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FirstCash Holdings, Inc.（FCFS）与Frontdoor, Inc.（FTDR）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Frontdoor, Inc.的1.1倍（$501.3M vs $451.0M），FirstCash Holdings, Inc.净利率更高（20.8% vs 9.1%，领先11.7%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 5.9%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -8.8%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Frontdoor, Inc.是领先的家庭服务与保障平台，主要面向美国市场运营。其提供可定制的家庭保修计划，覆盖家电、暖通空调、管道、电气系统的维修更换，同时支持用户按需对接经预先审核的本地服务商，满足住宅维护及维修需求。
FCFS vs FTDR — 直观对比
营收规模更大
FCFS
是对方的1.1倍
$451.0M
营收增速更快
FCFS
高出15.3%
5.9%
净利率更高
FCFS
高出11.7%
9.1%
两年增速更快
FCFS
近两年复合增速
-8.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $451.0M |
| 净利润 | $104.2M | $41.0M |
| 毛利率 | — | 55.0% |
| 营业利润率 | 28.5% | — |
| 净利率 | 20.8% | 9.1% |
| 营收同比 | 21.2% | 5.9% |
| 净利润同比 | 24.7% | 10.8% |
| 每股收益（稀释后） | $2.35 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFTDR
| Q1 26 | — | $451.0M | ||
| Q4 25 | $501.3M | $432.0M | ||
| Q3 25 | $411.0M | $618.0M | ||
| Q2 25 | $385.1M | $617.0M | ||
| Q1 25 | $371.1M | $426.0M | ||
| Q4 24 | $413.7M | $383.0M | ||
| Q3 24 | $363.1M | $540.0M | ||
| Q2 24 | $363.5M | $542.0M |
净利润FCFSFTDR
| Q1 26 | — | $41.0M | ||
| Q4 25 | $104.2M | $1.0M | ||
| Q3 25 | $82.8M | $106.0M | ||
| Q2 25 | $59.8M | $111.0M | ||
| Q1 25 | $83.6M | $37.0M | ||
| Q4 24 | $83.5M | $9.0M | ||
| Q3 24 | $64.8M | $100.0M | ||
| Q2 24 | $49.1M | $92.0M |
毛利率FCFSFTDR
| Q1 26 | — | 55.0% | ||
| Q4 25 | — | 49.3% | ||
| Q3 25 | — | 57.1% | ||
| Q2 25 | — | 57.7% | ||
| Q1 25 | — | 55.2% | ||
| Q4 24 | — | 48.0% | ||
| Q3 24 | — | 56.7% | ||
| Q2 24 | — | 56.5% |
营业利润率FCFSFTDR
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | 0.5% | ||
| Q3 25 | 27.4% | 23.0% | ||
| Q2 25 | 21.1% | 23.7% | ||
| Q1 25 | 30.0% | 11.3% | ||
| Q4 24 | 26.5% | 1.6% | ||
| Q3 24 | 23.5% | 24.8% | ||
| Q2 24 | 18.2% | 22.9% |
净利率FCFSFTDR
| Q1 26 | — | 9.1% | ||
| Q4 25 | 20.8% | 0.2% | ||
| Q3 25 | 20.1% | 17.2% | ||
| Q2 25 | 15.5% | 18.0% | ||
| Q1 25 | 22.5% | 8.7% | ||
| Q4 24 | 20.2% | 2.3% | ||
| Q3 24 | 17.9% | 18.5% | ||
| Q2 24 | 13.5% | 17.0% |
每股收益（稀释后）FCFSFTDR
| Q1 26 | — | $0.57 | ||
| Q4 25 | $2.35 | $0.03 | ||
| Q3 25 | $1.86 | $1.42 | ||
| Q2 25 | $1.34 | $1.48 | ||
| Q1 25 | $1.87 | $0.49 | ||
| Q4 24 | $1.86 | $0.10 | ||
| Q3 24 | $1.44 | $1.30 | ||
| Q2 24 | $1.08 | $1.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $603.0M |
| 总债务越低越好 | $2.2B | $1.2B |
| 股东权益账面价值 | $2.3B | $230.0M |
| 总资产 | $5.3B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.98× | 5.07× |
