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First American Financial Corp（FAF）与摩森康胜饮品公司（TAP）财务数据对比。点击上方公司名可切换其他公司
摩森康胜饮品公司的季度营收约是First American Financial Corp的1.5倍（$3.1B vs $2.0B），First American Financial Corp净利率更高（10.3% vs 7.6%，领先2.7%），First American Financial Corp同比增速更快（21.6% vs -3.6%），摩森康胜饮品公司自由现金流更多（$357.8M vs $324.5M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 1.2%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
摩森康胜饮品公司是一家美加合资的跨国饮料酿造企业，旗下拥有多款知名酒精及非酒精饮品产品线，业务覆盖全球多个国家和地区，目前在伊利诺伊州芝加哥与魁北克省蒙特利尔设有双总部。
FAF vs TAP — 直观对比
营收规模更大
TAP
是对方的1.5倍
$2.0B
营收增速更快
FAF
高出25.3%
-3.6%
净利率更高
FAF
高出2.7%
7.6%
自由现金流更多
TAP
多$33.3M
$324.5M
两年增速更快
FAF
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $3.1B |
| 净利润 | $211.9M | $238.3M |
| 毛利率 | — | 31.0% |
| 营业利润率 | 14.0% | 10.4% |
| 净利率 | 10.3% | 7.6% |
| 营收同比 | 21.6% | -3.6% |
| 净利润同比 | 192.7% | -17.2% |
| 每股收益（稀释后） | $2.04 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFTAP
| Q4 25 | $2.0B | $3.1B | ||
| Q3 25 | $2.0B | $3.5B | ||
| Q2 25 | $1.8B | $3.7B | ||
| Q1 25 | $1.6B | $2.7B | ||
| Q4 24 | $1.7B | $3.2B | ||
| Q3 24 | $1.4B | $3.6B | ||
| Q2 24 | $1.6B | $3.8B | ||
| Q1 24 | $1.4B | $3.0B |
净利润FAFTAP
| Q4 25 | $211.9M | $238.3M | ||
| Q3 25 | $189.6M | $-2.9B | ||
| Q2 25 | $146.1M | $428.7M | ||
| Q1 25 | $74.2M | $121.0M | ||
| Q4 24 | $72.4M | $287.8M | ||
| Q3 24 | $-104.0M | $199.8M | ||
| Q2 24 | $116.0M | $427.0M | ||
| Q1 24 | $46.7M | $207.8M |
毛利率FAFTAP
| Q4 25 | — | 31.0% | ||
| Q3 25 | — | 33.7% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | — | 32.0% | ||
| Q3 24 | — | 33.4% | ||
| Q2 24 | — | 34.6% | ||
| Q1 24 | — | 31.6% |
营业利润率FAFTAP
| Q4 25 | 14.0% | 10.4% | ||
| Q3 25 | 12.5% | -98.5% | ||
| Q2 25 | 10.6% | 15.6% | ||
| Q1 25 | 6.1% | 6.9% | ||
| Q4 24 | 5.9% | 12.0% | ||
| Q3 24 | -10.3% | 12.5% | ||
| Q2 24 | 9.4% | 15.6% | ||
| Q1 24 | 4.1% | 10.3% |
净利率FAFTAP
| Q4 25 | 10.3% | 7.6% | ||
| Q3 25 | 9.6% | -84.0% | ||
| Q2 25 | 7.9% | 11.5% | ||
| Q1 25 | 4.7% | 4.5% | ||
| Q4 24 | 4.3% | 8.9% | ||
| Q3 24 | -7.4% | 5.5% | ||
| Q2 24 | 7.2% | 11.1% | ||
| Q1 24 | 3.3% | 6.8% |
每股收益（稀释后）FAFTAP
| Q4 25 | $2.04 | $1.32 | ||
| Q3 25 | $1.84 | $-14.79 | ||
| Q2 25 | $1.41 | $2.13 | ||
| Q1 25 | $0.71 | $0.59 | ||
| Q4 24 | $0.70 | $1.39 | ||
| Q3 24 | $-1.00 | $0.96 | ||
| Q2 24 | $1.11 | $2.03 | ||
| Q1 24 | $0.45 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $896.5M |
| 总债务越低越好 | — | $6.3B |
| 股东权益账面价值 | $5.5B | $10.2B |
| 总资产 | $16.2B | $22.7B |
| 负债/权益比越低杠杆越低 | — | 0.61× |
8季度趋势，按日历期对齐
现金及短期投资FAFTAP
| Q4 25 | $1.4B | $896.5M | ||
| Q3 25 | $2.9B | $950.2M | ||
