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华美银行集团（EWBC）与FIRST NATIONAL CORP（FXNC）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是FIRST NATIONAL CORP的222.8倍（$775.0M vs $3.5M）。FIRST NATIONAL CORP净利率更高（158.2% vs 46.2%，领先112.0%）。华美银行集团同比增速更快（2.1% vs -46.3%）。过去两年华美银行集团的营收复合增速更高（18.4% vs 17.0%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
VA Tech Wabag Ltd.是一家专注于市政及工业用户海水淡化与水处理业务的印度跨国企业，该公司最早于1924年在布雷斯劳创立，目前总部设在金奈。
EWBC vs FXNC — 直观对比
营收规模更大
EWBC
是对方的222.8倍
$3.5M
营收增速更快
EWBC
高出48.4%
-46.3%
净利率更高
FXNC
高出112.0%
46.2%
两年增速更快
EWBC
近两年复合增速
17.0%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $3.5M |
| 净利润 | $358.0M | $5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 46.2% | 158.2% |
| 营收同比 | 2.1% | -46.3% |
| 净利润同比 | 0.4% | 689.9% |
| 每股收益（稀释后） | $2.57 | $0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCFXNC
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $3.5M | ||
| Q3 25 | $677.5M | $4.1M | ||
| Q2 25 | $617.1M | $3.4M | ||
| Q1 25 | $600.2M | $3.3M | ||
| Q4 24 | $587.6M | $6.5M | ||
| Q3 24 | $572.7M | $2.7M | ||
| Q2 24 | $553.2M | $2.5M |
净利润EWBCFXNC
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $5.5M | ||
| Q3 25 | $368.4M | $5.5M | ||
| Q2 25 | $310.3M | $5.1M | ||
| Q1 25 | $290.3M | $1.6M | ||
| Q4 24 | $293.1M | $-933.0K | ||
| Q3 24 | $299.2M | $2.2M | ||
| Q2 24 | $288.2M | $2.4M |
营业利润率EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | — | ||
| Q3 25 | 68.6% | — | ||
| Q2 25 | 65.2% | — | ||
| Q1 25 | 65.2% | 57.9% | ||
| Q4 24 | 60.6% | -29.0% | ||
| Q3 24 | 68.0% | — | ||
| Q2 24 | 65.9% | — |
净利率EWBCFXNC
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | 158.2% | ||
| Q3 25 | 54.4% | 135.1% | ||
| Q2 25 | 50.3% | 147.3% | ||
| Q1 25 | 48.4% | 48.8% | ||
| Q4 24 | 49.9% | -14.4% | ||
| Q3 24 | 52.2% | 84.7% | ||
| Q2 24 | 52.1% | 97.3% |
每股收益（稀释后）EWBCFXNC
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $0.60 | ||
| Q3 25 | $2.65 | $0.62 | ||
| Q2 25 | $2.24 | $0.56 | ||
| Q1 25 | $2.08 | $0.18 | ||
| Q4 24 | $2.10 | $-0.26 | ||
| Q3 24 | $2.14 | $0.36 | ||
| Q2 24 | $2.06 | $0.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $160.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $186.2M |
| 总资产 | $82.9B | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $160.9M | ||
| Q3 25 | $4.7B | $189.3M | ||
| Q2 25 | $4.4B | $194.3M | ||
| Q1 25 | $3.4B | $206.0M | ||
| Q4 24 | $5.3B | $162.9M | ||
| Q3 24 | $4.9B | $126.5M | ||
| Q2 24 | $4.4B | $135.6M |
总债务EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCFXNC
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $186.2M | ||
| Q3 25 | $8.6B | $181.2M | ||
| Q2 25 | $8.2B | $173.5M | ||
| Q1 25 | $7.9B | $168.7M | ||
| Q4 24 | $7.7B | $166.5M | ||
| Q3 24 | $7.7B | $125.1M | ||
| Q2 24 | $7.2B | $119.9M |
总资产EWBCFXNC
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $2.0B | ||
| Q3 25 | $79.7B | $2.0B | ||
| Q2 25 | $78.2B | $2.0B | ||
| Q1 25 | $76.2B | $2.0B | ||
| Q4 24 | $76.0B | $2.0B | ||
| Q3 24 | $74.5B | $1.5B | ||
| Q2 24 | $72.5B | $1.5B |
负债/权益比EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $8.4M |
| 自由现金流经营现金流 - 资本支出 | — | $6.9M |
| 自由现金流率自由现金流/营收 | — | 199.4% |
| 资本支出强度资本支出/营收 | — | 43.3% |
| 现金转化率经营现金流/净利润 | — | 1.53× |
| 过去12个月自由现金流最近4个季度 | — | $20.9M |
8季度趋势，按日历期对齐
经营现金流EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $8.4M | ||
| Q3 25 | $231.7M | $8.4M | ||
| Q2 25 | $278.7M | $4.7M | ||
| Q1 25 | $277.9M | $3.5M | ||
| Q4 24 | $500.1M | $-36.7M | ||
| Q3 24 | $386.1M | $6.1M | ||
| Q2 24 | $259.2M | $3.6M |
自由现金流EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | — | $6.9M | ||
| Q3 25 | — | $6.8M | ||
| Q2 25 | — | $4.1M | ||
| Q1 25 | — | $3.0M | ||
| Q4 24 | — | $-37.8M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $3.0M |
自由现金流率EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | — | 199.4% | ||
| Q3 25 | — | 166.4% | ||
| Q2 25 | — | 120.0% | ||
| Q1 25 | — | 92.9% | ||
| Q4 24 | — | -583.7% | ||
| Q3 24 | — | 186.1% | ||
| Q2 24 | — | 118.7% |
资本支出强度EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | — | 43.3% | ||
| Q3 25 | — | 39.0% | ||
| Q2 25 | — | 17.2% | ||
| Q1 25 | — | 14.7% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 45.4% | ||
| Q2 24 | — | 26.0% |
现金转化率EWBCFXNC
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 1.53× | ||
| Q3 25 | 0.63× | 1.52× | ||
| Q2 25 | 0.90× | 0.93× | ||
| Q1 25 | 0.96× | 2.21× | ||
| Q4 24 | 1.71× | — | ||
| Q3 24 | 1.29× | 2.73× | ||
| Q2 24 | 0.90× | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