8季度趋势，按日历期对齐
现金及短期投资FCFSFTDR
| Q1 26 | — | $603.0M | ||
| Q4 25 | $125.2M | $566.0M | ||
| Q3 25 | $130.2M | $563.0M | ||
| Q2 25 | $101.5M | $562.0M | ||
| Q1 25 | $146.0M | $506.0M | ||
| Q4 24 | $175.1M | $436.0M | ||
| Q3 24 | $106.3M | $375.0M | ||
| Q2 24 | $113.7M | $419.0M |
总债务FCFSFTDR
| Q1 26 | — | $1.2B | ||
| Q4 25 | $2.2B | $1.1B | ||
| Q3 25 | $2.2B | $1.2B | ||
| Q2 25 | $1.7B | $1.2B | ||
| Q1 25 | $1.7B | $1.2B | ||
| Q4 24 | $1.7B | $1.2B | ||
| Q3 24 | $1.7B | $565.0M | ||
| Q2 24 | $1.7B | $569.0M |
股东权益FCFSFTDR
| Q1 26 | — | $230.0M | ||
| Q4 25 | $2.3B | $242.0M | ||
| Q3 25 | $2.2B | $316.0M | ||
| Q2 25 | $2.1B | $254.0M | ||
| Q1 25 | $2.1B | $198.0M | ||
| Q4 24 | $2.1B | $239.0M | ||
| Q3 24 | $2.0B | $261.0M | ||
| Q2 24 | $2.0B | $214.0M |
总资产FCFSFTDR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $5.3B | $2.1B | ||
| Q3 25 | $5.2B | $2.2B | ||
| Q2 25 | $4.5B | $2.2B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $1.2B | ||
| Q2 24 | $4.3B | $1.2B |
负债/权益比FCFSFTDR
| Q1 26 | — | 5.07× | ||
| Q4 25 | 0.98× | 4.73× | ||
| Q3 25 | 1.01× | 3.64× | ||
| Q2 25 | 0.79× | 4.56× | ||
| Q1 25 | 0.83× | 5.88× | ||
| Q4 24 | 0.85× | 4.90× | ||
| Q3 24 | 0.87× | 2.16× | ||
| Q2 24 | 0.85× | 2.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | — |
| 自由现金流经营现金流 - 资本支出 | — | $114.0M |
| 自由现金流率自由现金流/营收 | — | 25.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $387.0M |
8季度趋势，按日历期对齐
经营现金流FCFSFTDR
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $101.0M | ||
| Q3 25 | $135.8M | $64.0M | ||
| Q2 25 | $116.9M | $127.0M | ||
| Q1 25 | $126.6M | $124.0M | ||
| Q4 24 | $198.1M | $58.0M | ||
| Q3 24 | $113.1M | $25.0M | ||
| Q2 24 | $106.2M | $103.0M |
自由现金流FCFSFTDR
| Q1 26 | — | $114.0M | ||
| Q4 25 | — | $95.0M | ||
| Q3 25 | — | $58.0M | ||
| Q2 25 | — | $120.0M | ||
| Q1 25 | — | $117.0M | ||
| Q4 24 | — | $50.0M | ||
| Q3 24 | — | $16.0M | ||
| Q2 24 | — | $91.0M |
自由现金流率FCFSFTDR
| Q1 26 | — | 25.3% | ||
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 27.5% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | — | 3.0% | ||
| Q2 24 | — | 16.8% |
资本支出强度FCFSFTDR
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 2.2% |
现金转化率FCFSFTDR
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 101.00× | ||
| Q3 25 | 1.64× | 0.60× | ||
| Q2 25 | 1.95× | 1.14× | ||
| Q1 25 | 1.51× | 3.35× | ||
| Q4 24 | 2.37× | 6.44× | ||
| Q3 24 | 1.74× | 0.25× | ||
| Q2 24 | 2.16× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FTDR
暂无分部数据
