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FIRST COMMONWEALTH FINANCIAL CORP（FCF）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是FIRST COMMONWEALTH FINANCIAL CORP的1.6倍（$212.2M vs $133.7M），FIRST COMMONWEALTH FINANCIAL CORP净利率更高（28.1% vs 18.8%，领先9.3%），FIRST COMMONWEALTH FINANCIAL CORP同比增速更快（13.0% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 5.5%）
第一联邦金融公司是总部位于美国宾夕法尼亚州的区域性金融服务控股企业，主要面向宾州中西部及俄亥俄州的个人、小型和中型企业提供零售与商业银行、财富管理、保险等多元金融产品和服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
FCF vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.6倍
$133.7M
营收增速更快
FCF
高出4.4%
8.6%
净利率更高
FCF
高出9.3%
18.8%
两年增速更快
RAMP
近两年复合增速
5.5%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $133.7M | $212.2M |
| 净利润 | $37.5M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 28.1% | 18.8% |
| 营收同比 | 13.0% | 8.6% |
| 净利润同比 | 14.8% | 255.7% |
| 每股收益（稀释后） | $0.37 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFRAMP
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $212.2M | ||
| Q3 25 | $136.0M | $199.8M | ||
| Q2 25 | $131.0M | $194.8M | ||
| Q1 25 | $118.0M | $188.7M | ||
| Q4 24 | $120.4M | $195.4M | ||
| Q3 24 | $121.2M | $185.5M | ||
| Q2 24 | $120.2M | $176.0M |
净利润FCFRAMP
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $39.9M | ||
| Q3 25 | $41.3M | $27.4M | ||
| Q2 25 | $33.4M | $7.7M | ||
| Q1 25 | $32.7M | $-6.3M | ||
| Q4 24 | $35.8M | $11.2M | ||
| Q3 24 | $32.1M | $1.7M | ||
| Q2 24 | $37.1M | $-7.5M |
毛利率FCFRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率FCFRAMP
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 18.6% | ||
| Q3 25 | 38.1% | 10.7% | ||
| Q2 25 | 32.1% | 3.7% | ||
| Q1 25 | 34.8% | -6.1% | ||
| Q4 24 | 37.1% | 7.5% | ||
| Q3 24 | 33.4% | 4.0% | ||
| Q2 24 | 38.7% | -3.0% |
净利率FCFRAMP
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 18.8% | ||
| Q3 25 | 30.4% | 13.7% | ||
| Q2 25 | 25.5% | 4.0% | ||
| Q1 25 | 27.7% | -3.3% | ||
| Q4 24 | 29.8% | 5.7% | ||
| Q3 24 | 26.5% | 0.9% | ||
| Q2 24 | 30.9% | -4.3% |
每股收益（稀释后）FCFRAMP
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.62 | ||
| Q3 25 | $0.39 | $0.42 | ||
| Q2 25 | $0.32 | $0.12 | ||
| Q1 25 | $0.32 | $-0.10 | ||
| Q4 24 | $0.35 | $0.17 | ||
| Q3 24 | $0.31 | $0.03 | ||
| Q2 24 | $0.36 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | $154.9M | — |
| 股东权益账面价值 | $1.6B | $962.3M |
| 总资产 | $12.3B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
总债务FCFRAMP
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
股东权益FCFRAMP
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $962.3M | ||
| Q3 25 | $1.5B | $943.8M | ||
| Q2 25 | $1.5B | $947.8M | ||
| Q1 25 | $1.4B | $948.9M | ||
| Q4 24 | $1.4B | $957.7M | ||
| Q3 24 | $1.4B | $932.1M | ||
| Q2 24 | $1.4B | $951.9M |
总资产FCFRAMP
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $1.3B | ||
| Q3 25 | $12.3B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.8B | $1.3B | ||
| Q4 24 | $11.6B | $1.3B | ||
| Q3 24 | $12.0B | $1.2B | ||
| Q2 24 | $11.6B | $1.2B |
负债/权益比FCFRAMP
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
