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EAGLE MATERIALS INC（EXP）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
EAGLE MATERIALS INC的季度营收约是FirstCash Holdings, Inc.的1.1倍（$556.0M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 18.5%，领先2.3%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -0.4%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 8.0%）
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业，主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂，产品广泛应用于建筑施工、能源开发等多个领域。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
EXP vs FCFS — 直观对比
营收规模更大
EXP
是对方的1.1倍
$501.3M
营收增速更快
FCFS
高出21.5%
-0.4%
净利率更高
FCFS
高出2.3%
18.5%
两年增速更快
FCFS
近两年复合增速
8.0%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $556.0M | $501.3M |
| 净利润 | $102.9M | $104.2M |
| 毛利率 | 28.9% | — |
| 营业利润率 | — | 28.5% |
| 净利率 | 18.5% | 20.8% |
| 营收同比 | -0.4% | 21.2% |
| 净利润同比 | -13.9% | 24.7% |
| 每股收益（稀释后） | $3.22 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXPFCFS
| Q4 25 | $556.0M | $501.3M | ||
| Q3 25 | $638.9M | $411.0M | ||
| Q2 25 | $634.7M | $385.1M | ||
| Q1 25 | $470.2M | $371.1M | ||
| Q4 24 | $558.0M | $413.7M | ||
| Q3 24 | $623.6M | $363.1M | ||
| Q2 24 | $608.7M | $363.5M | ||
| Q1 24 | $476.7M | $366.8M |
净利润EXPFCFS
| Q4 25 | $102.9M | $104.2M | ||
| Q3 25 | $137.4M | $82.8M | ||
| Q2 25 | $123.4M | $59.8M | ||
| Q1 25 | $66.5M | $83.6M | ||
| Q4 24 | $119.6M | $83.5M | ||
| Q3 24 | $143.5M | $64.8M | ||
| Q2 24 | $133.8M | $49.1M | ||
| Q1 24 | $77.1M | $61.4M |
毛利率EXPFCFS
| Q4 25 | 28.9% | — | ||
| Q3 25 | 31.3% | — | ||
| Q2 25 | 29.2% | — | ||
| Q1 25 | 22.2% | — | ||
| Q4 24 | 31.9% | — | ||
| Q3 24 | 32.7% | — | ||
| Q2 24 | 30.7% | — | ||
| Q1 24 | 25.1% | — |
营业利润率EXPFCFS
| Q4 25 | — | 28.5% | ||
| Q3 25 | — | 27.4% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | 32.8% | 26.5% | ||
| Q3 24 | 34.2% | 23.5% | ||
| Q2 24 | 32.0% | 18.2% | ||
| Q1 24 | 26.9% | 22.3% |
净利率EXPFCFS
| Q4 25 | 18.5% | 20.8% | ||
| Q3 25 | 21.5% | 20.1% | ||
| Q2 25 | 19.4% | 15.5% | ||
| Q1 25 | 14.1% | 22.5% | ||
| Q4 24 | 21.4% | 20.2% | ||
| Q3 24 | 23.0% | 17.9% | ||
| Q2 24 | 22.0% | 13.5% | ||
| Q1 24 | 16.2% | 16.7% |
每股收益（稀释后）EXPFCFS
| Q4 25 | $3.22 | $2.35 | ||
| Q3 25 | $4.23 | $1.86 | ||
| Q2 25 | $3.76 | $1.34 | ||
| Q1 25 | $2.01 | $1.87 | ||
| Q4 24 | $3.56 | $1.86 | ||
| Q3 24 | $4.26 | $1.44 | ||
| Q2 24 | $3.94 | $1.08 | ||
| Q1 24 | $2.23 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $419.0M | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $1.5B | $2.3B |
| 总资产 | $3.8B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资EXPFCFS
| Q4 25 | $419.0M | $125.2M | ||
| Q3 25 | $35.0M | $130.2M | ||
| Q2 25 | $59.7M | $101.5M | ||
| Q1 25 | $20.4M | $146.0M | ||
| Q4 24 | $31.2M | $175.1M | ||
| Q3 24 | $93.9M | $106.3M | ||
| Q2 24 | $46.5M | $113.7M | ||
| Q1 24 | $34.9M | $135.1M |
总债务EXPFCFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | $1.2B | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | $1.1B | $1.5B |
股东权益EXPFCFS
| Q4 25 | $1.5B | $2.3B | ||
| Q3 25 | $1.5B | $2.2B | ||
| Q2 25 | $1.5B | $2.1B | ||
| Q1 25 | $1.5B | $2.1B | ||
| Q4 24 | $1.5B | $2.1B | ||
| Q3 24 | $1.4B | $2.0B | ||
| Q2 24 | $1.4B | $2.0B | ||
| Q1 24 | $1.3B | $2.0B |
总资产EXPFCFS
| Q4 25 | $3.8B | $5.3B | ||
| Q3 25 | $3.4B | $5.2B | ||
| Q2 25 | $3.4B | $4.5B | ||
| Q1 25 | $3.3B | $4.4B | ||
| Q4 24 | $3.0B | $4.5B | ||
| Q3 24 | $3.1B | $4.4B | ||
| Q2 24 | $3.0B | $4.3B | ||
| Q1 24 | $2.9B | $4.2B |
负债/权益比EXPFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | 0.86× | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | 0.84× | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $170.8M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $60.8M | — |
| 自由现金流率自由现金流/营收 | 10.9% | — |
| 资本支出强度资本支出/营收 | 19.8% | — |
| 现金转化率经营现金流/净利润 | 1.66× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $231.8M | — |
8季度趋势，按日历期对齐
经营现金流EXPFCFS
| Q4 25 | $170.8M | $206.6M | ||
| Q3 25 | $204.6M | $135.8M | ||
| Q2 25 | $136.6M | $116.9M | ||
| Q1 25 | $62.8M | $126.6M | ||
| Q4 24 | $119.9M | $198.1M | ||
| Q3 24 | $233.3M | $113.1M | ||
| Q2 24 | $132.6M | $106.2M | ||
| Q1 24 | $63.4M | $122.5M |
自由现金流EXPFCFS
| Q4 25 | $60.8M | — | ||
| Q3 25 | $96.1M | — | ||
| Q2 25 | $60.5M | — | ||
| Q1 25 | $14.5M | — | ||
| Q4 24 | $72.5M | — | ||
| Q3 24 | $166.8M | — | ||
| Q2 24 | $99.5M | — | ||
| Q1 24 | $30.9M | — |
自由现金流率EXPFCFS
| Q4 25 | 10.9% | — | ||
| Q3 25 | 15.0% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | 13.0% | — | ||
| Q3 24 | 26.7% | — | ||
| Q2 24 | 16.3% | — | ||
| Q1 24 | 6.5% | — |
资本支出强度EXPFCFS
| Q4 25 | 19.8% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 12.0% | — | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 8.5% | — | ||
| Q3 24 | 10.7% | — | ||
| Q2 24 | 5.4% | — | ||
| Q1 24 | 6.8% | — |
现金转化率EXPFCFS
| Q4 25 | 1.66× | 1.98× | ||
| Q3 25 | 1.49× | 1.64× | ||
| Q2 25 | 1.11× | 1.95× | ||
| Q1 25 | 0.94× | 1.51× | ||
| Q4 24 | 1.00× | 2.37× | ||
| Q3 24 | 1.63× | 1.74× | ||
| Q2 24 | 0.99× | 2.16× | ||
| Q1 24 | 0.82× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
