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FirstCash Holdings, Inc.（FCFS）与FMC CORP（FMC）财务数据对比。点击上方公司名可切换其他公司
FMC CORP的季度营收约是FirstCash Holdings, Inc.的1.5倍（$759.0M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs -37.0%，领先57.8%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -4.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -14.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
FMC公司是总部位于美国宾夕法尼亚州费城的化工制造企业，1883年创立之初以生产杀虫剂为主，后续逐步拓展业务至其他领域。二战期间曾为美国陆军部设计生产两栖履带登陆车，目前在全球拥有7000名员工，业务布局广泛。
FCFS vs FMC — 直观对比
营收规模更大
FMC
是对方的1.5倍
$501.3M
营收增速更快
FCFS
高出25.2%
-4.0%
净利率更高
FCFS
高出57.8%
-37.0%
两年增速更快
FCFS
近两年复合增速
-14.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $759.0M |
| 净利润 | $104.2M | $-281.2M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | -10.6% |
| 净利率 | 20.8% | -37.0% |
| 营收同比 | 21.2% | -4.0% |
| 净利润同比 | 24.7% | — |
| 每股收益（稀释后） | $2.35 | $-2.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFMC
| Q1 26 | — | $759.0M | ||
| Q4 25 | $501.3M | $1.1B | ||
| Q3 25 | $411.0M | $542.2M | ||
| Q2 25 | $385.1M | $1.1B | ||
| Q1 25 | $371.1M | $791.4M | ||
| Q4 24 | $413.7M | $1.2B | ||
| Q3 24 | $363.1M | $1.1B | ||
| Q2 24 | $363.5M | $1.0B |
净利润FCFSFMC
| Q1 26 | — | $-281.2M | ||
| Q4 25 | $104.2M | $-1.7B | ||
| Q3 25 | $82.8M | $-569.3M | ||
| Q2 25 | $59.8M | $66.7M | ||
| Q1 25 | $83.6M | $-15.5M | ||
| Q4 24 | $83.5M | $-16.3M | ||
| Q3 24 | $64.8M | $65.0M | ||
| Q2 24 | $49.1M | $295.1M |
毛利率FCFSFMC
| Q1 26 | — | — | ||
| Q4 25 | — | 39.8% | ||
| Q3 25 | — | 23.8% | ||
| Q2 25 | — | 38.7% | ||
| Q1 25 | — | 40.0% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 36.3% | ||
| Q2 24 | — | 38.3% |
营业利润率FCFSFMC
| Q1 26 | — | -10.6% | ||
| Q4 25 | 28.5% | -130.8% | ||
| Q3 25 | 27.4% | -73.1% | ||
| Q2 25 | 21.1% | 12.0% | ||
| Q1 25 | 30.0% | 7.4% | ||
| Q4 24 | 26.5% | 19.2% | ||
| Q3 24 | 23.5% | 12.7% | ||
| Q2 24 | 18.2% | 6.0% |
净利率FCFSFMC
| Q1 26 | — | -37.0% | ||
| Q4 25 | 20.8% | -158.8% | ||
| Q3 25 | 20.1% | -105.0% | ||
| Q2 25 | 15.5% | 6.3% | ||
| Q1 25 | 22.5% | -2.0% | ||
| Q4 24 | 20.2% | -1.3% | ||
| Q3 24 | 17.9% | 6.1% | ||
| Q2 24 | 13.5% | 28.4% |
每股收益（稀释后）FCFSFMC
| Q1 26 | — | $-2.25 | ||
| Q4 25 | $2.35 | $-13.77 | ||
| Q3 25 | $1.86 | $-4.52 | ||
| Q2 25 | $1.34 | $0.53 | ||
| Q1 25 | $1.87 | $-0.12 | ||
| Q4 24 | $1.86 | $-0.13 | ||
| Q3 24 | $1.44 | $0.52 | ||
| Q2 24 | $1.08 | $2.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $390.9M |
| 总债务越低越好 | $2.2B | $2.8B |
| 股东权益账面价值 | $2.3B | $1.8B |
| 总资产 | $5.3B | $9.4B |
| 负债/权益比越低杠杆越低 | 0.98× | 1.50× |
8季度趋势，按日历期对齐
现金及短期投资FCFSFMC
| Q1 26 | — | $390.9M | ||
