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富兰克林柯维(FC)与ORRSTOWN FINANCIAL SERVICES INC(ORRF)财务数据对比。点击上方公司名可切换其他公司
ORRSTOWN FINANCIAL SERVICES INC的季度营收约是富兰克林柯维的1.0倍($64.6M vs $64.0M),ORRSTOWN FINANCIAL SERVICES INC净利率更高(33.8% vs -5.1%,领先38.9%),过去两年ORRSTOWN FINANCIAL SERVICES INC的营收复合增速更高(39.3% vs 2.2%)
富兰克林柯维总部位于美国犹他州盐湖城,是一家专业培训指导企业,面向各类组织与个人提供领导力提升、个人效能成长与业务执行领域的培训及评估服务。公司由富兰克林奎斯特与柯维领导力中心于1997年合并成立,最为人熟知的产品包括富兰克林柯维规划系统等。
奥尔斯敦金融服务公司是总部位于美国宾夕法尼亚州的区域性银行控股企业,提供零售及商业银行服务,涵盖存款账户、个人与企业贷款、按揭产品、财富管理等业务,主要服务宾州中部及马里兰州北部的个人客户和中小微企业。
FC vs ORRF — 直观对比
营收规模更大
ORRF
是对方的1.0倍
$64.0M
净利率更高
ORRF
高出38.9%
-5.1%
两年增速更快
ORRF
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $64.0M | $64.6M |
| 净利润 | $-3.3M | $21.8M |
| 毛利率 | 75.5% | — |
| 营业利润率 | -5.7% | — |
| 净利率 | -5.1% | 33.8% |
| 营收同比 | -7.3% | — |
| 净利润同比 | -378.5% | 19.1% |
| 每股收益(稀释后) | $-0.27 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FC
ORRF
| Q1 26 | — | $64.6M | ||
| Q4 25 | $64.0M | $64.9M | ||
| Q3 25 | $71.2M | $64.4M | ||
| Q2 25 | $67.1M | $62.4M | ||
| Q1 25 | $59.6M | $60.4M | ||
| Q4 24 | $69.1M | $61.8M | ||
| Q3 24 | $84.1M | $64.1M | ||
| Q2 24 | $73.4M | $33.3M |
净利润
FC
ORRF
| Q1 26 | — | $21.8M | ||
| Q4 25 | $-3.3M | $21.5M | ||
| Q3 25 | $4.4M | $21.9M | ||
| Q2 25 | $-1.4M | $19.4M | ||
| Q1 25 | $-1.1M | $18.1M | ||
| Q4 24 | $1.2M | $13.7M | ||
| Q3 24 | $12.0M | $-7.9M | ||
| Q2 24 | $5.7M | $7.7M |
毛利率
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 75.5% | — | ||
| Q3 25 | 75.5% | — | ||
| Q2 25 | 76.5% | — | ||
| Q1 25 | 76.7% | — | ||
| Q4 24 | 76.3% | — | ||
| Q3 24 | 78.1% | — | ||
| Q2 24 | 76.6% | — |
营业利润率
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | -5.7% | 42.3% | ||
| Q3 25 | 11.1% | 43.0% | ||
| Q2 25 | -3.3% | 39.6% | ||
| Q1 25 | -2.4% | 37.7% | ||
| Q4 24 | 2.1% | 27.7% | ||
| Q3 24 | 21.3% | -15.4% | ||
| Q2 24 | 11.4% | 29.5% |
净利率
FC
ORRF
| Q1 26 | — | 33.8% | ||
| Q4 25 | -5.1% | 33.1% | ||
| Q3 25 | 6.1% | 34.0% | ||
| Q2 25 | -2.1% | 31.2% | ||
| Q1 25 | -1.8% | 29.9% | ||
| Q4 24 | 1.7% | 22.1% | ||
| Q3 24 | 14.2% | -12.3% | ||
| Q2 24 | 7.8% | 23.3% |
每股收益(稀释后)
FC
ORRF
| Q1 26 | — | $1.12 | ||
| Q4 25 | $-0.27 | $1.11 | ||
| Q3 25 | $0.34 | $1.13 | ||
| Q2 25 | $-0.11 | $1.01 | ||
| Q1 25 | $-0.08 | $0.93 | ||
| Q4 24 | $0.09 | $0.35 | ||
| Q3 24 | $0.89 | $-0.41 | ||
| Q2 24 | $0.43 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $17.5M | $161.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $54.0M | $603.2M |