| Q2 25 | $2.0B | $613.8M | ||
| Q1 25 | $2.0B | $412.7M | ||
| Q4 24 | $1.7B | $969.3M | ||
| Q3 24 | $3.0B | $1.0B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $1.5B | $458.4M |
总债务FAFTAP
| Q4 25 | — | $6.3B | ||
| Q3 25 | — | $6.3B | ||
| Q2 25 | — | $6.3B | ||
| Q1 25 | — | $6.2B | ||
| Q4 24 | — | $6.1B | ||
| Q3 24 | — | $6.2B | ||
| Q2 24 | — | $7.0B | ||
| Q1 24 | — | $6.2B |
股东权益FAFTAP
| Q4 25 | $5.5B | $10.2B | ||
| Q3 25 | $5.3B | $10.3B | ||
| Q2 25 | $5.1B | $13.4B | ||
| Q1 25 | $5.0B | $13.1B | ||
| Q4 24 | $4.9B | $13.1B | ||
| Q3 24 | $5.1B | $13.3B | ||
| Q2 24 | $4.8B | $13.2B | ||
| Q1 24 | $4.8B | $13.1B |
总资产FAFTAP
| Q4 25 | $16.2B | $22.7B | ||
| Q3 25 | $17.6B | $22.9B | ||
| Q2 25 | $16.3B | $26.8B | ||
| Q1 25 | $15.5B | $25.9B | ||
| Q4 24 | $14.9B | $26.1B | ||
| Q3 24 | $16.6B | $26.6B | ||
| Q2 24 | $15.2B | $27.4B | ||
| Q1 24 | $14.7B | $26.1B |
负债/权益比FAFTAP
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.61× | ||
| Q2 25 | — | 0.47× | ||
| Q1 25 | — | 0.47× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | $540.7M |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $357.8M |
| 自由现金流率自由现金流/营收 | 15.8% | 11.4% |
| 资本支出强度资本支出/营收 | 2.2% | 5.9% |
| 现金转化率经营现金流/净利润 | 1.74× | 2.27× |
| 过去12个月自由现金流最近4个季度 | $762.5M | $1.1B |
8季度趋势，按日历期对齐
经营现金流FAFTAP
| Q4 25 | $369.3M | $540.7M | ||
| Q3 25 | $272.5M | $616.1M | ||
| Q2 25 | $361.8M | $718.3M | ||
| Q1 25 | $-52.8M | $-90.7M | ||
| Q4 24 | $324.6M | $494.5M | ||
| Q3 24 | $236.9M | $521.2M | ||
| Q2 24 | $266.7M | $869.2M | ||
| Q1 24 | $69.3M | $25.4M |
自由现金流FAFTAP
| Q4 25 | $324.5M | $357.8M | ||
| Q3 25 | $223.1M | $483.0M | ||
| Q2 25 | $309.4M | $555.0M | ||
| Q1 25 | $-94.5M | $-328.0M | ||
| Q4 24 | $266.2M | $383.4M | ||
| Q3 24 | $185.4M | $350.4M | ||
| Q2 24 | $210.0M | $691.7M | ||
| Q1 24 | $17.6M | $-189.3M |
自由现金流率FAFTAP
| Q4 25 | 15.8% | 11.4% | ||
| Q3 25 | 11.3% | 13.9% | ||
| Q2 25 | 16.8% | 14.8% | ||
| Q1 25 | -6.0% | -12.2% | ||
| Q4 24 | 15.8% | 11.8% | ||
| Q3 24 | 13.2% | 9.7% | ||
| Q2 24 | 13.0% | 18.0% | ||
| Q1 24 | 1.2% | -6.2% |
资本支出强度FAFTAP
| Q4 25 | 2.2% | 5.9% | ||
| Q3 25 | 2.5% | 3.8% | ||
| Q2 25 | 2.8% | 4.4% | ||
| Q1 25 | 2.6% | 8.8% | ||
| Q4 24 | 3.5% | 3.4% | ||
| Q3 24 | 3.7% | 4.7% | ||
| Q2 24 | 3.5% | 4.6% | ||
| Q1 24 | 3.6% | 7.0% |
现金转化率FAFTAP
| Q4 25 | 1.74× | 2.27× | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 2.48× | 1.68× | ||
| Q1 25 | -0.71× | -0.75× | ||
| Q4 24 | 4.48× | 1.72× | ||
| Q3 24 | — | 2.61× | ||
| Q2 24 | 2.30× | 2.04× | ||
| Q1 24 | 1.48× | 0.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
TAP
暂无分部数据
