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First American Financial Corp（FAF）与泛美白银（PAAS）财务数据对比。点击上方公司名可切换其他公司
泛美白银的季度营收约是First American Financial Corp的1.4倍（$2.8B vs $2.0B）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
泛美白银是一家总部位于加拿大的知名矿业企业，业务主要布局于拉丁美洲地区，目前在墨西哥、秘鲁、玻利维亚、阿根廷等国持有多座在产矿山，同时运营多个待开发矿业项目，是全球白银矿业领域的重要参与者。
FAF vs PAAS — 直观对比
营收规模更大
PAAS
是对方的1.4倍
$2.0B
损益表 — Q4 FY2025 vs Q3 FY2022
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.8B |
| 净利润 | $211.9M | — |
| 毛利率 | — | 27.0% |
| 营业利润率 | 14.0% | — |
| 净利率 | 10.3% | — |
| 营收同比 | 21.6% | — |
| 净利润同比 | 192.7% | — |
| 每股收益（稀释后） | $2.04 | $-1.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFPAAS
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.4B | — |
净利润FAFPAAS
| Q4 25 | $211.9M | — | ||
| Q3 25 | $189.6M | — | ||
| Q2 25 | $146.1M | — | ||
| Q1 25 | $74.2M | — | ||
| Q4 24 | $72.4M | — | ||
| Q3 24 | $-104.0M | — | ||
| Q2 24 | $116.0M | — | ||
| Q1 24 | $46.7M | — |
营业利润率FAFPAAS
| Q4 25 | 14.0% | — | ||
| Q3 25 | 12.5% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 5.9% | — | ||
| Q3 24 | -10.3% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 4.1% | — |
净利率FAFPAAS
| Q4 25 | 10.3% | — | ||
| Q3 25 | 9.6% | — | ||
| Q2 25 | 7.9% | — | ||
| Q1 25 | 4.7% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | -7.4% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 3.3% | — |
每股收益（稀释后）FAFPAAS
| Q4 25 | $2.04 | — | ||
| Q3 25 | $1.84 | — | ||
| Q2 25 | $1.41 | — | ||
| Q1 25 | $0.71 | — | ||
| Q4 24 | $0.70 | — | ||
| Q3 24 | $-1.00 | — | ||
| Q2 24 | $1.11 | — | ||
| Q1 24 | $0.45 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.5B | — |
| 总资产 | $16.2B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FAFPAAS
| Q4 25 | $1.4B | — | ||
| Q3 25 | $2.9B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $1.5B | — |
股东权益FAFPAAS
| Q4 25 | $5.5B | — | ||
| Q3 25 | $5.3B | — | ||
| Q2 25 | $5.1B | — | ||
| Q1 25 | $5.0B | — | ||
| Q4 24 | $4.9B | — | ||
| Q3 24 | $5.1B | — | ||
| Q2 24 | $4.8B | — | ||
| Q1 24 | $4.8B | — |
总资产FAFPAAS
| Q4 25 | $16.2B | — | ||
| Q3 25 | $17.6B | — | ||
| Q2 25 | $16.3B | — | ||
| Q1 25 | $15.5B | — | ||
| Q4 24 | $14.9B | — | ||
| Q3 24 | $16.6B | — | ||
| Q2 24 | $15.2B | — | ||
| Q1 24 | $14.7B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | — |
| 自由现金流经营现金流 - 资本支出 | $324.5M | — |
| 自由现金流率自由现金流/营收 | 15.8% | — |
| 资本支出强度资本支出/营收 | 2.2% | — |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | — |
8季度趋势，按日历期对齐
经营现金流FAFPAAS
| Q4 25 | $369.3M | — | ||
| Q3 25 | $272.5M | — | ||
| Q2 25 | $361.8M | — | ||
| Q1 25 | $-52.8M | — | ||
| Q4 24 | $324.6M | — | ||
| Q3 24 | $236.9M | — | ||
| Q2 24 | $266.7M | — | ||
| Q1 24 | $69.3M | — |
自由现金流FAFPAAS
| Q4 25 | $324.5M | — | ||
| Q3 25 | $223.1M | — | ||
| Q2 25 | $309.4M | — | ||
| Q1 25 | $-94.5M | — | ||
| Q4 24 | $266.2M | — | ||
| Q3 24 | $185.4M | — | ||
| Q2 24 | $210.0M | — | ||
| Q1 24 | $17.6M | — |
自由现金流率FAFPAAS
| Q4 25 | 15.8% | — | ||
| Q3 25 | 11.3% | — | ||
| Q2 25 | 16.8% | — | ||
| Q1 25 | -6.0% | — | ||
| Q4 24 | 15.8% | — | ||
| Q3 24 | 13.2% | — | ||
| Q2 24 | 13.0% | — | ||
| Q1 24 | 1.2% | — |
资本支出强度FAFPAAS
| Q4 25 | 2.2% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 3.7% | — | ||
| Q2 24 | 3.5% | — | ||
| Q1 24 | 3.6% | — |
现金转化率FAFPAAS
| Q4 25 | 1.74× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | -0.71× | — | ||
| Q4 24 | 4.48× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 1.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
PAAS
暂无分部数据
