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First American Financial Corp（FAF）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是罗布乐思的1.4倍（$2.0B vs $1.4B），First American Financial Corp净利率更高（10.3% vs -22.3%，领先32.7%），罗布乐思同比增速更快（43.2% vs 21.6%），First American Financial Corp自由现金流更多（$324.5M vs $308.6M），过去两年罗布乐思的营收复合增速更高（32.9% vs 19.9%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
FAF vs RBLX — 直观对比
营收规模更大
FAF
是对方的1.4倍
$1.4B
营收增速更快
RBLX
高出21.6%
21.6%
净利率更高
FAF
高出32.7%
-22.3%
自由现金流更多
FAF
多$15.9M
$308.6M
两年增速更快
RBLX
近两年复合增速
19.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.4B |
| 净利润 | $211.9M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | 14.0% | -25.3% |
| 净利率 | 10.3% | -22.3% |
| 营收同比 | 21.6% | 43.2% |
| 净利润同比 | 192.7% | -43.9% |
| 每股收益（稀释后） | $2.04 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFRBLX
| Q4 25 | $2.0B | $1.4B | ||
| Q3 25 | $2.0B | $1.4B | ||
| Q2 25 | $1.8B | $1.1B | ||
| Q1 25 | $1.6B | $1.0B | ||
| Q4 24 | $1.7B | $988.2M | ||
| Q3 24 | $1.4B | $919.0M | ||
| Q2 24 | $1.6B | $893.5M | ||
| Q1 24 | $1.4B | $801.3M |
净利润FAFRBLX
| Q4 25 | $211.9M | $-316.0M | ||
| Q3 25 | $189.6M | $-255.6M | ||
| Q2 25 | $146.1M | $-278.4M | ||
| Q1 25 | $74.2M | $-215.1M | ||
| Q4 24 | $72.4M | $-219.6M | ||
| Q3 24 | $-104.0M | $-239.3M | ||
| Q2 24 | $116.0M | $-205.9M | ||
| Q1 24 | $46.7M | $-270.6M |
毛利率FAFRBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.7% |
营业利润率FAFRBLX
| Q4 25 | 14.0% | -25.3% | ||
| Q3 25 | 12.5% | -21.8% | ||
| Q2 25 | 10.6% | -29.8% | ||
| Q1 25 | 6.1% | -24.6% | ||
| Q4 24 | 5.9% | -24.7% | ||
| Q3 24 | -10.3% | -30.4% | ||
| Q2 24 | 9.4% | -26.6% | ||
| Q1 24 | 4.1% | -37.7% |
净利率FAFRBLX
| Q4 25 | 10.3% | -22.3% | ||
| Q3 25 | 9.6% | -18.8% | ||
| Q2 25 | 7.9% | -25.8% | ||
| Q1 25 | 4.7% | -20.8% | ||
| Q4 24 | 4.3% | -22.2% | ||
| Q3 24 | -7.4% | -26.0% | ||
| Q2 24 | 7.2% | -23.0% | ||
| Q1 24 | 3.3% | -33.8% |
每股收益（稀释后）FAFRBLX
| Q4 25 | $2.04 | $-0.44 | ||
| Q3 25 | $1.84 | $-0.37 | ||
| Q2 25 | $1.41 | $-0.41 | ||
| Q1 25 | $0.71 | $-0.32 | ||
| Q4 24 | $0.70 | $-0.32 | ||
| Q3 24 | $-1.00 | $-0.37 | ||
| Q2 24 | $1.11 | $-0.32 | ||
| Q1 24 | $0.45 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $3.1B |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $5.5B | $394.5M |
| 总资产 | $16.2B | $9.6B |
| 负债/权益比越低杠杆越低 | — | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资FAFRBLX
| Q4 25 | $1.4B | $3.1B | ||
| Q3 25 | $2.9B | $2.9B | ||
| Q2 25 | $2.0B | $2.6B | ||
| Q1 25 | $2.0B | $2.7B | ||
| Q4 24 | $1.7B | $2.4B | ||
| Q3 24 | $3.0B | $2.3B | ||
| Q2 24 | $2.0B | $2.4B | ||
| Q1 24 | $1.5B | $2.4B |
总债务FAFRBLX
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FAFRBLX
| Q4 25 | $5.5B | $394.5M | ||
| Q3 25 | $5.3B | $407.6M | ||
| Q2 25 | $5.1B | $353.2M | ||
| Q1 25 | $5.0B | $310.7M | ||
| Q4 24 | $4.9B | $221.4M | ||
| Q3 24 | $5.1B | $189.9M | ||
| Q2 24 | $4.8B | $121.5M | ||
| Q1 24 | $4.8B | $71.6M |
总资产FAFRBLX
| Q4 25 | $16.2B | $9.6B | ||
| Q3 25 | $17.6B | $8.6B | ||
| Q2 25 | $16.3B | $7.8B | ||
| Q1 25 | $15.5B | $7.5B | ||
| Q4 24 | $14.9B | $7.2B | ||
| Q3 24 | $16.6B | $6.7B | ||
| Q2 24 | $15.2B | $6.5B | ||
| Q1 24 | $14.7B | $6.3B |
负债/权益比FAFRBLX
| Q4 25 | — | 2.98× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 5.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $308.6M |
| 自由现金流率自由现金流/营收 | 15.8% | 21.8% |
| 资本支出强度资本支出/营收 | 2.2% | 21.1% |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | $1.4B |
8季度趋势，按日历期对齐
经营现金流FAFRBLX
| Q4 25 | $369.3M | $607.0M | ||
| Q3 25 | $272.5M | $546.2M | ||
| Q2 25 | $361.8M | $199.3M | ||
| Q1 25 | $-52.8M | $443.9M | ||
| Q4 24 | $324.6M | $184.5M | ||
| Q3 24 | $236.9M | $247.4M | ||
| Q2 24 | $266.7M | $151.4M | ||
| Q1 24 | $69.3M | $238.9M |
自由现金流FAFRBLX
| Q4 25 | $324.5M | $308.6M | ||
| Q3 25 | $223.1M | $443.6M | ||
| Q2 25 | $309.4M | $176.7M | ||
| Q1 25 | $-94.5M | $426.5M | ||
| Q4 24 | $266.2M | $120.6M | ||
| Q3 24 | $185.4M | $218.0M | ||
| Q2 24 | $210.0M | $111.7M | ||
| Q1 24 | $17.6M | $192.3M |
自由现金流率FAFRBLX
| Q4 25 | 15.8% | 21.8% | ||
| Q3 25 | 11.3% | 32.6% | ||
| Q2 25 | 16.8% | 16.3% | ||
| Q1 25 | -6.0% | 41.2% | ||
| Q4 24 | 15.8% | 12.2% | ||
| Q3 24 | 13.2% | 23.7% | ||
| Q2 24 | 13.0% | 12.5% | ||
| Q1 24 | 1.2% | 24.0% |
资本支出强度FAFRBLX
| Q4 25 | 2.2% | 21.1% | ||
| Q3 25 | 2.5% | 7.5% | ||
| Q2 25 | 2.8% | 2.1% | ||
| Q1 25 | 2.6% | 1.7% | ||
| Q4 24 | 3.5% | 6.5% | ||
| Q3 24 | 3.7% | 3.2% | ||
| Q2 24 | 3.5% | 4.4% | ||
| Q1 24 | 3.6% | 5.8% |
现金转化率FAFRBLX
| Q4 25 | 1.74× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | -0.71× | — | ||
| Q4 24 | 4.48× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 1.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
RBLX
暂无分部数据
