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EZCORP INC（EZPW）与Savers Value Village, Inc.（SVV）财务数据对比。点击上方公司名可切换其他公司
Savers Value Village, Inc.的季度营收约是EZCORP INC的1.1倍（$426.9M vs $382.0M）。EZCORP INC净利率更高（11.6% vs -3.3%，领先14.9%）。EZCORP INC同比增速更快（19.3% vs 8.1%）。EZCORP INC自由现金流更多（$31.7M vs $-6.3M）。过去两年EZCORP INC的营收复合增速更高（15.6% vs 4.3%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
Savers Value Village是美国中西部的折扣百货连锁品牌，由原伍尔沃斯公司的亨利·霍尼创立，1961年开业，运营至1989年，业务覆盖威斯康星州、伊利诺伊州两地。霍尼同时经营房地产业务，常于折扣店旁配套建设小型购物中心。
EZPW vs SVV — 直观对比
营收规模更大
SVV
是对方的1.1倍
$382.0M
营收增速更快
EZPW
高出11.2%
8.1%
净利率更高
EZPW
高出14.9%
-3.3%
自由现金流更多
EZPW
多$38.0M
$-6.3M
两年增速更快
EZPW
近两年复合增速
4.3%
损益表 — Q1 2026 vs Q3 2026
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $426.9M |
| 净利润 | $44.3M | $-14.0M |
| 毛利率 | 58.4% | — |
| 营业利润率 | 15.9% | 8.5% |
| 净利率 | 11.6% | -3.3% |
| 营收同比 | 19.3% | 8.1% |
| 净利润同比 | 42.8% | -164.6% |
| 每股收益（稀释后） | $0.55 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWSVV
| Q4 25 | $382.0M | — | ||
| Q3 25 | $336.8M | $426.9M | ||
| Q2 25 | $311.0M | $417.2M | ||
| Q1 25 | $306.3M | $370.1M | ||
| Q4 24 | $320.2M | $402.0M | ||
| Q3 24 | $294.6M | $394.8M | ||
| Q2 24 | $281.4M | $386.7M | ||
| Q1 24 | $285.6M | $354.2M |
净利润EZPWSVV
| Q4 25 | $44.3M | — | ||
| Q3 25 | $26.7M | $-14.0M | ||
| Q2 25 | $26.5M | $18.9M | ||
| Q1 25 | $25.4M | $-4.7M | ||
| Q4 24 | $31.0M | $-1.9M | ||
| Q3 24 | $15.2M | $21.7M | ||
| Q2 24 | $17.9M | $9.7M | ||
| Q1 24 | $21.5M | $-467.0K |
毛利率EZPWSVV
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | 25.6% | ||
| Q2 24 | 59.2% | 26.6% | ||
| Q1 24 | 58.7% | 24.2% |
营业利润率EZPWSVV
| Q4 25 | 15.9% | — | ||
| Q3 25 | 11.0% | 8.5% | ||
| Q2 25 | 11.6% | 8.2% | ||
| Q1 25 | 11.2% | 2.8% | ||
| Q4 24 | 13.1% | 8.2% | ||
| Q3 24 | 8.8% | 12.3% | ||
| Q2 24 | 7.9% | 8.3% | ||
| Q1 24 | 9.6% | 4.6% |
净利率EZPWSVV
| Q4 25 | 11.6% | — | ||
| Q3 25 | 7.9% | -3.3% | ||
| Q2 25 | 8.5% | 4.5% | ||
| Q1 25 | 8.3% | -1.3% | ||
| Q4 24 | 9.7% | -0.5% | ||
| Q3 24 | 5.2% | 5.5% | ||
| Q2 24 | 6.4% | 2.5% | ||
| Q1 24 | 7.5% | -0.1% |
每股收益（稀释后）EZPWSVV
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.35 | $-0.09 | ||
| Q2 25 | $0.34 | $0.12 | ||
| Q1 25 | $0.33 | $-0.03 | ||
| Q4 24 | $0.40 | $-0.02 | ||
| Q3 24 | $0.20 | $0.13 | ||
| Q2 24 | $0.25 | $0.06 | ||
| Q1 24 | $0.29 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $63.5M |
| 总债务越低越好 | $518.6M | $750.0M |
| 股东权益账面价值 | $1.1B | $414.6M |
| 总资产 | $2.0B | $2.0B |
| 负债/权益比越低杠杆越低 | 0.48× | 1.81× |
8季度趋势，按日历期对齐
现金及短期投资EZPWSVV
| Q4 25 | $465.9M | — | ||
| Q3 25 | $469.5M | $63.5M | ||
| Q2 25 | $472.1M | $70.5M | ||
| Q1 25 | $505.2M | $73.0M | ||
| Q4 24 | $174.5M | $150.0M | ||
| Q3 24 | $170.5M | $137.7M | ||
| Q2 24 | $218.0M | $160.7M | ||
| Q1 24 | $229.1M | $102.2M |
总债务EZPWSVV
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | $750.0M | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
股东权益EZPWSVV
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.0B | $414.6M | ||
| Q2 25 | $990.1M | $423.5M | ||
| Q1 25 | $851.6M | $413.8M | ||
| Q4 24 | $823.9M | $421.7M | ||
| Q3 24 | $804.6M | $432.9M | ||
| Q2 24 | $801.5M | $419.5M | ||
| Q1 24 | $800.4M | $395.0M |
总资产EZPWSVV
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.0B | $2.0B | ||
| Q2 25 | $1.9B | $1.9B | ||
| Q1 25 | $1.8B | $1.9B | ||
| Q4 24 | $1.5B | $1.9B | ||
| Q3 24 | $1.5B | $1.9B | ||
| Q2 24 | $1.5B | $1.9B | ||
| Q1 24 | $1.5B | $1.8B |
负债/权益比EZPWSVV
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | 1.81× | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $21.6M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $-6.3M |
| 自由现金流率自由现金流/营收 | 8.3% | -1.5% |
| 资本支出强度资本支出/营收 | 2.0% | 6.5% |
| 现金转化率经营现金流/净利润 | 0.88× | — |
| 过去12个月自由现金流最近4个季度 | $121.7M | $25.5M |
8季度趋势，按日历期对齐
经营现金流EZPWSVV
| Q4 25 | $39.1M | — | ||
| Q3 25 | $51.3M | $21.6M | ||
| Q2 25 | $34.8M | $54.4M | ||
| Q1 25 | $36.9M | $419.0K | ||
| Q4 24 | $26.0M | $55.8M | ||
| Q3 24 | $43.3M | $23.9M | ||
| Q2 24 | $33.7M | $60.4M | ||
| Q1 24 | $15.1M | $-5.8M |
自由现金流EZPWSVV
| Q4 25 | $31.7M | — | ||
| Q3 25 | $35.7M | $-6.3M | ||
| Q2 25 | $25.7M | $21.9M | ||
| Q1 25 | $28.6M | $-20.2M | ||
| Q4 24 | $20.4M | $30.1M | ||
| Q3 24 | $24.4M | $-3.0M | ||
| Q2 24 | $30.5M | $29.6M | ||
| Q1 24 | $8.6M | $-28.3M |
自由现金流率EZPWSVV
| Q4 25 | 8.3% | — | ||
| Q3 25 | 10.6% | -1.5% | ||
| Q2 25 | 8.3% | 5.2% | ||
| Q1 25 | 9.3% | -5.4% | ||
| Q4 24 | 6.4% | 7.5% | ||
| Q3 24 | 8.3% | -0.8% | ||
| Q2 24 | 10.8% | 7.6% | ||
| Q1 24 | 3.0% | -8.0% |
资本支出强度EZPWSVV
| Q4 25 | 2.0% | — | ||
| Q3 25 | 4.6% | 6.5% | ||
| Q2 25 | 2.9% | 7.8% | ||
| Q1 25 | 2.7% | 5.6% | ||
| Q4 24 | 1.8% | 6.4% | ||
| Q3 24 | 6.4% | 6.8% | ||
| Q2 24 | 1.1% | 8.0% | ||
| Q1 24 | 2.3% | 6.4% |
现金转化率EZPWSVV
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | 2.88× | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | 1.10× | ||
| Q2 24 | 1.88× | 6.22× | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
SVV
| Sales Channel Directly To Consumer | $408.3M | 96% |
| Sales Channel Through Intermediary | $18.6M | 4% |
