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EAGLE MATERIALS INC（EXP）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
EAGLE MATERIALS INC的季度营收约是Fair Isaac的1.1倍（$556.0M vs $512.0M），Fair Isaac净利率更高（30.9% vs 18.5%，领先12.4%），Fair Isaac同比增速更快（16.4% vs -0.4%），Fair Isaac自由现金流更多（$173.9M vs $60.8M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 8.0%）
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业，主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂，产品广泛应用于建筑施工、能源开发等多个领域。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
EXP vs FICO — 直观对比
营收规模更大
EXP
是对方的1.1倍
$512.0M
营收增速更快
FICO
高出16.7%
-0.4%
净利率更高
FICO
高出12.4%
18.5%
自由现金流更多
FICO
多$113.1M
$60.8M
两年增速更快
FICO
近两年复合增速
8.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $556.0M | $512.0M |
| 净利润 | $102.9M | $158.4M |
| 毛利率 | 28.9% | 83.0% |
| 营业利润率 | — | 45.7% |
| 净利率 | 18.5% | 30.9% |
| 营收同比 | -0.4% | 16.4% |
| 净利润同比 | -13.9% | 3.8% |
| 每股收益（稀释后） | $3.22 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXPFICO
| Q4 25 | $556.0M | $512.0M | ||
| Q3 25 | $638.9M | $515.8M | ||
| Q2 25 | $634.7M | $536.4M | ||
| Q1 25 | $470.2M | $498.7M | ||
| Q4 24 | $558.0M | $440.0M | ||
| Q3 24 | $623.6M | $453.8M | ||
| Q2 24 | $608.7M | $447.8M | ||
| Q1 24 | $476.7M | $433.8M |
净利润EXPFICO
| Q4 25 | $102.9M | $158.4M | ||
| Q3 25 | $137.4M | $155.0M | ||
| Q2 25 | $123.4M | $181.8M | ||
| Q1 25 | $66.5M | $162.6M | ||
| Q4 24 | $119.6M | $152.5M | ||
| Q3 24 | $143.5M | $135.7M | ||
| Q2 24 | $133.8M | $126.3M | ||
| Q1 24 | $77.1M | $129.8M |
毛利率EXPFICO
| Q4 25 | 28.9% | 83.0% | ||
| Q3 25 | 31.3% | 82.3% | ||
| Q2 25 | 29.2% | 83.7% | ||
| Q1 25 | 22.2% | 82.4% | ||
| Q4 24 | 31.9% | 80.1% | ||
| Q3 24 | 32.7% | 80.3% | ||
| Q2 24 | 30.7% | 80.3% | ||
| Q1 24 | 25.1% | 80.0% |
营业利润率EXPFICO
| Q4 25 | — | 45.7% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 49.3% | ||
| Q4 24 | 32.8% | 40.8% | ||
| Q3 24 | 34.2% | 43.4% | ||
| Q2 24 | 32.0% | 42.5% | ||
| Q1 24 | 26.9% | 44.9% |
净利率EXPFICO
| Q4 25 | 18.5% | 30.9% | ||
| Q3 25 | 21.5% | 30.1% | ||
| Q2 25 | 19.4% | 33.9% | ||
| Q1 25 | 14.1% | 32.6% | ||
| Q4 24 | 21.4% | 34.7% | ||
| Q3 24 | 23.0% | 29.9% | ||
| Q2 24 | 22.0% | 28.2% | ||
| Q1 24 | 16.2% | 29.9% |
每股收益（稀释后）EXPFICO
| Q4 25 | $3.22 | $6.61 | ||
| Q3 25 | $4.23 | $6.41 | ||
| Q2 25 | $3.76 | $7.40 | ||
| Q1 25 | $2.01 | $6.59 | ||
| Q4 24 | $3.56 | $6.14 | ||
| Q3 24 | $4.26 | $5.44 | ||
| Q2 24 | $3.94 | $5.05 | ||
| Q1 24 | $2.23 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $419.0M | $162.0M |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $1.5B | $-1.8B |