| Q4 25 | $125.2M | $584.5M | ||
| Q3 25 | $130.2M | $497.7M | ||
| Q2 25 | $101.5M | $438.2M | ||
| Q1 25 | $146.0M | $315.3M | ||
| Q4 24 | $175.1M | $357.3M | ||
| Q3 24 | $106.3M | $416.7M | ||
| Q2 24 | $113.7M | $471.5M |
总债务FCFSFMC
| Q1 26 | — | $2.8B | ||
| Q4 25 | $2.2B | $3.4B | ||
| Q3 25 | $2.2B | $3.4B | ||
| Q2 25 | $1.7B | $3.4B | ||
| Q1 25 | $1.7B | $3.1B | ||
| Q4 24 | $1.7B | $3.1B | ||
| Q3 24 | $1.7B | $3.1B | ||
| Q2 24 | $1.7B | $3.1B |
股东权益FCFSFMC
| Q1 26 | — | $1.8B | ||
| Q4 25 | $2.3B | $2.1B | ||
| Q3 25 | $2.2B | $3.8B | ||
| Q2 25 | $2.1B | $4.4B | ||
| Q1 25 | $2.1B | $4.4B | ||
| Q4 24 | $2.1B | $4.5B | ||
| Q3 24 | $2.0B | $4.6B | ||
| Q2 24 | $2.0B | $4.6B |
总资产FCFSFMC
| Q1 26 | — | $9.4B | ||
| Q4 25 | $5.3B | $9.7B | ||
| Q3 25 | $5.2B | $12.1B | ||
| Q2 25 | $4.5B | $12.3B | ||
| Q1 25 | $4.4B | $11.8B | ||
| Q4 24 | $4.5B | $11.7B | ||
| Q3 24 | $4.4B | $12.2B | ||
| Q2 24 | $4.3B | $12.1B |
负债/权益比FCFSFMC
| Q1 26 | — | 1.50× | ||
| Q4 25 | 0.98× | 1.62× | ||
| Q3 25 | 1.01× | 0.89× | ||
| Q2 25 | 0.79× | 0.76× | ||
| Q1 25 | 0.83× | 0.71× | ||
| Q4 24 | 0.85× | 0.69× | ||
| Q3 24 | 0.87× | 0.68× | ||
| Q2 24 | 0.85× | 0.68× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | — |
| 自由现金流经营现金流 - 资本支出 | — | $-628.1M |
| 自由现金流率自由现金流/营收 | — | -82.8% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $-154.0M |
8季度趋势，按日历期对齐
经营现金流FCFSFMC
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $657.1M | ||
| Q3 25 | $135.8M | $-184.2M | ||
| Q2 25 | $116.9M | $65.9M | ||
| Q1 25 | $126.6M | $-545.0M | ||
| Q4 24 | $198.1M | $427.9M | ||
| Q3 24 | $113.1M | $159.5M | ||
| Q2 24 | $106.2M | $292.2M |
自由现金流FCFSFMC
| Q1 26 | — | $-628.1M | ||
| Q4 25 | — | $631.1M | ||
| Q3 25 | — | $-207.9M | ||
| Q2 25 | — | $50.9M | ||
| Q1 25 | — | $-576.6M | ||
| Q4 24 | — | $406.3M | ||
| Q3 24 | — | $143.8M | ||
| Q2 24 | — | $282.3M |
自由现金流率FCFSFMC
| Q1 26 | — | -82.8% | ||
| Q4 25 | — | 58.3% | ||
| Q3 25 | — | -38.3% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | -72.9% | ||
| Q4 24 | — | 33.2% | ||
| Q3 24 | — | 13.5% | ||
| Q2 24 | — | 27.2% |
资本支出强度FCFSFMC
| Q1 26 | — | 2.2% | ||
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 4.4% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.0% |
现金转化率FCFSFMC
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 0.99× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 2.45× | ||
| Q2 24 | 2.16× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FMC
| EMEA | $307.0M | 40% |
| North America | $198.0M | 26% |
| Latin America | $177.0M | 23% |
| Asia (excluding 2026 India) 1 | $81.0M | 11% |
