | $0.35 | $1.63 | ||
| Q3 24 | $0.31 | $1.46 | ||
| Q2 24 | $0.17 | $1.23 | ||
| Q1 24 | $0.05 | $0.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $171.4M | $233.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $238.0M | $7.2B |
| 总资产 | $326.9M | $9.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVERRGLD
| Q4 25 | $171.4M | $233.7M | ||
| Q3 25 | $145.8M | $172.8M | ||
| Q2 25 | $148.2M | $248.2M | ||
| Q1 25 | $125.0M | $240.8M | ||
| Q4 24 | $102.1M | $195.5M | ||
| Q3 24 | $82.8M | $127.9M | ||
| Q2 24 | $60.9M | $74.2M | ||
| Q1 24 | $48.6M | $137.9M |
总债务EVERRGLD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $50.0M | ||
| Q1 24 | — | — |
股东权益EVERRGLD
| Q4 25 | $238.0M | $7.2B | ||
| Q3 25 | $174.9M | $3.4B | ||
| Q2 25 | $170.3M | $3.3B | ||
| Q1 25 | $149.5M | $3.2B | ||
| Q4 24 | $135.4M | $3.1B | ||
| Q3 24 | $117.7M | $3.0B | ||
| Q2 24 | $100.8M | $3.0B | ||
| Q1 24 | $88.3M | $2.9B |
总资产EVERRGLD
| Q4 25 | $326.9M | $9.5B | ||
| Q3 25 | $256.1M | $4.5B | ||
| Q2 25 | $241.4M | $3.6B | ||
| Q1 25 | $232.1M | $3.5B | ||
| Q4 24 | $210.5M | $3.4B | ||
| Q3 24 | $180.5M | $3.3B | ||
| Q2 24 | $158.0M | $3.3B | ||
| Q1 24 | $135.4M | $3.3B |
负债/权益比EVERRGLD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $27.0M | $241.7M |
| 自由现金流经营现金流 - 资本支出 | $25.8M | — |
| 自由现金流率自由现金流/营收 | 13.2% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | 0.47× | 2.58× |
| 过去12个月自由现金流最近4个季度 | $90.3M | — |
8季度趋势，按日历期对齐
经营现金流EVERRGLD
| Q4 25 | $27.0M | $241.7M | ||
| Q3 25 | $19.8M | $174.0M | ||
| Q2 25 | $25.3M | $152.8M | ||
| Q1 25 | $23.3M | $136.4M | ||
| Q4 24 | $20.1M | $141.1M | ||
| Q3 24 | $23.6M | $136.7M | ||
| Q2 24 | $12.4M | $113.5M | ||
| Q1 24 | $10.4M | $138.3M |
自由现金流EVERRGLD
| Q4 25 | $25.8M | — | ||
| Q3 25 | $18.5M | — | ||
| Q2 25 | $23.8M | — | ||
| Q1 25 | $22.2M | — | ||
| Q4 24 | $19.1M | — | ||
| Q3 24 | $22.1M | — | ||
| Q2 24 | $11.5M | — | ||
| Q1 24 | $9.7M | — |
自由现金流率EVERRGLD
| Q4 25 | 13.2% | — | ||
| Q3 25 | 10.6% | — | ||
| Q2 25 | 15.2% | — | ||
| Q1 25 | 13.3% | — | ||
| Q4 24 | 13.0% | — | ||
| Q3 24 | 15.3% | — | ||
| Q2 24 | 9.8% | — | ||
| Q1 24 | 10.6% | — |
资本支出强度EVERRGLD
| Q4 25 | 0.6% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 0.7% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 0.7% | — | ||
| Q1 24 | 0.8% | — |
现金转化率EVERRGLD
| Q4 25 | 0.47× | 2.58× | ||
| Q3 25 | 1.05× | 1.37× | ||
| Q2 25 | 1.72× | 1.15× | ||
| Q1 25 | 2.92× | 1.20× | ||
| Q4 24 | 1.64× | 1.31× | ||
| Q3 24 | 2.04× | 1.42× | ||
| Q2 24 | 1.93× | 1.40× | ||
| Q1 24 | 5.47× | 2.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
RGLD
| Gold | $216.9M | 58% |
| Pueblo Viejo | $47.3M | 13% |
| Andacollo | $32.6M | 9% |
| Silver | $32.1M | 9% |
| Other | $27.2M | 7% |
| Copper | $13.7M | 4% |
| Cortez Legacy Zone | $5.4M | 1% |