| 总资产 | $3.8B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EXPFICO
| Q4 25 | $419.0M | $162.0M | ||
| Q3 25 | $35.0M | $134.1M | ||
| Q2 25 | $59.7M | $189.0M | ||
| Q1 25 | $20.4M | $146.6M | ||
| Q4 24 | $31.2M | $184.3M | ||
| Q3 24 | $93.9M | $150.7M | ||
| Q2 24 | $46.5M | $156.0M | ||
| Q1 24 | $34.9M | $135.7M |
总债务EXPFICO
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | $1.2B | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | $1.1B | $2.0B |
股东权益EXPFICO
| Q4 25 | $1.5B | $-1.8B | ||
| Q3 25 | $1.5B | $-1.7B | ||
| Q2 25 | $1.5B | $-1.4B | ||
| Q1 25 | $1.5B | $-1.1B | ||
| Q4 24 | $1.5B | $-1.1B | ||
| Q3 24 | $1.4B | $-962.7M | ||
| Q2 24 | $1.4B | $-829.3M | ||
| Q1 24 | $1.3B | $-735.7M |
总资产EXPFICO
| Q4 25 | $3.8B | $1.9B | ||
| Q3 25 | $3.4B | $1.9B | ||
| Q2 25 | $3.4B | $1.9B | ||
| Q1 25 | $3.3B | $1.8B | ||
| Q4 24 | $3.0B | $1.7B | ||
| Q3 24 | $3.1B | $1.7B | ||
| Q2 24 | $3.0B | $1.7B | ||
| Q1 24 | $2.9B | $1.7B |
负债/权益比EXPFICO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.84× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $170.8M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $60.8M | $173.9M |
| 自由现金流率自由现金流/营收 | 10.9% | 34.0% |
| 资本支出强度资本支出/营收 | 19.8% | 0.0% |
| 现金转化率经营现金流/净利润 | 1.66× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $231.8M | $750.6M |
8季度趋势，按日历期对齐
经营现金流EXPFICO
| Q4 25 | $170.8M | $174.1M | ||
| Q3 25 | $204.6M | $223.7M | ||
| Q2 25 | $136.6M | $286.2M | ||
| Q1 25 | $62.8M | $74.9M | ||
| Q4 24 | $119.9M | $194.0M | ||
| Q3 24 | $233.3M | $226.5M | ||
| Q2 24 | $132.6M | $213.3M | ||
| Q1 24 | $63.4M | $71.0M |
自由现金流EXPFICO
| Q4 25 | $60.8M | $173.9M | ||
| Q3 25 | $96.1M | $219.5M | ||
| Q2 25 | $60.5M | $284.4M | ||
| Q1 25 | $14.5M | $72.8M | ||
| Q4 24 | $72.5M | $193.2M | ||
| Q3 24 | $166.8M | $224.7M | ||
| Q2 24 | $99.5M | $211.6M | ||
| Q1 24 | $30.9M | $67.0M |
自由现金流率EXPFICO
| Q4 25 | 10.9% | 34.0% | ||
| Q3 25 | 15.0% | 42.6% | ||
| Q2 25 | 9.5% | 53.0% | ||
| Q1 25 | 3.1% | 14.6% | ||
| Q4 24 | 13.0% | 43.9% | ||
| Q3 24 | 26.7% | 49.5% | ||
| Q2 24 | 16.3% | 47.2% | ||
| Q1 24 | 6.5% | 15.4% |
资本支出强度EXPFICO
| Q4 25 | 19.8% | 0.0% | ||
| Q3 25 | 17.0% | 0.8% | ||
| Q2 25 | 12.0% | 0.3% | ||
| Q1 25 | 10.3% | 0.4% | ||
| Q4 24 | 8.5% | 0.2% | ||
| Q3 24 | 10.7% | 0.4% | ||
| Q2 24 | 5.4% | 0.4% | ||
| Q1 24 | 6.8% | 0.9% |
现金转化率EXPFICO
| Q4 25 | 1.66× | 1.10× | ||
| Q3 25 | 1.49× | 1.44× | ||
| Q2 25 | 1.11× | 1.57× | ||
| Q1 25 | 0.94× | 0.46× | ||
| Q4 24 | 1.00× | 1.27× | ||
| Q3 24 | 1.63× | 1.67× | ||
| Q2 24 | 0.99× | 1.69× | ||
| Q1 24 | 0.82× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