| 总资产 | $221.3M | $5.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
FC
ORRF
| Q1 26 | — | $161.8M | ||
| Q4 25 | $17.5M | — | ||
| Q3 25 | $31.7M | — | ||
| Q2 25 | $33.7M | — | ||
| Q1 25 | $40.4M | — | ||
| Q4 24 | $53.3M | — | ||
| Q3 24 | $48.7M | — | ||
| Q2 24 | $36.6M | — |
股东权益
FC
ORRF
| Q1 26 | — | $603.2M | ||
| Q4 25 | $54.0M | $591.5M | ||
| Q3 25 | $66.9M | $571.9M | ||
| Q2 25 | $65.6M | $548.4M | ||
| Q1 25 | $72.5M | $532.9M | ||
| Q4 24 | $80.6M | $516.7M | ||
| Q3 24 | $83.1M | $516.2M | ||
| Q2 24 | $72.2M | $278.4M |
总资产
FC
ORRF
| Q1 26 | — | $5.6B | ||
| Q4 25 | $221.3M | $5.5B | ||
| Q3 25 | $242.9M | $5.5B | ||
| Q2 25 | $218.3M | $5.4B | ||
| Q1 25 | $221.3M | $5.4B | ||
| Q4 24 | $239.9M | $5.4B | ||
| Q3 24 | $261.5M | $5.5B | ||
| Q2 24 | $221.0M | $3.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $98.0K | — |
| 自由现金流经营现金流 - 资本支出 | $-1.6M | — |
| 自由现金流率自由现金流/营收 | -2.5% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $5.9M | — |
8季度趋势,按日历期对齐
经营现金流
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | $98.0K | $74.7M | ||
| Q3 25 | $9.9M | $22.8M | ||
| Q2 25 | $6.3M | $24.5M | ||
| Q1 25 | $-1.4M | $11.0M | ||
| Q4 24 | $14.1M | $35.0M | ||
| Q3 24 | $21.9M | $7.5M | ||
| Q2 24 | $8.2M | $6.4M |
自由现金流
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | $-1.6M | $70.5M | ||
| Q3 25 | $5.7M | $22.3M | ||
| Q2 25 | $4.5M | $23.7M | ||
| Q1 25 | $-2.6M | $8.6M | ||
| Q4 24 | $13.1M | $33.4M | ||
| Q3 24 | $20.8M | $7.1M | ||
| Q2 24 | $7.3M | $6.4M |
自由现金流率
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | -2.5% | 108.6% | ||
| Q3 25 | 8.0% | 34.7% | ||
| Q2 25 | 6.7% | 37.9% | ||
| Q1 25 | -4.4% | 14.3% | ||
| Q4 24 | 19.0% | 54.0% | ||
| Q3 24 | 24.7% | 11.1% | ||
| Q2 24 | 9.9% | 19.2% |
资本支出强度
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 6.5% | ||
| Q3 25 | 5.9% | 0.8% | ||
| Q2 25 | 2.7% | 1.3% | ||
| Q1 25 | 2.1% | 3.8% | ||
| Q4 24 | 1.4% | 2.6% | ||
| Q3 24 | 1.3% | 0.6% | ||
| Q2 24 | 1.2% | 0.1% |
现金转化率
FC
ORRF
| Q1 26 | — | — | ||
| Q4 25 | — | 3.48× | ||
| Q3 25 | 2.27× | 1.04× | ||
| Q2 25 | — | 1.26× | ||
| Q1 25 | — | 0.61× | ||
| Q4 24 | 11.98× | 2.55× | ||
| Q3 24 | 1.83× | — | ||
| Q2 24 | 1.43× | 0.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FC
暂无分部数据
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |