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FARMER BROTHERS CO（FARM）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是FARMER BROTHERS CO的1.1倍（$93.8M vs $88.9M），合众银行净利率更高（27.3% vs -5.5%，领先32.8%），过去两年合众银行的营收复合增速更高（15.1% vs 2.1%）
Farmer Bros. Co.是一家总部位于美国得克萨斯州沃斯堡的餐饮服务企业，主打咖啡与茶类产品的生产分销，同时还供应约300种餐厅及其他经营场所所需的餐饮配套用品，目前由约翰·摩尔担任公司首席执行官兼总裁。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
FARM vs OSBC — 直观对比
营收规模更大
OSBC
是对方的1.1倍
$88.9M
净利率更高
OSBC
高出32.8%
-5.5%
两年增速更快
OSBC
近两年复合增速
2.1%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $88.9M | $93.8M |
| 净利润 | $-4.9M | $25.6M |
| 毛利率 | 36.3% | — |
| 营业利润率 | -4.7% | — |
| 净利率 | -5.5% | 27.3% |
| 营收同比 | -1.2% | — |
| 净利润同比 | -2417.1% | 159.2% |
| 每股收益（稀释后） | $-0.22 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FARMOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $88.9M | $95.2M | ||
| Q3 25 | $81.6M | $95.9M | ||
| Q2 25 | $85.1M | $75.1M | ||
| Q1 25 | $82.1M | $73.1M | ||
| Q4 24 | $90.0M | $73.2M | ||
| Q3 24 | $85.1M | $71.2M | ||
| Q2 24 | $84.4M | $70.8M |
净利润FARMOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $-4.9M | — | ||
| Q3 25 | $-4.0M | $9.9M | ||
| Q2 25 | $-4.7M | $21.8M | ||
| Q1 25 | $-5.0M | $19.8M | ||
| Q4 24 | $210.0K | — | ||
| Q3 24 | $-5.0M | $23.0M | ||
| Q2 24 | $-4.6M | $21.9M |
毛利率FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | 36.3% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 44.9% | — | ||
| Q1 25 | 42.1% | — | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | 43.9% | — | ||
| Q2 24 | 38.8% | — |
营业利润率FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | -4.7% | 41.2% | ||
| Q3 25 | -3.9% | 13.6% | ||
| Q2 25 | 4.6% | 38.9% | ||
| Q1 25 | -4.3% | 35.8% | ||
| Q4 24 | 1.1% | 34.7% | ||
| Q3 24 | -3.3% | 41.9% | ||
| Q2 24 | -4.9% | 41.2% |
净利率FARMOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | -5.5% | — | ||
| Q3 25 | -4.9% | 10.3% | ||
| Q2 25 | -5.6% | 29.0% | ||
| Q1 25 | -6.1% | 27.1% | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | -5.9% | 32.3% | ||
| Q2 24 | -5.4% | 30.9% |
每股收益（稀释后）FARMOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $-0.22 | $0.53 | ||
| Q3 25 | $-0.19 | $0.18 | ||
| Q2 25 | $-0.22 | $0.48 | ||
| Q1 25 | $-0.23 | $0.43 | ||
| Q4 24 | $0.01 | $0.42 | ||
| Q3 24 | $-0.24 | $0.50 | ||
| Q2 24 | $-0.23 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.2M | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $35.7M | $893.3M |
| 总资产 | $151.4M | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FARMOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $4.2M | $124.0M | ||
| Q3 25 | $3.8M | $116.5M | ||
| Q2 25 | $6.8M | $141.8M | ||
| Q1 25 | $4.1M | $256.1M | ||
| Q4 24 | $5.5M | $99.3M | ||
| Q3 24 | $3.3M | $115.8M | ||
| Q2 24 | $5.8M | $120.9M |
股东权益FARMOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $35.7M | $896.8M | ||
| Q3 25 | $40.0M | $866.7M | ||
| Q2 25 | $43.5M | $718.6M | ||
| Q1 25 | $37.3M | $694.5M | ||
| Q4 24 | $41.5M | $671.0M | ||
| Q3 24 | $40.9M | $661.4M | ||
| Q2 24 | $45.5M | $619.3M |
总资产FARMOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $151.4M | $6.9B | ||
| Q3 25 | $158.8M | $7.0B | ||
| Q2 25 | $161.2M | $5.7B | ||
| Q1 25 | $163.2M | $5.7B | ||
| Q4 24 | $179.1M | $5.6B | ||
| Q3 24 | $182.0M | $5.7B | ||
| Q2 24 | $185.2M | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-786.0K | — |
| 自由现金流经营现金流 - 资本支出 | $-2.6M | — |
| 自由现金流率自由现金流/营收 | -2.9% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-786.0K | $122.3M | ||
| Q3 25 | $-5.0M | $35.9M | ||
| Q2 25 | $9.7M | $24.2M | ||
| Q1 25 | $1.3M | $17.8M | ||
| Q4 24 | $2.6M | $131.5M | ||
| Q3 24 | $2.5M | $48.5M | ||
| Q2 24 | $-995.0K | $11.6M |
自由现金流FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-2.6M | $117.8M | ||
| Q3 25 | $-6.9M | $34.7M | ||
| Q2 25 | — | $23.5M | ||
| Q1 25 | $-684.0K | $16.2M | ||
| Q4 24 | $521.0K | $120.7M | ||
| Q3 24 | $-837.0K | $46.2M | ||
| Q2 24 | — | $8.7M |
自由现金流率FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | -2.9% | 123.7% | ||
| Q3 25 | -8.5% | 36.2% | ||
| Q2 25 | — | 31.2% | ||
| Q1 25 | -0.8% | 22.2% | ||
| Q4 24 | 0.6% | 165.0% | ||
| Q3 24 | -1.0% | 64.9% | ||
| Q2 24 | — | 12.3% |
资本支出强度FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 4.7% | ||
| Q3 25 | 2.4% | 1.3% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | 2.4% | 2.2% | ||
| Q4 24 | 2.3% | 14.7% | ||
| Q3 24 | 3.9% | 3.3% | ||
| Q2 24 | — | 4.2% |
现金转化率FARMOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | 12.16× | — | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FARM
| Coffee Roasted | $45.5M | 51% |
| Tea Iced Hot | $23.3M | 26% |
| Culinary | $14.1M | 16% |
| Spice | $4.9M | 5% |
| Fuel Surcharge | $1.2M | 1% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
